5 3 bank locations toledo

Humphrey, PHR. Officer, Talent Acquisition Consultant at Fifth Third Bank, National Association. Fifth Third BankThe University of Toledo. Find Huntington ATMs and Branches · Result 1. Capitol Square. Branch. 0.05 mi · Result 2. Broad & High Walk-Up. ATM. 0.09 mi · Result 3. High & Long W/U ATM. 0.26. Committee on Banking, Housing, and Urban Affairs. 53. 5 Toledo - Lucas County Planning Commission, " A Housing Profile for the Toledo Regional Area ”.

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Citizens bank phone customer service


citizens bank phone customer service Saturday: 9 a. Because this is not a secure method of communication, it is recommended that you do not send any confidential information via email. Email. When you have a concern or complaint, we encourage you to tell us about it by following our Complaint Resolution Process below. . Choose below how you want to get in touch with us. Deposits in Citizens Bank of Pennsylvania are insured by FDIC. Lost or Stolen Cards. Customer service: 1-800-922-9999. To report a lost or stolen debit card, please call 1-800-500-1044. Good people to turn to for customer service! Contact Us - Citizens Bank We are just a phone call and a branch away. Online Support For Electronic Banking. 1-800 367-7576. Customer Service: 606-679-6341 / Toll Free: 855-411-2311. 333. We'll get back to you as quickly as possible. Marketing Department. Additionally, we offer the most experienced group of wealth management, trust and private banking professionals in the market to assist you. 693. Citizens Bank has 1113 banking locations. By mail: PO Box 223, Mukwonago, WI 53149. Check Systems Status: https://status. Monday to Friday: 8 a. Phone (256) 505-4600 . For general questions or comments, please use the secure online form below. ATM / Debit Card: 479-474-1201 (Call Center) 866-546-8273 (After Hours) Citizens National Bank. 1-800-684-2222 for questions about your credit cards. 5700. The first step to resolving a complaint is to contact us directly. Middlesex Savings Bank gets 1 star for one of the worst customer service experiences I've ever had. CitiBank Phone number: 1-877-360-2472. By fax: 262-363-6515. Feedback Form. Locations. m. Personal assistance from our knowledgeable staff, weekdays 8 AM to 5 PM. View all of our locations. Fax (256) 264-0033. Our branches are more than banking centers. Debit Cards: Lost or Stolen Cards/Fraud & Disputes. Totally online with anytime access. They’re community centers — with bankers who place you and your needs above profits. Texas Street Phone: Phone: (318) 747-6000 Fax: (318) 741-8286 Citizens National Bank assumes no liability for the content 601-389-2178. citizensbank. Headquartered in Philadelphia, PA, it has assets in the amount of $34,865,322,000. Account Info Line. Citizens Bank Customer Service Phone Number (800) 922-9999, Email, Address Citizens Bank encourages you to help us protect your information and to keep your information accurate. 24-Hour Automated Telephone Banking: 1-800-436-5899 or 434-292-1033 Report VISA Debit Cards lost or stolen: During business hours call 1-800-550-1873 or after hours call 1-800-500-1044 Citizens Bank of Pennsylvania was established on Dec. Lobby Hours. Call Citizens Customer Service: 1-800-922-9999. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations. Routing Number: 064202255 Corporate Address: 200 Forks of the River Parkway, Sevierville, Tennessee 37862 Corporate Phone: 1 (865) 453-9031 or toll free 1 (800) 603-2208. Preferred Method of Contact *. Ashland 855 Central Ave Ashland, KY 41105 T: 1 (866) 462-2265 P:. Credit Cards. ET. Totally simple. Phone Teller. 24-hour Automated Account Inquiry. Whether you have questions, suggestions, or simply need more information, we want to hear what's on your mind. Credit card support: 1-888-333-5145 for questions about credit card Just incredible service. 406. Our Locations. The security and privacy policies on these sites may be different from Citizens Bank of Ada. 4000 during normal business hours M-F 8:30 a. Visit our Westerly, RI, branch at 112 Franklin St, or call us at (401) 596-4945, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. Jun 26, 2021 · Call or write an email to resolve Citizens Bank issues: Account, Payments and Charges, Cards. Subject of Inquiry * Select New Account Online & Mobile Banking Debit Cards Personal Loans Business Loans Wealth Advisors Commercial Loans Commercial Cash Management Other. Citizens Union Bank makes no endorsement or claims about the accuracy or content of information contained within the third party site to which you may be going. About Us. Have a question or want help with any of our services? We are here to assist and give you the information you need. (Available Monday–Friday, 8 a. Customer Service: 2711 E. Mail us your comments or suggestions: Citizens Alliance Bank. At Citizens National Bank, we are committed to building lifetime relationships with our customers by providing superior customer service. Their corporate headquarters is listed as: One Citizens Plaza in Providence Rhode Island. 1-800 545-4274. Nov 14, 2021 · This phone number is Citizens Bank's Best Phone Number because 12,036 customers like you used this contact information over the last 18 months and gave us feedback. Call our Customer Relations Officers at (868) 623-4778 during our business hours: Mon-Thurs (8am-4pm) and Friday (8am to 5pm) Write to our Customer Relations Officers: The Customer Relations Officer. Live agents are also available Saturday and Sunday from 9 a. If you're unable to authenticate, you'll be sent to speak to a representative. Our phone hours are Monday through Thursday, 8am – 5pm and Friday 8am – 6pm. Afternoon. 1-800-443-0164 (24 hours a day/7 days a week). (EST). 1-888-333-5145 for questions about credit card applications. Qualifications. Citizens Bank & Trust is seeking a Deposit and Payment Services Customer Services Representative for our Chillicothe, Missouri location. Oct 01, 2021 · Citizens Bank Customer Service Customer service is available Monday through Friday from 7 a. 601-389-2178. Call or visit your nearest branch to speak to one of our friendly Customer Service Representatives. Citizens is a brand name of Citizens Bank, N. Main Office. cnbtn. Message. Visit our Toledo, OH, branch at 3230 W Alexis Rd, or call us at (419) 473-2138, and Ask a Citizen about any of our products - checking and savings accounts, home borrowing solutions, student loans, credit cards, personal loans, and more. com 24-Hour Automated Telephone Banking: 1-800-436-5899 or 434-292-1033 Report VISA Debit Cards lost or stolen: During business hours call 1-800-550-1873 or after hours call 1-800-500-1044 Citizens Bank of Ada makes no endorsement or claims about the accuracy or content of information contained within third party sites to which you may be going. Citizens National Bank. Join Citizens Bank Today & Find a Branch Near You. When calling Bankcard Services ( 800-543-9000 ), you'll first be asked questions to authenticate your account. Our automated telephone service is also available for around-the-clock customer service. 