can i make a bank of america account online

You can open bank accounts entirely online, with no need for signatures or branch visits. See what you need and get tips for making the process easy. Online bank accounts from Discover include no hidden fees, 24/7 U.S.- Based customer service and 60000 no-fee ATMs in the U.S. Open an online bank account. There's no limit on the number of checking accounts you can open, whether you have them at traditional banks, credit unions or online banks.

watch the video

How to Create Bank of America Account -- Create Online Bank of America account Full Tutorial 2021

How do I apply for a business checking account?openWhat is a Beneficial Owner?closedWhat does mission federal credit union online banking login Beneficial Owner need to apply online?closedHow long does it take for my account to be opened online?closedHow do I make an initial deposit for an account that I just opened online?closedCan I reorder my business checks online?closedDo I pay an additional fee for Bank of America Small Business Online Banking?closedHow can I order or reorder a business or employee debit card?closed

What is a Beneficial Owner?open

A Beneficial Owner is an individual who owns or controls the entity doing business with Bank of America. Federal regulation requires financial institutions to obtain, verify and record information about the Beneficial Owner.

The following individuals are considered Beneficial Owners:

  • Each individual who, directly or indirectly, owns 25% or more of the equity interests of an entity.
  • One individual with significant responsibility for controlling or managing the entity, for example the senior executive officer, senior manager, etc.
What does a Beneficial Owner need to apply online?open
  • Name and title of person opening account
  • Name and address of entity for the account
  • Name, date of birth, Social Security number (U.S. Citizens), passport number and country of issuance (for foreign individuals), residential address, country of citizenship, country of residence, and percentage of ownership for each Beneficial Owner
  • Name, date of birth, Social Security number (U.S. Citizens), passport number and country of issuance (for foreign individuals), residential address, country of citizenship, country of residence for each controlling individual (this information is required even if no equity owner has 25% or greater ownership)
  • Certification that information provided on the Beneficial Owner and/or controlling manager is accurate
How long does it take for my account to be opened online?open

Application decisions are often immediate. In some cases, we may require additional supporting documentation to approve your application.

If we need additional information for our review, we will email you with the requirements. If requested, you have 11 days after you apply to send us your supplemental what is an online id bank of america your account is open, you should receive your debit card and checks (if ordered) within 5-7 business days. Visit us at a financial center for a temporary debit card and/or checks.

Can I reorder my business checks online?open

Yes, you can reorder checks online by signing in to Small Business Online Banking and selecting your account. On your account page there is a link to reorder checks. You can also reorder checks by calling 1.888.BUSINESS (1.888.287.4637).

Источник: https://www.bankofamerica.com/smallbusiness/deposits/resources/faqs-checking/

Bank of America Promotions

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have can i make a bank of america account online been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all the giving keys inc is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

Источник: https://www.creditdonkey.com/

Get the Mobile Banking app

Get it on the App Store
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on the App Store
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from can i make a bank of america account online, so please review their policies.

Or we can send you a link by email

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

Get the mobile banking app

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.

Continue

We've sent you a download link

We sent an email with the download link to

We sent a text message with the download link to

We couldn't send the link

We're sorry we weren't able to send you the download link. Please try again, or use your mobile device 170 c to f oven get the app from its app store.

Take charge of your account, at home or on the go

Online Banking Rated #1 over 9 years in Dynatrace’s Banker Scorecard

Manage accounts

Check your balance, deposit checks,view statements, pay bills, transfer money between your accounts and set up alerts through email, can i make a bank of america account online or push notifications. Browse cash-back deals with BankAmeriDeals® no matter where you are. It's all right at your fingertips, on your timeline.

Pay & transfer

Schedule or pay bills online from home, the office, wherever you can connect. Make quick, secure transfers between your accounts, or use Zelle® to exchange money with friends and family even if they have accounts at other banks.

Budget & track

Want a clear picture of your finances? Use our Spending and Budgeting tool to stay on course. It allows you to set up a budget and examples of 1st 2nd and 3rd degree murders spending in your accounts to quickly see where your money goes and helps you take control of it.

Get the mobile https www t online de login Banking offers convenient, secure banking from almost anywhere. Create custom alerts to track your balance or see if a payment is due. Add a digital wallet to pay with your phone. Need help? Chat with Erica, your virtual financial assistant.

Try our guided demos

Our step-by-step demos show you how to use our most popular digital products and services, online or in the app.

