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An instant credit card number lets you use your account immediately before your physical card can be used immediately through Apple Pay after approval. Samsung Money by SoFi combines the convenience of a debit card, rewards of a credit card, and competitively high interest on your savings – all with no account. Amazon Prime, and so on)?. No, this service is not currently available. Is there a fee associated with using my Chime Visa Debit Card with Apple Pay? amazon prime visa apple pay

Is Amazon Prime worth it?

Where to get Amazon Prime, UK wide?

You can sign up to a free trial of Amazon Prime for 30 days. You can then cancel the trial when it ends or keep the benefits and pay for it monthly or annually.

Get a free 30 day Amazon Prime trial here

What do you get with Amazon Prime?

Most people associate Amazon Prime with its delivery benefits. But there's a lot more you can get out of an Amazon Prime membership. Here's what's included:

Delivery benefits

  • Unlimited one-day delivery

  • Unlimited same-day delivery: This may only be available in select residential postcodes.

  • Prime Now: 1 & 2-hour delivery. Available seven days a week, in select residential postcodes.

  • Amazon Day: This allows you to add items to your basket throughout the week and have them delivered on the day of your choice.

Streaming benefits

  • Prime Video: Stream thousands of movies and TV shows, including exclusive Amazon Originals.

  • Prime Video Channels: Watch your favourite shows and movies by purchasing third-party channel subscriptions (like Discovery, Eurosport Player, ITV Hub) and other streaming entertainment channels directly through Prime Video.

  • Amazon Music: Ad free music with a library of over 2 million songs.

  • Amazon Music Unlimited:  Start a 30-day free trial to access tens of millions of songs from today's most popular artists. Listen ad-free with unlimited skips. Download for offline listening. £7.99/month for Prime members.

Shopping benefits

  • Early access to deals: Get a 30-minute head start to Lightning Deals on Amazon.co.uk.

  • Alexa voice shopping: Use Alexa to shop for items or reorder the things you use most.

  • Amazon Fresh: Do your weekly food shop, including fresh produce, household essentials, plus popular and specialist brands. Delivered to your door in 1 amazon prime visa apple pay 2-hour delivery slots, either from Amazon Fresh or directly from your local Morrisons supermarket. Subject to local availability, and available in select postcodes.

  • Amazon family: Up to 20% off nappies and baby food, product recommendations for your family and exclusive offers.

  • Prime Wardrobe: Select from a broad range of great brands for women, men, kids and baby and try amazon prime visa apple pay you buy with free and easy returns.

Reading benefits

Prime Reading: Prime Reading gives you unlimited access on any device to more than a thousand e-books, popular magazines, comics, books with Audible narration and more.

Amazon First Reads: Read one of next month's new Kindle book releases now for £0.00 per month.

Other benefits

Share Your Prime Benefits: Share your account with another adult, so they can access all the benefits of Amazon Prime for no additional cost.

Prime Photos: Unlimited photo storage, so you can access your photos from anywhere using your phone, tablet or computer.

How much is Amazon Prime, UK amazon prime visa apple pay can pay for the whole package at a cost of £79 each year. Amazon also now let customers pay monthly instead. It costs £7.99 a month, which comes to £95.88 each year.

You can get a 30 day free Amazon Prime trial if north central university cost are a new customer, which lets you try out all of the benefits beforehand.

You can cancel it when the trial comes to an end. Alternatively, you can continue Prime membership and start paying the full £79 a year or £7.99 per month if you want to keep the benefits.

Is annual or monthly Amazon Prime membership cheaper?

Paying annually is still cheaper overall at £79 because monthly membership comes to £95.88 per year. But monthly payments are more affordable in the short term and offer more flexibility.

Can students get a discount on Amazon Prime?

Yes, students can get Amazon Prime at half price until they graduate (for up to four years). This comes to £39 per year.

Students can also get a free trial of Amazon Prime that lasts for six months instead of the usual 30 days. This includes exclusive student discounts as well as their free delivery, video, music and photo services.

The free trial does not include Kindle First or access to their lending library.

Sign up to a free trial of Prime Student for six months

How should you pay for Amazon Prime?