3+ years of exceptional customer service or sales experience required, preferably within a financial setting; Previous call center experience (inbound/outbound), preferred; Positive and customer-focused mindset Citizens Bank & Trust is seeking a Deposit and Payment Services Customer Services Representative for our Chillicothe, Missouri location. Email: [email protected] 948. Phone: 715-289-4253 Fax: 715-289-4323. Fund your best life with smart savings accounts, home loans and student loan refinancing from Citizens. Call us: +592 226 1705 / +592 226 1706. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 Contact Citizens Bank phone numbers for on-call telephone banking, your customer service needs, or time & temp. Phone Numbers Questions related to your account(s)? Customer Support Center: Toll-free at (866) 4-BANKRI / (866) 422-6574. For instructions on the Citizens 24 Hotline, click here (link). With 10 locations in the Indianapolis area, community banking is just steps away. Citizens Bank Card Services®. to 6 p. 601-656-4692. Monday to Friday – 8:00AM to 1:00PM. 55 – 1 st Street NW, PO Box 430. Get hours, reviews, customer service phone number and driving directions. 866. 4262 Phone: 903-322-4256 Fax: 903-322-9096 Email Email. Find contact information for Citizens Bank customer service and technical support below. Call today: 903-984-8671. to 2 […] Customer Care Specialist: 601. Clicking continue will take you from Citizens Union Bank’s site to a third party website. A. Mon - Fri: 9:00am to 3:00pm Citizens State Bank assumes no liability for the content, information Citizens Bank Rochester branch is located at 1 North Main Street, Rochester, NH 03867 and has been serving Strafford county, New Hampshire for over 175 years. Choose your banking center: Kilgore Carthage Center College Station Gladewater Humble Kountze Plano LPO/DPO Sour Lake Yorktown The Woodlands. to 10 p. ; Saturday, 9 a. Access to exclusive colleague offers on Citizens Bank products and services. Notice: Because there is a risk that information transmitted via email could fall into the wrong hands, we suggest that confidential information, such as account numbers or social security numbers, not be transmitted via email. First Citizens Bank. I recently moved to lovely and community-oriented Maynard, MA and decided to open a new account at a local bank, of which there are two choices: Citizens Bank and Middlesex Savings Bank. Specific inquiries about our product and service solutions can be addressed by completing the Citizens Trust Bank Contact Us form. Citizens Bank of Ada makes no endorsement or claims about the accuracy or content of information contained within third party sites to which you may be going. Citizens 24 Hotline: 606-451-2400. Walk-Up Window Hours: Monday through Friday 7:30 - 8 AM Citizens Bank customer service. com Customer Support: (800) 296-6246. Clara City, MN 56222. You can try any of the methods below to contact Citizens Bank Mobile Banking. Its customers are served from 348 locations. The security and privacy policies on these sites may be different from Citizens Union Bank. Zip. 713. 1331 A live customer care specialist is ready to assist you with any questions that you may have. Call at: (800) 296-4968. If you suspect someone has made unauthorized transactions on your Citizens Bank Credit Card or if you believe that any information about you is not accurate, please call us anytime at 1-888-307-9565. 1-800-922-9999 for questions about your existing checking account, savings account or CD. com or live chat for more information. By Phone: You can reach Citizen's Bank Customer Service Center at 505 599 0100 or 800 325 9961. Texas Street Phone: Phone: (318) 747-6000 Fax: (318) 741-8286 Citizens National Bank assumes no liability for the content Phone (256) 505-4600 . Citizens One Card Services. If you send us email, we may retain the content of the email and your e-mail address in order to respond to questions or concerns that you may have. Reviews Locations News. Credit card support: 1-888-333-5145 for questions about credit card Customer Service: 2711 E. We are happy to answer your questions. At Citizens, we are here to help you bank better. to noon) CNB ReadyLine: 1. Customer Care Specialist: 601. com. Customer Service: Here are the details of Citizens Bank customer service and helpline phone numbers provided for the appropriate departments and services. 1-888 851-5546. Hours: 7:00 AM to 10:00 PM Mon-Fri and 9:00 AM to 6:00 PM Sat & Sun. – 6:00 p. Discover which options are the fastest to get your customer service issues resolved. Visit the company website www. Best Time to Contact *. Just incredible service. Lobby Hours: Monday through Friday 8 AM - 4 PM. Home Equity Lines of Credit are offered and originated by Citizens Bank, N. 1 (606) 920-7300 About the Citizens Trilby location. (NMLS ID# 433960). (EST) at 1 By Phone: You can reach Citizen's Bank Customer Service Center at 505 599 0100 or 800 325 9961. Online Banking Support. 1-800 811-8748. WRITE US. Common problems addressed by the customer care unit that answers calls to 800-922-9999 include Setup an account, Question, Complaint and other customer service issues. Morning. About the Citizens Westerly location. Mon - Fri: 9:00am to 3:00pm Citizens State Bank assumes no liability for the content, information Citizens Bank at 2525 E Main St, Bridgeport, CT 06610: store location, business hours, driving direction, map, phone number and other services. You are about to leave the official website for Citizens Bank. Citizens In Touch Banking 505 599 0182. See my review there for . Contact Us We welcome questions, comments or suggestions from our customers, as well as feedback from residents of the communities in which we do business. The following contact options are available: Pricing Information, Support, General Help, and Press Information/New Coverage (to guage reputation). Citizens Stories. Primary duties include responding to customer inquiries, daily review and maintenance of documents, and other deposit operations tasks. For Hearing Impaired Customers with TDD Equipment. TL;DR: Citizens Bank gets 5 starts. 4262 Telephone. Citizens Bank & Trust is a full-service financial institution, with a wide range of account and loan products tailored to fit your individual needs. citizens bank phone customer service