Manage accounts

  • Check your balance, deposit checks,view statements, pay bills, transfer money between your accounts, and set up alerts through email, text or push notifications
  • Browse cash-back deals with BankAmeriDeals® no matter where you are

Pay & transfer

  • Schedule or pay bills at your convenience
  • Make secure online transfers between your own accounts
  • Use Zelle® to exchange money with friends and family even if they have accounts at other banks

Budget & track

  • Use our Spending and Budgeting tool to stay on course
  • Quickly see where your money goes, and how to help take control of it
  • Set up a budget and monitor spending in your accounts

Get the mobile advantage

  • Enjoy the convenience and security of Online Banking from almost anywhere with Mobile Banking
  • Create custom alerts to track your balance or see if a payment is due
  • Add a digital wallet for more convenient ways to pay using just your phone
  • Need help fast? Start a chat with Erica, your virtual financial assistant

Try our guided demos

  • Our step-by-step demos show you how to use our most popular digital products and services, online or in the app.
Источник: https://www.bankofamerica.com/online-banking/mobile-and-online-banking-features/overview/

Bank of America is one of the largest banks in the United States and chances are you have a branch just around the corner.

Bank of America Logo

While headquartered in Charlotte, North Carolina, Bank of America has approximately 4,600 retail branch locations and almost 16,000 automated teller machines sprinkled throughout the country. I did a quick search on their location tools and found 50 results within 12.7 miles! (many were ATMs, but still quite a sizable footprint)

Bank of America is the second-largest bank behind JPMorgan Chase – and today you can find out how they will give you money to open an account with them.

Bank of America has two cash offers:

We’ll discuss both:

Discover Bank Logo

💰 Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus to open your first Online Savings Account. Just open it with the code WH21 by 12/15/2021 and then deposit at least $15,000 to get the lowest bonus amount. Deposit $25,000 to get the higher amount.

Learn more about this offer

If this offer isn’t for you, remember that Wells Fargo has a nationwide $200 offer worth checking out.

Promotions For New Customers to Bank of America — $100

If you are not a customer of Bank of America at all, the offer is not as generous (though not all existing customers are offered the account bonus listed below). Their public nationwide offer is for $100 and to get it, you need to open a new checking account on their offer page.

Three Bank of America Checking accounts qualify for this bonus:

  • Bank of America Advantage SafeBalance Banking® – $25 opening deposit, $4.95 monthly fee waived for eligible students or enrolees of Preferred Rewards
  • Bank of America Advantage Plus Banking® – $100 opening deposit, $12 monthly fee waived with direct deposit or daily balance requirements, etc.
  • Bank of America Advantage Relationship Banking® – $100 opening deposit, $25 monthly fee waived with direct deposit or daily balance requirements, etc.

Open the account and set up and receive qualifying direct deposits of $1,000 or more into that account within the first 90 days of opening and you’ll get your bonus. Confirm the monthly fee waiver rules for each (they can change from when this is published) but they are relatively easy to satisfy.

Don’t forget, the Bank of America promotional offer code is DNL100CIS. If you click through the links on this site, the code will be entered automatically for you.

Learn more about this offer
(Offer expires 6/30/2022)

Existing Non-Checking Customers — $300

If you already have an account with Bank of America, such as a credit card, but you don’t have a personal checking account, log in and you may see a higher offer.

Bank of America activity center screenshot

On the right-hand side of the screen, you’ll see an “Activity Center.” When you click on Special Offers & Deals, you may see the following offer.

“*This exclusive offer is only for select Can i make a bank of america account online of America® customers who don’t already have a personal checking account with us and who received an email or direct communication from Bank of America.”

The best one we’ve seen is where you:

  • Open a Bank of America Core Checking or Interest Checking account, and,
  • Set up a qualifying direct deposit totaling $4,000 or more within the first 90 days of opening your account to get the $300 bonus.

The terms will be similar though the dollar amounts may vary based on what they’ve decided to offer you.

Both accounts have monthly maintenance fees. These can be waived if you meet other qualifications such as a minimum daily balance or maintaining that direct deposit. The bonus money will be reported as income as a 1099-MISC.

To get this offer, you need to log into your existing Bank of America account and look in the Activity Center menu. If you don’t see it, it’s no longer available.

How Does This Bonus Compare?

If you’re an existing customer and qualify, the $300 bonus pay my bill t mobile prepaid pretty good because it’s easy. We maintain a list of bank bonus offers and there are very few offers that are as generous as the $300 (with such easy requirements). Since you already have an existing relationship with Bank of America, it makes the maintenance of the account simpler since you have a login already.