You can pay for Prime using the payment method linked to your Amazon account, usually a credit card or debit card.

Your card will be charged either annually or monthly, depending on how you choose to pay. Paying annually is cheaper if you can afford it with money in your bank account or savings.

Alternatively, you could spread the cost of annual membership with a 0% purchases credit card. You can then pay it back over several months without paying interest.

Is Amazon Prime worth the price?

In February 2014, Amazon Prime went from £49 to £79 per year. Whether it is worth its new price tag depends upon how often you are going to use it and working out whether it gives you value for money.

If you only want to use Amazon Prime delivery

To make the £79 cost worthwhile you need to place the equivalent of:

  • 20 or more orders of clothes (£3.95 for one-day delivery)

  • 13 or 14 orders of media (£5.99 one-day delivery)

  • 10 orders of anything else (£7.99 one-day delivery).

If you can wait longer for your order, some of the other delivery options available include:

  • Free delivery is available with a £20 minimum spend on eligible items (products sold or fulfilled by Amazon) and Items will be delivered three to five days after dispatch.

  • Standard delivery is calculated on weight if items are not eligible for free delivery; they are usually delivered within one to two business days after dispatch. Prices start from £1.99 for media weighing up to 0.5 kg and £2.99 on orders weighing more than 0.5 kg. Books cost £2.99 per delivery and all other product types start at £3.99.

  • Express delivery orders placed before the deadline will arrive by 1pm the amazon prime visa apple pay day. It costs £6.49 without Amazon Prime and £4.49 with Prime.

  • Same day evening delivery (for selected UK postcodes). These eligible items are delivered between 6pm and 10pm. This is a free service with Amazon Prime but for those without it the service costs £9.99 per delivery.

Being an Amazon Prime customer gets you delivery upgrades. If you need to expedite your delivery, find out more here.

If you rarely order from Amazon

If you are not interested in streaming music and TV, you are probably best off saving £79 and sticking with free super saver delivery on orders of £20 or more, as long as you don't mind waiting three to five days for orders to arrive.

If you rarely order, but are interested in instant streaming, you could try the free trial and see whether you make full use of the service before deciding to take the plunge.

Try all the free trials for Netflix, Now TV and Rakuten too, to see which one you like the best.

Is Amazon Prime Instant Video better than the competition?

At £79 annually, Prime works out at £6.58 a month, which is similar to other streaming video services:

  • Netflix plans start at £5.99 a month

  • Now TV starts at £6.99 per month

However, with Amazon Prime you get the delivery service, music streaming and Kindle library too. If Amazon Prime Instant Video has got your favourite films and shows and you are going to use it for hours on end, you might find it worth the price.

Amazon Prime is available to stream on all Kindle Fire tablets, along with more than 600 other devices, including most computers, consoles, smartphones, tablets and smart TVs.

How good is Amazon Prime's Instant Video content?

Currently, you take your pick of more than 15,000 TV programmes and films.

Amazon has also said it is "investing heavily in exclusive content", which has so far included original shows like Transparent, Extant and the new project from Top Gear's former presenters. Amazon also allows you to download videos to your tablet or mobile so you can watch your favourite videos on the go.

What does Prime Music offer?

Prime Music is Amazon's music streaming service. Its basic service comes with Prime at no extra cost and offers access to around two million songs with no adverts.

It was added to Prime's features in July 2015, and features include:

  • Playing songs on your device or computer through Amazon's website

  • Playing songs using the Amazon Music application on your tablet or smartphone*

  • Downloading songs on your computer or device

  • Creating playlists you can play through the app even when you are offline

*Including Android devices and Apple products

What are Prime Stations?

They are ad-free personalised music streaming stations that have been added to the Prime Music service. You can like and dislike the songs that are played and skip as many as you like.

What is Prime Music Unlimited?

It is an extended streaming service that offers the same features as Prime Music but with a music library of around 40 million songs.

It costs £9.99 per month, but Prime members can get either of these discounts:

  • Paying £7.99 a month (£2 cheaper)

  • Paying £79 upfront for a whole year (£6.58 per month)

You can apply for a 30 day free trial of Amazon Music Unlimited here

How does Prime Music compare to other streaming services?