Источник: https://www.stealth-express.com/9dauzk/citizens-bank-phone-customer-service.html

Fifth Third Bank

US bank

"5/3" redirects here. For the dates, see May 3 and March 5.

Fifth Third Bank.svg
Fifth Third Bank Headquarters.jpg

Fifth Third Bank corporate headquarters in Downtown Cincinnati

Trade name

Fifth Third Bank
TypePublic company

Traded as

Nasdaq: FITB
S&P 500 Index component
IndustryBanking
Financial services
FoundedJune 17, 1858; 163 years ago (1858-06-17) (as Bank of the Ohio Valley)
HeadquartersCincinnati, Ohio, USA

Area served

Ohio, Kentucky, Indiana, Illinois, Michigan, Tennessee, West Virginia, Florida, Georgia, North Carolina, South Carolina

Key people

Greg D. Carmichael,
Chairman & CEO

Net income

Increase $2.512 billion (2019)
Total assetsIncrease $169.369 billion (2019)
Total equityIncrease $21.203 billion (2019)

Number of employees

19,869 (2019)
Websitewww.53.com
Footnotes / references
[1]

Fifth Third Bank (5/3 Bank) is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company. One of the largest consumer banks in the Midwestern United States,[2] it operates 1,154 branches and 2,469 automated teller machines in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina and South Carolina. Fifth Third Bank is incorporated in Ohio.[3] It was state-chartered until late 2019, when it obtained a national charter.[2]

The name "Fifth Third" is derived from the names of the bank's two predecessor companies, Third National Bank and Fifth National Bank, which merged in 1909.

The company is ranked 384th on the Fortune 500.[4] It is one of the largest banks in the United States.

History[edit]

On June 17, 1858, the Bank of the Ohio Valley opened in Cincinnati. On June 23, 1863, the Third National Bank was organized. On April 29, 1871, Third National Bank came into possession of Bank of the Ohio Valley and by 1882 the bank's capital was around $16 million, considered to be the largest bank capital in the state at the time. In 1888, Queen City National Bank changed its name to Fifth National Bank.[5]

On June 1, 1908, Third National Bank and Fifth National Bank merged to become the Fifth-Third National Bank of Cincinnati; the hyphen was later dropped. The merger took place when prohibitionist ideas were gaining popularity, and it is a legend that "Fifth Third" was better than "Third Fifth", which could have been construed as a reference to three fifths of alcohol.[6] The name went through several changes until March 24, 1969, when it was changed to Fifth Third Bank.

In November 2008, the United States Department of the Treasury invested $3.4 billion in the company as part of the Troubled Asset Relief Program and in February 2011, the company repurchased the investment from the Treasury.[7][8]

2018 shooting incident[edit]

Main article: 2018 Cincinnati shooting

On September 6, 2018, a gunman named Omar Enrique Santa-Perez entered the lobby area of the company headquarters in downtown Cincinnati, shooting and killing three people and wounding two others before being shot and killed by the Cincinnati Police.[9][10]

Controversies[edit]

2014 discrimination settlement[edit]

In August 2014, the company settled with the United States Department of Justice, resolving allegations that the bank engaged in a pattern of discrimination on the basis of disability and receipt of public assistance, in violation of the Equal Credit Opportunity Act. The company was required to pay $1.5 million to eligible mortgage loan applicants who were asked to provide a letter from their doctor to document the income they received from Social Security Disability Insurance.[11]

2020 CFPB Fraudulent Account Investigation[edit]

On March 9, 2020, the Consumer Financial Protection Bureau announced a lawsuit against the bank for allegedly opening unauthorized accounts and enrolling consumers in unauthorized products and services.[12]

Naming rights[edit]

Fifth Third owns (or used to own) the naming rights to:

  • Fifth Third Field, a baseball stadium in Toledo, Ohio and home of the Toledo Mud Hens, the Triple-Aminor league baseball affiliate of the Detroit Tigers.
  • Fifth Third Ballpark, a baseball stadium in Comstock Park, Michigan and home of the West Michigan Whitecaps, a Class A minor league baseball team playing in the Midwest League, affiliated with the Detroit Tigers. This agreement expired and as of 2021, the new name for the park is Lake Michigan Credit Union Ballpark.
  • Fifth Third Arena, an indoor arena on the campus of the University of Cincinnati, used by that school's basketball program
  • Fifth Third Bank Stadium, home of the Kennesaw State University (Georgia) Owls and home of the Kennesaw State Owls football team.
  • The company owned the naming rights to the Camping World Stadium in Orlando, Florida for Orlando City Soccer Club games in 2013.
  • The company owned the naming rights to Northwestern Medicine Field, home of the Arizona Diamondbacks-affiliated Kane County Cougars of the Class-A Midwest League, from 2012 to 2016.