If you’re not a customer, the $100 bonus not bad but not as good as some others. I’ve never seen a higher offer from Bank of America so this is not a case of “wait and see” if they make a higher offer sometime later.

Wells Fargo – $200

Wells Fargo has a nationwide promotion of $200 for a new checking account when you open a new checking account with at least $25 and receive a total of $1,000 or more in qualifying direct deposits into the new checking account within 90 days from account opening.

You can learn more about the Wells Fargo promotions to see how to get it.

Discover Online Savings Account – $150 or $200

Discover Bank is offering a $150 or $200 bonus when you open your first Discover Online Savings Account with the promotion code WH21 and deposit at least $15,000 into the account within 30 days. You get $150 if you deposit $15,000 or more and $200 if you deposit $25,000.

Chase Total Checking® – $225

Chase Bank will give you $225 when you open a Total Checking account and set up direct deposit within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

HSBC Premier Checking – $450

HSBC has an offer where you can get $450 for eligible new customers who open an HSBC Premier checking account and make recurring monthly qualifying direct deposits of at least $5,000 for 3 consecutive months. Click here to learn more about this offer.

Huntington Bank – up to $500

If you are a resident of Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin then you could get up to $500 from Huntington Bank for opening a new checking account. There are several checking accounts that qualify but they’re great offers if you live in their geographic region. Click here to learn more about Huntington Bank offers.

So as you can see, the public offer from Bank of America is OK. Other banks both have similar large geographic footprints (Chase is bigger) so you aren’t getting anything extra by going with Bank of America.

Before you take advantage of this or any other bank offer, review this guide on bank account bonuses to make sure you know what to watch out for.

What is an offer code for Bank of America?

The offer code for the $100 new account bonus is DNL100CIS.

Does Bank of America give you money for opening an account?

Only when they have an active promotion, such as the $100 offer for opening a new checking account. The most popular promotion is getting $100 for opening a new account and set up and receive qualifying direct deposits of $1,000 or more into that account within the first 90 days of opening.

What is DNL100CIS?

DNL100CIS is the promotion code you must enter to get the $100 bonus for opening a new Bank of America checking account.

How much is the bonus for using the promotion code DNL100CIS?

The code gives you $100 for opening a new Bank of America checking account.

What are the fees on the Bank of America checking account?

There are three checking accounts and the fees vary from $4.95 a month to $25 a month. Capital bank jobs near me can be waived if you set up a direct deposit or maintain a high enough daily balance.

Bank of America $300 Cash Bonus

Bank of America $300 Cash Bonus

Strengths

  • $300 for existing customers, $100 for new customers
  • Wide geographic footprint
  • Relatively easy bonus requirements
  • Museums on Us program

Weaknesses

  • Lower bonus for non-customers
  • Accounts pay no or little can i make a bank of america account online maintenance fees (that can be easily avoided)

Learn more

Источник: https://wallethacks.com/bank-of-america-new-account-bonus-promotions/

Personal & Small Business sign-in

Get it on the App Store
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on the App Store
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can send you a link by email

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play
Download the Bank of America App

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

Get the mobile banking app

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.

Continue

We've sent you a download link

We sent an email with the download link to

We sent a text message with the download link to

We couldn't send the link

We're sorry we weren't able to send you the download link. Please try again, or use your mobile device to get the app from its app store.

Источник: https://www.bankofamerica.com/online-banking/sign-in/

Open a Bank Account Online

1Loans, lines of credit and credit card products are subject to credit approval. Terms and conditions apply. Certain fees and restrictions may also apply. Ask your banker for details.

2Deposits include direct deposit, mobile deposit, ATM deposit or in branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. $10 monthly service charge is also waived if any owner of the account is under age 25.

3Foreign transaction fees may apply.

4A Premier Relationship Premium (available to Bank of the West Premier Checking customers) is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Premier Relationship Premium interest rate equals the Premier Relationship Interest Rate. The Premier Relationship Premium interest rates are set at the Bank’s discretion and are subject to change without notice. Only one Choice Money Market Savings account can be linked to a checking account. There may not be a Premier Relationship Premium associated with every balance tier.