Other streaming services like Spotify, Deezer, Tidal, Apple Amazon smiles official site and Google Play are available as a standalone subscription. But Prime Music's basic package can only be accessed as part of the full Amazon Prime service.

It is cheaper than other streaming sites, which charge around £10 per month. Amazon Prime membership can be £6.58 per month and also includes its one day free delivery service, video streaming, photo storage and e-book library.

Its choice of music is amazon prime visa apple pay limited, with around two million tracks currently available to UK members. Spotify and Apple Music each offer more than 30 million songs.

However, their Prime Music Unlimited service offers about 40 million songs and is cheaper than most other music streaming services if you add it to the full Prime service.

The Amazon Prime Kindle e-book library

Amazon Prime's Kindle Owners' Lending Library lets you borrow one book per month, which you must return before taking out another one.

While one book is slightly restricting, this is mitigated by the fact that there are half a million books to choose from - which should keep even the fastest reader going for some time.

There are no due dates or deadlines for returning books, and they can be shared between your Kindle devices and Kindle apps (but not across multiple user accounts).

The verdict on Amazon Prime

Whether Amazon Prime is worth it for you will depend entirely on how much use you are going to get from it.

  • If you regularly order from Amazon, pay for a music or TV and movie streaming service and read a lot, Amazon Prime may be worth it

  • If you do not really order enough to justify the £79 price, stream video and music content from another provider and do not have a Kindle, it is unlikely you will find much use for Amazon Prime

How to share Amazon Prime

You can share your Prime benefits with one other adult and up to four children at no extra cost by creating an Amazon Household.

How to cancel Amazon Prime

If you decide to end your Prime membership, head to the login page on amazon.co.uk and sign into your account, go to Manage Your Prime Membership, and select the End membership option (if you have paid) or Do not continue (if you are in the trial period).

Once you have opted out of automatic renewal, you will not get charged after your free trial or current year's membership is up. Of course, if you change your mind and want to carry on, you can sign up again or alter your membership preferences later.

Make the most of your shopping trips by earning cashback, paying 0% interest on purchases and much more by comparing credit card deals.

Источник: https://www.money.co.uk/guides/is-amazon-prime-worth-it.htm

Scammers are calling people and using the names of two companies everyone knows, Apple and Amazon, to rip people off. Here’s what you need to know about these calls.

In one version of the scam, you get a call and a recorded message that says it’s Amazon. The message says there’s something wrong with your account. It could be a suspicious purchase, a lost package, or an order they can’t fulfill.

In another twist on the scam, you get a recorded message that says there’s been suspicious activity in your Apple iCloud account. In fact, they say your account may have been breached.

In both scenarios, the scammers say you best cash back credit cards for graduate students conveniently press 1 to speak with someone (how nice of them!). Or they give you a phone number to call. Don’t do either. It’s a scam. They’re trying to steal your personal information, like your account password or your credit card number.

If you get an unexpected call or message about a problem with any of your accounts, hang up.

  • Do not press 1 to speak with customer support
  • Do not call a phone number they gave you
  • Do not give out your personal information

If you think there may actually be a problem with one of your accounts, contact the company using a phone number or website you know is real.

Read our article to learn how to block unwanted calls on a mobile phone or on your home phone. And if you do get a call you think is a scam, report it at ReportFraud.ftc.gov.

Scam Tags: Phone Scams

Источник: https://www.consumer.ftc.gov/blog/2020/12/fake-calls-apple-and-amazon-support-what-you-need-know

Welcome to Ask Clark, a column designed to answer your financial questions, by money expert Clark Howard.

Is Apple Pay Safer than Zelle?

Lisa from Washington: “I’ve been using Zelle for years now, and I am freaked out. Is Apple Pay a safe alternative?”

Clark’s Take on Amazon prime visa apple pay Apple Pay Is a Safe Alternative to Zelle

Clark says: “It’s a different kind of tool, but Apple Pay is a well-thought-out safe alternative.”

It’s no wonder that a user may be “freaked out” using Zelle. Inside the Zelle app, there is no way to request a refund. You can cancel a payment only if the recipient is not enrolled in Zelle.