References[edit]

  1. ^"Fifth Third Bancorp 2019 Form 10-K Annual Report". U.S. Securities and Exchange Commission.
  2. ^ abCowley, Stacy (March 9, 2020). "Fifth Third Bank Opened Fraudulent Accounts, Consumer Bureau Says". The New York Times.
  3. ^"10-K". 10-K. Retrieved 1 June 2019.
  4. ^"Fifth Third Bancorp". Fortune.
  5. ^"Our History: A history of providing superior customer service and following sound banking principles". www.53.com. Retrieved 2020-10-11.
  6. ^Brickey, Homer (April 2, 2002). "That funny name for a bank has grown on us". The Blade.
  7. ^Protess, Ben (February 2, 2011). "Fifth Third Repays Bailout Funds". The New York Times.
  8. ^"Fifth Third Bancorp repays TARP debt". American City Business Journals. February 2, 2011.
  9. ^"Cincinnati police ID gunman behind Fifth Third shooting as Omar Enrique Santa-Perez". WCPO-TV. September 6, 2018.
  10. ^Anstead, Abby (September 6, 2018). "Three dead, shooter dead in 'horrific' shooting at Fifth Third Bank headquarters Downtown". WCPO-TV.
  11. ^"Justice Department Reaches Settlement with Fifth Third Mortgage Company to Resolve Allegations of Discrimination Against Recipients of Disability Income" (Press release). United States Department of Justice. August 7, 2014.
  12. ^"Consumer Financial Protection Bureau Files Suit Against Fifth Third Bank, National Association for Allegedly Opening Unauthorized Accounts and Enrolling Consumers in Unauthorized Products and Services".

External links[edit]

Источник: https://en.wikipedia.org/wiki/Fifth_Third_Bank

Ottawa Hills Secor Rd

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

"Chase Private Client" is the brand name for a banking and investment product and service offering.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Источник: https://locator.chase.com/oh/toledo/3301-secor-rd

Here’s Your Fifth Third Bank Routing Number

Banking / Banks

Building Exterior, Built Structure, Clear Sky, Color Image, Fifth Third, Fifth Third Bank, Finance, MICHIGAN, Midwest USA, Number 3, Number 5, Photography, Sign, Sky, USA, bank, blue sky, day, nobody

RiverNorthPhotography / Getty Images

Fifth Third Bank serves customers throughout the South and Midwest regions of the U.S. But when it comes to transferring money, does Fifth Third use different routing numbers in different regions? Keep reading to find out.

What Is Fifth Third Bank’s Routing Number?

For incoming wire transfers to Fifth Third Bank the routing number is 042000314. For all other types of transfers and services find the routing number associated with your state and region where you opened your account below.

Fifth Third Bank Routing Number By State
State (Region)Number
Florida (North)063113057
Florida (Central)063109935
Florida (South)067091719
Florida (Tampa)063103915
Georgia263190812
Illinois071923909
Indiana (Central)074908594
Indiana (Southern)086300041
Kentucky (Northern)042100230
Kentucky (Central)042101190
Kentucky (Southwest)083002342
Michigan (Northern)072401404
Michigan (Eastern)072405455
Michigan (Western)072400052
Missouri081019104
North Carolina053100737
Ohio (Cincinnati)042000314
Ohio (Columbus)044002161
Ohio (Northeastern)041002711
Ohio (Northwestern)041200050
Ohio (Western)042202196
Ohio (Southern)042207735
Pennsylvania043018868
Tennessee064103833

While many banks use only one routing number, Fifth Third uses multiple routing numbers to serve customers across different regions, which is not always the case for multi-regional banks.

Related: Fifth Third Bank Review

What Is a Routing Number?

A routing number is a nine-digit security feature banks use to identify each other during a transaction. Other names used for routing numbers are ABA numbers — which stands for American Bankers Association, which created routing numbers back in 1910 — and routing transit number. Routing numbers aren’t only used in bank transfers. Some services require them if you’re making a payment or setting up recurring payments.

Now Learn: How To Find Your Bank Routing Number in Seconds

Banks Can Have Multiple Routing Numbers

As you’ve just seen, yes they can. The number of routing numbers a bank uses depends on factors such as the size of the bank — big banks like Wells Fargo and Citibank are good examples — and the regions it operates in. Some banks also acquire multiple routing numbers through mergers.

How Do You Find a Routing Number on a Check?

Your routing number can be found on the bottom-left corner of your personal checks, next to your account number. Remember not to confuse the two by entering the longer account number instead of the nine-digit routing number.

Also Find Out: How To Use and Find Your Fifth Third Bank Login

Different Routing Numbers for International Wire Transfers

Banks use SWIFT codes to identify each other globally. The numbers and letters in SWIFT codes identify the bank’s country of origin and location. They are normally a combination of eight digits and letters. Longer SWIFT codes identify a specific branch from that bank.

Fifth Third doesn’t list its SWIFT code on its website, but multiple secondary sources list it as FTBCUS3C. In the FAQ section of its website, Fifth Third recommends that customers who want to do a wire transfer should visit a branch.

More From GOBankingRates

This content is not provided by Fifth Third Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Fifth Third Bank.

Information accurate as of Oct. 01, 2021.