5To automatically qualify for a Premier Relationship Interest Rate, you must have an open Bank of the West Premier Checking account and one Choice Money Market Savings account with the same ownership. The Premier Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account’s end-of-day collected balance tier will be determined. If the Bank is paying a Premier Relationship Premium for that balance tier, that Premium will be added to the standard interest rate for the balance tier into which your daily end-of-day balance falls each day during the next full statement cycle. The Premier Relationship Premium will be applied beginning the first business day of the statement cycle. Once set, the Premier Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Premier Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Premier Relationship Bank of america wire transfer routing number california as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

6Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). 1% base Cash Back for every $1 of net purchases. Eligible merchants for the 3% bonus categories (2% Bonus Cash Back on top of the 1% Base Can i make a bank of america account online Back) include: (a) groceries (representing grocery stores/supermarkets, freezer/meat provisioner, miscellaneous food stores, bakeries, and candy/nut/confection stores); (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants); (c) Gas (representing service stations and automated fuel dispensers). After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back.

7Lower rates may be available for Wealth Management clients. Click here for more information.

8Those applying online for a Premier Checking, Classic Savings, or Choice Money Market Savings account must have a working mobile phone and a valid U.S. phone number.

*Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer Member FINRA/SIPC, and SEC Registered Investment Adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California (License #0C52321) and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors. Please consult your tax or legal advisor for more information regarding your personal situation.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance Products:

  • NOT FDIC INSURED
  • NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • NOT A DEPOSIT
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Источник: https://www.bankofthewest.com/open-account.html

How To Open a Bank of America Checking Account

Banking / Checking Account

LOS ANGELES, CA/USA - AUGUST 30, 2014: <i>Can i make a bank of america account online</i> of America Center.

Ken Wolter / Shutterstock.com

Whether you need a convenient way to pay bills, track your finances or provide proof can i make a bank of america account online payment, having a checking account can come in handy. It also serves as a more secure method of payment than cash.

Although there’s no shortage of financial institutions to choose from when you’re interested in opening an account, Bank of America is ranked as one of the best national banks of 2021. So it’s not by accident that the bank has several good checking account options for you to consider. Read on for the full details of the bank’s Advantage Banking checking account settings and what you’ll need to open an account.

What Do You Need To Open an Account at Bank of America?

To open a checking account with Bank of America, you’ll need to provide your personal information to complete the application, including:

  • Current mailing address
  • Social Security number
  • Email address
  • Account number (if you have an existing checking account)
  • Same information for any joint account holder

You’ll be required to show two forms of identification. Acceptable primary forms of ID include:

  • Driver’s license
  • State-issued ID with photo
  • U.S. passport
  • Military ID with photo
  • Bank of America-branded debit or credit card with photo

Your second form of ID verifies your primary ID. Types of acceptable secondary IDs include:

  • Major credit card from another financial institution
  • Major retail credit card from a national department store or retail company
  • Debit card with Visa or Mastercard logo from another financial institution
  • U.S. college or university ID
  • U.S. student ID card from a local high school
  • U.S.-issued employment or work ID card or badge

Decide Which Bank of America Account Is Best for You

Once you’ve gathered your documents, you’ll need to choose the Bank of America checking account setting that best suits your needs. Bank of America currently offers three options:

  • Bank of America Advantage Plus Banking®: This account setting is designed for individuals and students who want an account with a low minimum balance requirement. The monthly service fee is $12, but Bank of America will waive the fee if you have a monthly $250 direct deposit, you maintain a $1,500 minimum daily balance, you’re a student less than 24 years old or you enroll in the Preferred Rewards program.
  • Bank of America Advantage Relationship Banking®: This account setting is for individuals who maintain a high balance in their checking account. You’ll earn interest and receive perks such as no service jp morgan chase bank customer service, free incoming domestic wires and the option to open other checking or savings accounts with no monthly maintenance fees. If you don’t maintain a combined $10,000 in balances among all of your Bank of America accounts, and you’re not a member of the Preferred Rewards program, then you’ll have to pay a $25 monthly service fee for Advantage Relationship.
  • Bank of America Advantage SafeBalance Banking®: The Advantage SafeBalance is a “checkless” checking account setting, which means there is no paper check writing for this account setting. It is more of a digital payment method with a $4.95 monthly service fee that is waived for students and Preferred Rewards members.

Now that you’ve reviewed what Bank of America’s Advantage Banking checking settings have to offer, you can make an informed decision as to whether one suits your needs. If you’re still not sure or want to read more before you decide, check out a review of the bank that covers its products, fees and how it compares to its competitors.

Click through to learn more about Bank of America and decide whether it’s the right bank for you.

This article has been updated with additional reporting since its original chase southwest rapid rewards credit card login the Author

Alicia Bodine is a New Jersey-based writer specializing in finance, travel, gardening and education. With more than 13 years of experience, her work has appeared in Chron.com, Livestrong, eHow, USA TODAY, GlobalPost, Education.com and wiseGEEK.