Not only is Apple Pay a safe alternative to Zelle, but there are some key differences between the two.

Apple Pay vs. Zelle: Key Differences

Apple PayZelle
Owned by AppleOwned by Early Warning Systems LLC, a consortium of big banks
Allows payment to merchants and peer-to-peer payment through the Apple Cash featurePayment app allows peer-to-peer payment only
Payments can take a day or so to amazon prime visa apple pay payments

If you do use Zelle, Clark recommends that you use it only when paying someone you know, due to the payment app’s limited protections.

To hear Clark’s full take on this question, listen to the segment:

Do you have a question for Clark? Use this form to ask him! And remember that you can listen to the Clark Howard Podcast at any time here.

If you have a question but don’t want to go on-air, contact Clark’s Consumer Action Center for free money help.

More Resources From Clark.com:

Welcome bonuses can be a great way to boost the value of a credit card.Best Credit Card Welcome Bonuses for 2021-If you're in the market for a new credit card, you may be hoping to cash in on the hundreds of dollars in signup bonuses offered to new customers. Welcome bonuses and offers are a marketing tool that credit card…
Источник: https://clark.com/technology/zelle-alternatives-apple-pay/

The New Apple Credit Card Is Built for Stickiness

March 2019's launch event at Apple Inc.'s (AAPL) headquarters in Cupertino, Calif., was supposed to be all about the hardware maker's deeper dive into media and entertainment, and it was. The company announced a new gaming subscription platform (Apple Arcade), a more robust streaming content platform (Apple TV+), and a new premium subscription platform (Apple News+). The surprise announcement, however, was the Apple Card, a Mastercard that Apple would be offering in partnership with Goldman Sachs Group Inc. (GS). This takes the hardware maker deep into financial services while capturing its 1.4 billion users in its ecosystem forever. As Oprah Winfrey said at the event, "They're in a billion pockets, y'all!"

Key Takeaways

  • In March 2019, Apple unveiled a new credit card, the Apple Card.
  • The Apple Card is available across all of the cardholder's Apple devices, and it pays its highest rewards for purchases of Apple products and amazon prime visa apple pay bank behind the Apple Card is Marcus by Goldman Sachs.

The Details on the New Apple Card

Apple offered the card to a select group of users on Aug. 6, 2019, with a wider release later in the month. The Apple Card will live on your Wallet App and be available across all of your Apple devices. It will track your spending with details like vendor names, payment due dates, and monthly spending. There are no late fees, annual fees, international fees, over-balance fees, or higher interest fees if you are late with payments. There was no mention of the APR at the press conference, but if you followed the fine print, you'd see that it is somewhere between 13.24% and 24.24%, based on creditworthiness. While the low end is low, customers with that kind of credit may be hard to find. The high end is standard and in line with other rewards cards.

According to Apple, the rewards for using the Apple Card are very competitive: "Every time customers use Apple Card with Apple Pay, they will receive 2 percent Daily Cash. Customers will also get 3 percent Daily Cash on all purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services." Get it? 2% on all purchases, but 3% for buying more Apple services. That's sticky. If you can roll your Daily Cash into more games on Apple Arcade or to pay off your Apple TV+ charges, why wouldn't you? The cash rewards are delivered daily, and made available to you very quickly on your Apple Cash card balance.

But Apple does not want you to wind up in the vortex of credit card debt. Apple won't be charging late fees, remember? But it will use machine learning to track your spending and suggest ways to manage your debt. Like the iPhone usage tracker users get every week, Apple wants you to be aware of your habits, as long as those habits are tied to its devices.

Jennifer Bailey, vice president of Apple Pay, put it much nicer at the event:

“Apple Card is designed to help customers lead a healthier financial life, which starts with a better understanding of their spending so they can make smarter choices with their money, transparency to help them understand how much it will cost if they want to pay over time and ways to help them pay puerto rican food san francisco their balance.”

Why Now?

Apple's Services business, which includes iTunes, the App Store, and Apple Pay, is one of the fastest growing segments within the company, but it is still dwarfed by hardware sales. Services pulled in $10.9 billion in sales in the fourth quarter of 2019, compared to $73.4 billion for products. Apple doesn't break out iPhone sales anymore, but they were down 15%, according the company. Some analysts think Services could be a $100 billion business annually some day soon, and the Apple Card might be the platinum ticket to take it there.