About the Author

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

Источник: https://www.gobankingrates.com/banking/banks/fifth-third-bank-routing-number/

Black-Owned Banks by State

Ever since the founding of the Bank of North America in 1781, banking has played a critical role in facilitating the American Dream. These institutions provide indispensable monetary services, ranging from accepting deposits to offering loans. Credit is king in the United States, and without high-quality financial institutions, countless Americans would struggle to acquire vehicles, housing, and other essential items.

However, like pretty much all of the nation’s older institutions, banks have also played a significant part in America’s racist past. Racial discrimination in the banking industry and financial system has targeted African Americans, and challenges ending discrimination persist today. Black-owned banks arose as an alternative to larger institutions to provide greater access to banking services as well as an opportunity to support local communities.

According to the Federal Deposit Insurance Corporation, a Minority Depository Institution (MDI) is “...a federal insured depository institution for which (1) 51 percent or more of the voting stock is owned by minority individuals; or (2) a majority of the board of directors is minority and the community that the institution serves is predominantly minority. Ownership must be by U.S. citizens or permanent legal U.S. residents to be counted in determining minority ownership.” Of the 22 Black-owned banks featured in this article, two fall into the latter category.

For the purposes of this article, Black-owned and managed credit unions that serve the Black community have been included to provide the most complete picture of America’s Black financial institutions. The article uses the term “Black-owned” in this broad sense, recognizing that stockholders own for-profit banks and members own credit unions.

Key Takeaways

  • Today—including credit unions—there are 44 Black-owned financial institutions in the United States. Taken together, they have approximately $6.82 billion in assets in total.
  • Black-owned banks provide customers not just access to the financial resources they need, but the chance to invest in the financial health and well-being of their community.
  • Black-owned banks also play a critical role in fighting modern-day systemic racism in the financial sector.
  • Critics of Black-owned for-profit banks have posited that true financial justice requires institutions, such as not-for-profit credit unions, that are separate from a financial system rooted in racism and exploitation.
  • Of the 44 Black-owned financial institutions in the country, 22 are not-for-profit credit unions.

Background and History of Black-Owned Banks

Black-owned banks didn’t exist until more than a century after the Bank of North America first opened its doors. Prior to the chartering of the first Black-owned bank in 1888, Congress and President Lincoln established the Freedman’s Savings Bank in 1865. As part of the Freedman’s Bureau, this institution was designed to help newly freed African Americans navigate the U.S. financial system.

Despite Congress voting to close the Freedman’s Bureau in 1872, the bank continued to operate. In 1874, Frederick Douglass took over as the bank’s D.C. branch director, and he found the place to be rife with corruption and risky investments. Despite Douglass investing $10,000 of his own money in the bank in an attempt to save it, Freedman’s Savings went bankrupt later that same year. Although the Freedman’s Savings Bank doesn’t fit the modern criteria of a Black-owned bank, it represents a critical first step.

The first officially chartered Black-owned bank, the True Reformers Bank, was founded on March 2, 1888, by the Rev. William Washington Browne. A former slave and Union Army officer, Browne was founder of the Grand Fountain United Order of True Reformers fraternal organization. The True Reformers Bank came about when Browne and his organization faced financial hardships while trying to establish a new branch in Virginia. Unable to manage the order’s money without arousing suspicion from paranoid and prejudiced locals, Browne founded the True Reformers Bank so that the organization’s finances would be free of scrutiny from white people.

The bank opened its doors in 1889 and went from a small operation in Browne’s house to an institution strong enough to survive the financial panic of 1893. Although the True Reformers Bank continued to operate after Browne’s death in 1897, problems were beginning to develop by 1900. Under its new president, the Rev. William Lee Taylor, branches were poorly regulated, unsecured loans were made, and an embezzlement scandal cost most account holders their savings. By 1910, the State Corporation Commission had ordered the bank to be closed.

As the story of the True Reformers Bank was playing out, other Black-owned banks were also getting their start in the U.S. The Capitol Savings Bank of Washington, D.C., opened its doors on Oct. 17, 1888, roughly six months before the True Reformers Bank. Capitol Savings also managed to survive the financial panic of 1893, though it later closed in 1902.

Between 1888 and 1934, more than 134 Black-owned financial institutions were founded, predominantly located in Southern states. Their numbers dwindled during the Great Depression, leaving nine by 1930. It wasn’t until the civil rights movement that a resurgence took place, raising their numbers to 50 by 1976.

By 1988, the savings and loan crisis had wiped out 35 Black-owned banks. The start of the most recent decline came in 2001, during the early 2000s recession, which rapidly accelerated once the Great Recession began. There are 44 Black-owned financial institutions, including credit unions, left today.

“You can’t separate Black history from American history,” says Tyrone Ross, community director of Altruist, a software platform provider for financial advisors. “We’ve always been well adept and versed in financial education and the ability to be entrepreneurs. It’s just been stripped from us. So it’s OK to write these articles—or have panels or whatever—but let’s start with the history first so people go, ‘Oh, crap. It really was stripped from them, and they’re just trying to get it back.’”

Modern-Day Discrimination

In 2016, the net worth of a white family was nearly 10 times higher on average than that of a Black family. This is a result of inequality, discrimination, racism, and differences in power and opportunity compounding throughout America’s history. It also is why the diminishing number of Black-owned banks is especially of concern, given the role these institutions play in fighting modern-day systemic racism in the financial sector.

Consider redlining. This unethical and now illegal practice is used to block off access to important services for residents of certain neighborhoods based on their race or ethnicity. The Civil Rights Act of 1964, which prohibits discrimination on the basis of race, color, religion, sex, and national origin, was a start. And yet, although the Fair Housing Act of 1968 and the Community Reinvestment Act (CRA) of 1977 were both intended to eliminate redlining, this kind of discrimination is still seen today.