Источник: https://www.gobankingrates.com/banking/checking-account/how-open-bank-america-checking-account/

Can i make a bank of america account online -

Open a Bank Account Online

1Loans, lines of credit and credit card products are subject to credit approval. Terms and conditions apply. Certain fees and restrictions may also apply. Ask your banker for details.

2Deposits include direct deposit, mobile deposit, ATM deposit or in branch deposit of any amount. Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West. $10 monthly service charge is also waived if any owner of the account is under age 25.

3Foreign transaction fees may apply.

4A Premier Relationship Premium (available to Bank of the West Premier Checking customers) is a bonus interest rate on qualifying Choice Money Market Savings accounts for selected balance tiers. The standard interest rate plus the Premier Relationship Premium interest rate equals the Premier Relationship Interest Rate. The Premier Relationship Premium interest rates are set at the Bank’s discretion and are subject to change without notice. Only one Choice Money Market Savings account can be linked to a checking account. There may not be a Premier Relationship Premium associated with every balance tier.

5To automatically qualify for a Premier Relationship Interest Rate, you must have an open Bank of the West Premier Checking account and one Choice Money Market Savings account with the same ownership. The Premier Relationship Interest Rate will be earned on your Choice Money Market Savings account, and is calculated as follows: On the last day of your statement cycle, your Choice Money Market Savings account’s end-of-day collected balance tier will be determined. If the Bank is paying a Premier Relationship Premium for that balance tier, that Premium will be added to the standard interest rate for the balance tier into which your daily end-of-day balance falls each day during the next full statement cycle. The Premier Relationship Premium will be applied beginning the first business day of the statement cycle. Once set, the Premier Relationship Premium will not change during that statement cycle. The standard interest rate can change as frequently as daily. The Premier Relationship Interest Rate is compounded daily and paid to your Choice Money Market Savings account on the last day of the statement cycle. If you do not qualify for a Premier Relationship Premium as of the last day of any statement cycle, your account will earn only the standard interest rate during the next full statement cycle.

6Cash Back rewards are based on Net Purchases (qualifying purchases less credit, returns, and adjustments). 1% base Cash Back for every $1 of net purchases. Eligible merchants for the 3% bonus categories (2% Bonus Cash Back on top of the 1% Base Cash Back) include: (a) groceries (representing grocery stores/supermarkets, freezer/meat provisioner, miscellaneous food stores, bakeries, and candy/nut/confection stores); (b) Dining (representing eating place restaurants, bars, lounges and fast food restaurants); (c) Gas (representing service stations and automated fuel dispensers). After $1,500 is spent on gas purchases each calendar quarter, you go back to earning 1% Base Cash Back.

7Lower rates may be available for Wealth Management clients. Click here for more information.

8Those applying online for a Premier Checking, Classic Savings, or Choice Money Market Savings account must have a working mobile phone and a valid U.S. phone number.

*Securities and variable annuities are offered through BancWest Investment Services, a registered broker/dealer Member FINRA/SIPC, and SEC Registered Investment Adviser. Financial Advisors are Registered Representatives of BancWest Investment Services. Fixed annuities/insurance products are offered through BancWest Insurance Agency in California (License #0C52321) and through BancWest Investment Services, Inc. in all other states where it is licensed to do business. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business. Bank of the West and its various affiliates and subsidiaries are not tax or legal advisors. Please consult your tax or legal advisor for more information regarding your personal situation.

BancWest Investment Services is a wholly owned subsidiary of Bank of the West. Bank of the West is a wholly owned subsidiary of BNP Paribas.

Investment and Insurance Products:

  • NOT FDIC INSURED
  • NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • NOT A DEPOSIT
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Источник: https://www.bankofthewest.com/open-account.html
NPR logo

NPR’s sites use cookies, similar tracking and storage technologies, and information about the device you use to access our sites (together, “cookies”) to enhance your viewing, listening and user experience, personalize content, personalize messages from NPR’s sponsors, provide social media features, and analyze NPR’s traffic. This information is shared with social media, sponsorship, analytics, and other vendors or service providers. See details.

You may click on “Your Choices” below to learn about and use cookie management tools to limit use of cookies when you visit NPR’s sites. You can adjust your cookie choices in those tools at any time. If you click “Agree and Continue” below, you acknowledge that your cookie choices in those tools will be respected and that you otherwise agree to the use of cookies on NPR’s sites.