Big Tech moving into financial services is nothing new. Amazon.com Inc. (AMZN) offers the Amazon Prime Card with Visa and makes it hard to do amazon prime visa apple pay outside the Prime jungle if you are a member. The Apple Wallet and Apple Pay were the Cupertino company's foray into digital wallets and payments, a multi-trillion dollar business. But it lacked a more versatile payment product that had a wider range of options and gave its users no reason to pay with anything else. Apple Pay is still not universally accepted, but Mastercard is.

Why Goldman Sachs?

Forget the fact that Goldman bankers may be among the few who can afford the new iPhones anymore. The storied financial institution has been trying to crack into retail banking for several years. In 2016 it rolled out Marcus, its commercial bank, with a similar mission to the Apple Card:

"Marcus personal loans and online savings accounts help people find ways to be smarter with their money. We're about helping customers do better now and in the long run."

Like Apple, Marcus offers no-fee personal loans to customers, and is relatively competitive with its checking and savings accounts. But Marcus has yet to establish its brand outside of Goldman Sachs' legacy. It is just starting to do that with some bold marketing moves in major cities, but the tie-in with Apple, the ultimate marketer and brand name, should help a little bit.

“Simplicity, transparency and privacy are at the core of our consumer product development philosophy,” said David M. Solomon, chair and CEO of Goldman Sachs, in Apple's press release. “We’re thrilled to partner with Apple on Apple Card, which helps customers take control of their financial lives.”

There is that "control" word again. In March's media show in Cupertino, several executives from Apple kept mentioning that users don't want to jump around from app to app and device to device, to enjoy their experiences. They want convenience and they want it in their hands. Apple has revolutionized the way we use our hands over the past decade. With the average user touching their phone hundreds of times a day and spending as many as four hours looking at it, the iPhone is the stickiest of products. The new Apple Card just made it even more so.

Источник: https://www.investopedia.com/the-details-behind-apple-s-new-credit-card-4589895

The Apple Credit Card 2021 Review

Apple Card* vs. Citi® Double Cash Card

The no-annual-fee Citi® Double Cash Card is a Forbes Advisor top pick for a cash back card for it’s easy-to-earn, easy-to-redeem structure. With this card, you’ll earn a net 2% cash back on every purchase—1% when you make a purchase and another 1% when you pay the bill. Your earnings can be used as a statement credit, taken as a direct deposit, mailed to you as a check or converted to Citi ThankYou points.

Like most credit cards, you can opt to load it into your phone’s digital wallet and it doesn’t have to just be on the Apple ecosystem. One potential snag: Minimum redemptions start at $25 on the Citi Double Cash and there’s no minimum redemption on the Apple card.

Apple Card* vs. Chase Freedom Flex℠

The Chase Freedom Flex card has a generous rewards structure with no loyalty to Apple required. For an annual fee of $0, the card earns 5% cash back on up to $1,500 in combined purchases in activated bonus categories each quarter, 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining at restaurants, including takeout and eligible delivery services, 3% on drugstore purchases and 1% on all other eligible purchases.

Chase has been known to include retailers like Amazon, Target and Walmart as  quarterly bonus categories and if you’ve been eyeing a new Apple device, you’d fare better with the Flex. Plus, the Freedom Flex comes with a terrific welcome bonus: $200 bonus after spending $500 on purchases in the first 3 months from account opening and 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. For many consumers, the Freedom Flex is likely a more rewarding option overall than the Apple card.