For instance, 68.1% of loans made between 2012 and 2018 for housing purchases in Chicago went to predominantly white areas; 8.1% went to predominantly Black areas. Banks also lent more money to predominantly white neighborhoods than they did to every predominantly Black neighborhood combined. This disparity is even starker when looking at individual lenders, with JPMorgan Chase lending 41 times more money in white neighborhoods than Black ones.

Chicago is far from the only place where redlining occurs. In 2018, people of color in 61 cities were more likely to be denied home loans than white residents. And if homeowners aren’t moving into—and investing in—a neighborhood, it means capital isn’t flowing into the community, which leads to poverty and crime having an inescapable presence in the area.

“One in five Black Americans now is unbanked. When you look at our poverty rates, our lack of ownership, lack of home ownership, that all goes back to economic empowerment,” Ross explains. “Economic empowerment starts with banking.”

The Importance of Black-Owned Banks

To understand why Black-owned banks matter, it’s critical to recognize the role banks play in financial life. A common service banks provide is access to a checking account, allowing for the safe storage of an individual’s funds, typically in exchange for a minimal fee. In addition to accepting monetary deposits, banks also furnish loans for both individuals and businesses looking to finance crucial purchases. Banks also offer mortgages for real estate purchases. Many banks issue credit cards, which are valuable tools for building the credit history necessary to receive most loans.

Outside of providing financial services, a number of banks have also launched programs on financial literacy for low- and moderate-income communities. It’s difficult, if not impossible, to imagine thriving in the modern economy without taking advantage of the aid that a bank can provide. And if access to these types of services is constantly denied to certain groups, it’s easy to see how these groups may face more financial difficulties than others.

Black-owned banks offer an alternative for residents who have been consistently discriminated against by other financial institutions. They have typically provided more money to borrowers living in low- and moderate-income (LMI) census tracts in the last 14 years than other banks. Black-owned banks are also more willing to tolerate higher levels of risk than alternative institutions. Our research found that in 2016, 67% of mortgages made by Black-owned banks were either FHA mortgages—which typically serve riskier borrowers—or mortgages held “in portfolio,” meaning they are liable to the risk of the borrower defaulting.

Additionally, Black-owned banks tend to focus their lending on small businesses, nonprofits, and Black homebuyers. As of 2018, all Black-owned banks are community banks; these institutions are dedicated to supporting the economies of the communities in which they serve. Even during difficult times, Black-owned banks have stuck by their customers. During the 2007–2008 financial crisis, despite a 69% drop in all mortgage lending to Black borrowers, the number of mortgages that Black-owned banks provided rose 57%.

“So there’s lack of lending, there’s lack of funding, there’s lack of access to the ability to acquire assets and build wealth,” says Ross. “The Black community has for years been afraid of banking with traditional institutions. A lot of them live in banking deserts where there are no banks, which is also why you have credit unions, check cashing places, and payday loans.”

Without Black-owned banks, countless vulnerable consumers could be forced to rely on high-interest loans from pawn shops and payday lenders for their financing. What’s more, Black-owned banks provide customers not just access to the financial resources they need, but the chance to invest in the financial health and wellbeing of their community and fellow Americans.

“I think we have a responsibility now to realize that—if you really want to be grassroots, and you really want to help Black Americans—get that money in Black banks and then have those Black banks fund the people,” Ross says.

Other Alternatives for Community Funding

Not everyone sees Black-owned, for-profit banks as the solution. Critics argue that true financial justice requires institutions that are entirely separate from a financial system rooted in racism and exploitation.

“I’ve been very critical of for-profit Black banks and the capitalist logic that governs them,” says Prof. Guy Mount, assistant professor of African American history at Auburn University. “In my opinion, member-owned credit unions and nonprofit co-ops are the way forward for Black communities hoping to not only survive within capitalism, but build a viable Black economic alternative to it.” In fact, that choice is currently available to consumers. Of the 44 Black-owned financial institutions in the U.S.—all listed below—21 are credit unions.

Other critics have taken this concept even further. In The Color of Money: Black Banks and the Racial Wealth Gap, Mehrsa Baradaran, professor of law at the University of California Irvine School of Law, posits that those in power have pushed the idea of Black-owned banks as a diversionary tactic whenever the African American community demanded more direct solutions to the racial wealth gap. For instance, although the Freedman’s Bank remains a critical facet of Black history, the Freedman’s Bureau originally proposed providing newly freed slaves with an allotment of land—they received a bank instead.

More recently, when civil rights leaders began calling for a redistribution of wealth, President Richard Nixon co-opted the rhetoric of that same movement to create a civil rights platform centered around “Black capitalism.” He wasn’t the only president to support the idea of banking over financial support. President Bill Clinton introduced legislation with the aim of promoting “community empowerment” via banking. Across party lines, Presidents George W. Bush and Barack Obama supported and upheld Clinton’s infrastructure. Former President Donald Trump had also made similar promises during his time in office.

Baradaran further argues that—as it is nearly impossible for a segregated community to keep its wealth entirely self-contained—Black-owned banks may actually facilitate the flow of money out of African American communities and into the white economy.

Prof. Mount sees it the same way, “By emerging themselves within a white-governed capitalist marketplace, Black banks are facilitating the very extraction of wealth from the communities they purport to serve,” he says.

Black-Owned Banks: State-by-State Breakdown

While the number of Black-owned financial institutions may have declined from their peak, they cumulatively have a not-insignificant presence. According to Bank Black USA, historical Black-owned bank assets have totaled over $7.6 billion. As of Feb. 4, 2021, the 41 Black-owned banks and credit unions in the U.S. have approximately $6.82 billion in assets. And although 28 states have no Black-owned financial institutions within their borders, several organizations have a presence across the U.S. because of their partnerships with major ATM networks. Additionally, of the 41 Black-owned financial institutions in the country, half are not-for-profit credit unions.