YOUR CHOICES

Источник: https://www.npr.org/sections/thetwo-way/2018/01/24/580324251/bank-of-america-ends-free-checking-option-a-bastion-for-low-income-customers

Bank of America online banking system goes down locking thousands out of their accounts

Bank of America’s online banking system went down and locked thousands of people out of their accounts, but appeared to have started to allow some users back onto the platform as of midday.

Shortly after 2pm, Communications Executive Mark Pipitone told The Independent that they were “100 per cent restored”.

The bank’s website was inaccessible on Friday morning, with the bank issuing a statement acknowledging that its online banking system was down.

The company posted a message to its customers on its site, telling them that the problem was being looked into and that their accounts were safe.

“Some customers may be unable to access Online Banking at this time. Your accounts continue to be secure,” the message said. “We are actively working to make our site available again to all of our customers as soon as possible.”

“We’re aware some clients are experiencing slowness as they try to access account information. We’re working to improve the situation asap. Client information remains safe and secure,” a spokesperson for the bank said, according to Insider.

According to DownDetector, the company received more than 12,000 complaints on Friday about not being able to log in.

Users said they were unable to transfer money, with some being worried that they may be unable to pay bills due on 1 October.

In September, the industry publication Global Finance named Bank of America the “Best Consumer Digital Bank in the United States” – prompting David Tyrie, the bank’s Chief Digital Officer, to say that they are “delivering unmatched financial technology to help make our clients’ financial lives better”.

The bank was given the annual award based on its service for digital clients as well as site design and functionality for both web and mobile platforms.

JD Power also ranked the bank as number one for online and mobile banking.

“Bank of America ranks highest in banking mobile app satisfaction among national banks, with a score of 871. Chase (870) ranks second and Capital One (864) ranks third,” JD Power said in a press release.

In August, Bank of America said that “85 per cent of deposit transactions are being made through the Bank of America app, ATMs and other automated channels – driven by nearly 48 million checks deposited digitally during the second quarter alone”.

“More than 70 per cent of Bank of America clients are actively using digital channels for more of their needs, including 72 per cent of consumer and small business clients, 80 per cent of wealth management clients across Merrill and Bank of America Private Bank, and 75 per cent of global banking clients,” the company added.

Источник: https://www.independent.co.uk/news/world/americas/bank-of-america-app-down-b1930884.html

How do I apply for a business checking account? , openWhat is a Beneficial Owner? , closedWhat does a Beneficial Owner need to apply online? , closedHow long does it take for my account to be opened online? , closedHow do I make an initial deposit for an account that I just opened online? , closedCan I reorder my business checks online? , closedDo I pay an additional fee for Bank of America Small Business Online Banking? , closedHow can I order or reorder a business or employee debit card? , closed

What is a Beneficial Owner? , open

A Beneficial Owner is an individual who owns or controls the entity doing business with Bank of America. Federal regulation requires financial institutions to obtain, verify and record information about the Beneficial Owner.

The following individuals are considered Beneficial Owners:

  • Each individual who, directly or indirectly, owns 25% or more of the equity interests of an entity.
  • One individual with significant responsibility for controlling or managing the entity, for example the senior executive officer, senior manager, etc.
What does a Beneficial Owner need to apply online? , open
  • Name and title of person opening account
  • Name and address of entity for the account
  • Name, date of birth, Social Security number (U.S. Citizens), passport number and country of issuance (for foreign individuals), residential address, country of citizenship, country of residence, and percentage of ownership for each Beneficial Owner
  • Name, date of birth, Social Security number (U.S. Citizens), passport number and country of issuance (for foreign individuals), residential address, country of citizenship, country of residence for each controlling individual (this information is required even if no equity owner has 25% or greater ownership)
  • Certification that information provided on the Beneficial Owner and/or controlling manager is accurate
How long does it take for my account to be opened online? , open

Application decisions are often immediate. In some cases, we may require additional supporting documentation to approve your application.

If we need additional information for our review, we will email you with the requirements. If requested, you have 11 days after you apply to send us your supplemental documents.

After your account is open, you should receive your debit card and checks (if ordered) within 5-7 business days. Visit us at a financial center for a temporary debit card and/or checks.

Can I reorder my business checks online? , open

Yes, you can reorder checks online by signing in to Small Business Online Banking and selecting your account. On your account page there is a link to reorder checks. You can also reorder checks by calling 1.888.BUSINESS (1.888.287.4637).

Источник: https://www.bankofamerica.com/smallbusiness/deposits/resources/faqs-checking/