Apple Card* vs. Blue Cash Preferred® Card from American Express

Even if you don’t mind using Apple Pay, the Blue Cash Preferred® Card from American Express (Terms apply. See rates and fees) may be a more rewarding fit if you spend a good chunk of your budget on U.S. supermarkets, gas stations and transit. It carries an annual fee of $0 introductory annual fee for the first year, then $95. In return, the card offers  6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) and 1% cash back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Источник: https://www.forbes.com/advisor/credit-cards/reviews/the-apple-credit-card/

Louis DeNicola is a personal finance writer and has written for American Express and Discover. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

Advertiser Disclosure

We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

ProsCons
No annual fee or foreign transaction feesOnly available if you have an Amazon Prime membership, pay t&tec bill costs $119 a year
5% back on Amazon.com and Whole Foods purchasesPotentially high APR
Rewards redeemable on Amazon.com, or for cash, gift cards or travel 
$70 Amazon.com gift card when you’re approved for the card 
Get rewarded for your purchases Compare Cash Back Cards

What you amazon prime visa apple pay know about the Amazon Prime Rewards Visa Signature Card

No annual fee … sort of

Technically, the Amazon Prime Rewards Visa Signature Card doesn’t have an annual fee, which is a good thing for cardholders who want to save money. But there’s a catch: You must be an Amazon Prime member to apply for the card, and that costs $119 per year (or $12.99 per month) for a nonstudent membership.

Of course, that $119 goes toward more than just maintaining your financial independence and retire early each year. Amazon Prime benefits include free shipping, Prime Video and additional savings at Whole Foods Market, along with a long list of other perks.

If you’re already an Amazon Prime member, then the cost isn’t a concern. But if you’re considering signing up just so that you can apply for the card, think about the cost carefully — you’d have to spend more than $2,380 at Amazon.com or Whole Foods each year to offset the $119 annual Prime membership fee. A different cash back card with a lower annual fee (or a cash back card with no annual fee at all) might make more sense (and cents!).

Cardholders who cancel their Amazon Prime membership can keep the Western alliance bank login Prime Rewards Visa Signature Card, but they earn 3% back, instead of 5%, on Amazon.com and Whole Foods purchases.

You can earn a lot of rewards

The number of points you can earn with the Amazon Prime Rewards Visa Signature Card depends on where you shop.

  • 5% back on purchases at Amazon.com and Whole Foods
  • 2% back on purchases at gas stations, restaurants and drugstores
  • 1% back on all other purchases

You can then redeem those rewards toward an eligible purchase on Amazon.com. But it’s worth noting that you have other options for redemption, like cash back, gift cards and travel. In these cases, $1 of rewards is equal to 100 rewards points, and vice-versa.

In other words, you can get the same value out of this card with cash back as you could with eligible Amazon.com purchases. That makes this card more versatile than many store-branded credit cards, which usually require that you use your rewards only at the store and its affiliates.

Similarly, while other cards offer 5% cash back on purchases, they may switch which stores or categories you’ll earn with throughout the year and limit how much you can earn.

The Amazon Prime Rewards Visa Signature Card offers unlimited earning potential. Plus Amazon sells a wide variety of products — there’s a reason it’s sometimes called “The Everything Store.” And though it’s not called out specifically on Amazon, you may even be able to get 5% back when purchasing gift cards for businesses other than Amazon or Whole Foods through Amazon.com.

You can use this card anywhere Visa is accepted

Some store-branded or retail credit cards are only accepted at the associated store, and possibly with other affiliated brands.

But you can use the Amazon Prime Rewards Visa Signature Card for purchases anywhere that Visa is accepted.

A potentially high APR could cost you

The Amazon Prime Rewards Visa Signature Card has a variable APR of 14.24% to 22.24% on purchases and balance transfers.

A high APR isn’t a concern if you pay your bill on time and in full each month. But if you carry a balance, then you might wind up paying a lot in interest. We don’t recommend using credit cards for purchases you can’t afford to pay off by your due date, but the APR is still a consideration if you have to cover emergency expenses that don’t easily fit into your budget.

There are a few more details that might help you decide if the Amazon Prime Rewards Visa Signature Card is a good fit for you.

There are other Amazon credit cards out there

The Amazon Prime Rewards Visa Signature Card isn’t the only Amazon card — there are several choices you can consider.

  • Amazon.com Store Card
  • Amazon Prime Store Card
  • Amazon Rewards Visa Signature Card
  • Amazon Prime Rewards Visa Signature Card

You can only use the two store cards on Amazon.com.

The other Amazon Visa card is similar to the Amazon Prime Rewards Visa Signature Card in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership. It also only gives you 3% back at Amazon.com and Whole Foods.