The majority of Black-owned institutions offer both traditional brick-and-mortar branches and online/mobile services. Even OneUnited Bank, originally an Internet-only bank, now has multiple physical locations across the U.S. Ensuring online accessibility is a smart move considering that, in 2017, approximately 17.7% of African-American consumers were more likely to use mobile banking as their primary method of accessing their accounts. Currently, Columbia Savings and Loan is the sole institution without any online or mobile banking services.

Below: a list of Black-owned banks and credit unions in the U.S., in alphabetical order.

1st Choice Credit Union

Founded in 1946, the Hospital Authority Credit Union was created to provide financial services to employees of Grady Hospital. In 1991, the organization became known as 1st Choice Credit Union.

  • Branches: Auburn Avenue Administrative Office (Atlanta, Ga.) and Grady Memorial Hospital (Atlanta, Ga.)
  • ATMs: Crestview Health & Rehabilitation Center (Atlanta, Ga.) and Ponce De Leon Center (Atlanta, Ga.)
  • States: Georgia
  • Services: Personal and business checking and savings, in addition to loans (personal, mortgage, etc.)
  • Assets: $30.77 million
  • Availability: Brick-and-mortar and online

Alamerica Bank

Alamerica Bank was originally organized by a group of prominent Birmingham, Ala., community leaders on Jan. 28, 2000. Alamerica achieved operational profitability after six months of operation.

  • Branches: The Alamerica Bank Building (Birmingham, Ala.)
  • ATMs: N/A
  • States: Alabama
  • Services: Deposit services (business and personal accounts), loan services (commercial and personal loans), Internet banking, image statements, and MasterMoney debit cards
  • Assets: $15.36 million
  • Availability: Brick-and-mortar and online

Broadway Federal Bank

The Broadway Federal Bank is a subsidiary of Broadway Financial Corporation, a bank holding company located in Los Angeles, Calif. Formerly known as the Broadway Federal Savings and Loan Association, founded in 1946, the original building was destroyed by a fire on April 30, 1992. In December 1995, the organization was converted from a federally chartered mutual savings association to a federally chartered stock savings bank, hence the new name.

  • Branches: Mid-Wilshire Branch (Los Angeles, Calif.), Inglewood Branch (Inglewood, Calif.), and Exposition Park Branch (Los Angeles, Calif.)
  • ATMs: Part of the MoneyPass network
  • States: California
  • Services: Personal and business accounts, credit cards, and loan products
  • Assets: $497.03 million
  • Availability: Brick-and-mortar and online

Brookland Federal Credit Union

Founded in 1999, the Brookland Federal Credit Union is a not-for-profit financial cooperative that provides financial services to members of Brookland Baptist Church and their immediate family members. If you join Brookland Federal, you and your family have a lifetime membership.

  • Branches: Brookland Federal Credit Union (West Columbia, S.C.)
  • ATMs: N/A
  • States: South Carolina
  • Services: Savings, checking, loans, and other services (financial literacy, guaranteed auto protection, etc.)
  • Assets: $3.40 million
  • Availability: Brick-and-mortar and online

Carver Federal Savings Bank

The Carver Federal Savings Bank was founded in 1948 to serve African American communities with limited access to mainstream financial services. The majority of its branches and ATMs are located in low- to moderate-income neighborhoods. Carver Federal Savings Bank is one of the two banks that are considered “Black-operated” instead of Black-owned.

  • Branches: Atlantic Terminal Branch (Brooklyn, N.Y.), Bedford-Stuyvesant — Restoration Plaza Branch (Brooklyn, N.Y.), Crown Heights Branch (Brooklyn, N.Y.), Flatbush Branch (Brooklyn, N.Y.), and St Albans Branch (Jamaica, N.Y.), 125th Street Branch (New York City, N.Y.), and Malcolm X Boulevard Branch (New York City, N.Y.)
  • ATMs: Malcolm X Boulevard Branch (Brooklyn, N.Y.) and 125th Street Branch (New York City, N.Y.)
  • States: New York
  • Services: Personal and business banking, loans, and community cash
  • Assets: $673.05 million
  • Availability: Brick-and-mortar and online

Carver State Bank

Established on Feb. 23, 1927, the Georgia Savings and Realty Corporation was a small, private bank as well as a real estate investment and management company. In 1947, the original institution was converted to a state bank and became known as the Carver Savings Bank. By 1962, Carver had become a full-service commercial bank, thus its name was changed once more to the Carver State Bank.

  • Branches: Main Office (Savannah, Ga.) and Skidaway Branch (Savannah, Ga.)
  • ATMs: Main Office (Savannah, Ga.), Skidaway Branch (Savannah, Ga.), and Hilton Head International Airport (Savannah, Ga.)
  • States: Georgia
  • Services: Personal accounts (checking and savings), business accounts, loans, development programs, and other services (cashier’s checks, money orders, etc.)
  • Assets: $48.39 million
  • Availability: Brick-and-mortar and online

Citizens Bank

In 1904, the One Cent Savings Bank became the first minority-owned bank in Tennessee. The institution’s name was changed to the Citizens Savings Bank & Trust Co. in 1920. Citizens Bank is the oldest, continuously operating Black-owned bank in the U.S.