Also, know that you’ll be considered only for the card you apply for, so be sure to apply directly for the Amazon Prime Rewards Visa Signature Card if that’s the card you want.

Part of an Amazon Household with Prime? You might still qualify.

Even if you’re not the main Prime accountholder, you might qualify if you have Prime benefits that someone shares with you via an Amazon Household (which allows you to share Prime benefits between members of the same household, including up to two adults, four teens and four children). This could lower the card’s “annual fee” for you, depending on if (and how much) you contribute to that Prime membership fee.

Don’t unlink your card from your Amazon.com account

If you choose to remove the card from your Amazon account, you’ll no longer earn 5% back on Amazon or Whole Foods Market purchases. You can relink the card to get the higher rate back, though.

Get rewarded for your purchases Compare Cash Back Cards

Understanding your points and redemption options

We’ve touched on earning points with the Amazon Prime Rewards Visa Signature Card — now let’s take a look at how you can use your points. The good news is that there are lots of options here, as well.

On Amazon.com, you can redeem your points to pay for part or all of your eligible purchase.

To use your points at Amazon.com, select the Amazon Prime Rewards Visa Signature Card as your payment method when checking out. You can then choose the dollar amount you want to cover using your points. Using sears national customer service phone number points this way gets you a redemption value of $1 per 100 points.

You can also redeem your points for cash back, gift cards or travel. The redemption value may vary for other types of redemptions, but 100 points also equals $1 for Amazon.com, travel, gift cards and cash back.

Who is this card good for?

If you do most of your household shopping on Amazon.com and grocery shopping at Whole Foods, the Amazon Prime Rewards Visa Signature Card could be a match.

Even if you only occasionally shop at these stores but tend to make large purchases when you do (like doing all your holiday shopping on Amazon.com), it could still make sense to get the card, because it technically doesn’t have an annual fee. Plus, the 2% back at gas stations, restaurants and drugstores might cover a lot of your other everyday purchases.

But the rewards probably won’t be worth it if you don’t think you’d get much use out of an Amazon Prime membership or you’d wind up carrying a balance from month to month. Make sure you can afford to pay off your card on time and in full each month, and don’t get tempted to make more (or costlier) purchases just because you’ll earn bonus points.

While there isn’t a foreign transaction fee, you also won’t earn a higher rewards rate on travel-related purchases with the Amazon Prime Rewards Visa Signature Card. It might make sense to keep a travel rewards credit card in your wallet for when you’re booking travel or you’re away from home.

The Amazon Prime Rewards Visa Signature Card isn’t a perfect fit for everyone. If you’re looking for a new card but haven’t fallen in love yet, take a look at these other options.

Get rewarded for your purchases Compare Cash Back Cards

About the author: Louis DeNicola is a personal finance writer and has written for American Express, Discover and Nova Credit. In addition to being a contributing writer at Credit Karma, you can find his work on Business Insider, Cheapi… Read more.

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Источник: https://www.creditkarma.com/credit-cards/i/amazon-prime-card-review

Amazon added Apple Pay support today for its Amazon.com Rewards Visa.

Since Chase, the Amazon rewards card issuer, was an Apple Pay launch partner, some speculated that Amazon intentionally opted out of Apple’s mobile payments system. But Amazon quickly confirmed this week that it was working on adding support for its credit card in the near future. Now it’s followed through.

When adding an Amazon Rewards card in Apple Pay, an additional confirmation code is required to validate the card with Chase. The code can be sent via email, text message or phone call and added in Passbook’s Apple Pay settings.

Yesterday, Visa published a list of regional U.S. banks and credit unions that will get Apple Pay support in the coming weeks, and MasterCard’s Nearby app is a great tool for finding NFC terminals that support the service.

Apple has a helpful breakdown of which financial institutions support Apple Pay for specific kinds of cards. The most notable exemption from Apple Pay is support for corporate credit cards and loyalty cards for merchants. Apple is rumored to announce an Apple Pay rewards platform in time for the holidays.

Источник: https://www.cultofmac.com/300833/amazon-rewards-credit-card-now-supports-apple-pay/

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