  • Branches: Memphis Winchester Road Branch (Memphis, Tenn.) and Main Office (Nashville, Tenn.)
  • ATMs: Main Office (Nashville, Tenn.)
  • States: Tennessee
  • Services: Personal and business banking (checking and savings), credit cards, and loans (personal, business, etc.)
  • Assets: $100 million
  • Availability: Brick-and-mortar and online

Citizens Trust Bank

In 1921, the Citizens Trust Bank was created to serve the African American citizens of Atlanta. Today, the bank plays an active role in providing sponsorship support for multiple community organizations.

  • Branches: Birmingham (Birmingham, Ala.), Eutaw Branch (Eutaw, Ala.), Cascade Branch (Atlanta, Ga.), Corporate Headquarters (Atlanta, Ga.), Westside Branch (Atlanta, Ga.), East Point Branch (East Point, Ga.), and Rockbridge Branch (Stone Mountain, Ga.)
  • ATMs: Castleberry Inn ATM (Atlanta, Ga.), Westside ATM (Atlanta, Ga.), South Dekalb Mall ATM (Decatur, Ga.), Lithonia ATM (Lithonia, Ga.), Rockbridge Plaza ATM (Stone Mountain, Ga.), Stone Mountain ATM (Stone Mountain, Ga.), and Panola ATM (Stonecrest, Ga.)
  • States: Alabama and Georgia
  • Services: Banking (savings, checking, etc.) and borrowing (loans, credit cards, etc.) services 
  • Assets: $536.65 million
  • Availability: Online and brick-and-mortar

Columbia Savings & Loan

Columbia Savings & Loan has served Milwaukee’s inner city, particularly its minority population, since 1924.

  • Branches: Columbia Savings & Loan Association (Milwaukee, Wis.)
  • ATMs: N/A
  • States: Wisconsin
  • Services: Mortgages, church loans, and CDs/IRAs
  • Assets: $24.41 million
  • Availability: Brick-and-mortar only

Commonwealth National Bank

Founded in 1976, the Commonwealth National Bank is a full-service nationally chartered commercial institution. Commonwealth is the sole bank headquartered in Mobile, out of the 45 banks doing business there. In addition to being the only Minority Depository Institution (MDI) in Mobile, it is one of two in Alabama.

  • Branches: Main Office Branch (Mobile, Ala.) and Crichton Branch (Mobile, Ala.)
  • ATMs: Main Office Branch (Mobile, Ala.), Crichton Branch (Mobile, Ala.), any Publix Super Market ATM, and any PNC Bank ATM
  • States: Alabama
  • Services: Consumer and business services, in addition to loans
  • Assets: $55.06 million
  • Availability: Brick-and-mortar and online

Community Owned Federal Credit Union

In 1966, the Community Owned Federal Credit Union was founded to provide low-income communities in Johns Island and part of Charleston with financial services typically denied to them by mainstream institutions. Membership has since grown to include the entire Charleston area.

  • Branches: Community Owned Federal Credit Union (Charleston, S.C.)
  • ATMs: N/A
  • States: South Carolina
  • Services: Primary savings account, loans, and other services (direct and payroll deposit, in addition to credit workshops)
  • Assets: $6.54 million
  • Availability: Brick-and-mortar and online

Credit Union of Atlanta

Founded in 1928, the Credit Union of Atlanta remained stable and secure throughout the Great Depression. Any profits earned are used to secure better rates for the institution’s members.

  • Branches: Main Office (Atlanta, Ga.) and Pryor Street Lending Center (Atlanta, Ga.)
  • ATMs: Atlanta Detention Center (Atlanta, Ga.), Atlanta Public Safety Annex (Atlanta, Ga.), Credit Union of Atlanta (Atlanta, Ga.), and Pryor Street Lending Center (Atlanta, Ga.), in addition to any ATMs in the MoneyPass and STAR networks
  • States: Georgia
  • Services: Personal savings and checking, business checking, credit builder and personal loans, and payment protection
  • Assets: $77.91 million
  • Availability: Brick-and-mortar and online

Faith Community United Credit Union

Originally chartered in 1952 as Second Mount Sinai Baptist Church Credit Union, Faith Community United Credit Union became a Community Development Credit Union (CDCU) in 1991. Faith is one of the largest minority-owned Credit Unions in Ohio, and it is available to anyone who lives, works, worships, or attend school in Cuyahoga County as well as their family, business, and organization. Membership is also possible through a Select Employee Group (SEG).

  • Branches: Faith Community United Credit Union (Cleveland, Ohio)
  • ATMs: N/A
  • States: Ohio
  • Services: Deposit services, loan services, insurance, and other services
  • Assets: $18.01 million
  • Availability: Brick-and-mortar and online

Faith Cooperative Credit Union

The story of the Faith Cooperative Credit Union is a tale of two different organizations. St. John Federal Credit Union was founded in 1959. It became known as the Faith Cooperative Credit Union after it was integrated with the Friendship-West Baptist Church’s vision of a microloan bank.

  • Branches: Administrative Offices (Dallas, Texas)
  • ATMs: One located “near the Banquet Hall”
  • States: Texas
  • Services: Savings, loans, and gap protection
  • Assets: $1.67 million
  • Availability: Brick-and-mortar and online

FAMU Federal Credit Union

On May 8, 1935, six individuals were convinced to deposit $50 to acquire a federal credit union charter, resulting in the founding of the Florida A&M College Employees Federal Credit Union. By 1953, the organization renamed to Florida A&M University Federal Credit Union due to its location on the FAMU campus.

  • Branches: Office (Tallahassee, Fla.)
  • ATMs: One located in the “first drive-thru lane”as well asany ATMs that are part of the American Express, CULIANCE, The Exchange, Honors, Member Access, Plus, Presto, Publix, Walmart, and “other Credit Unions with the participating listed networks”
  • States: Florida
  • Services: Accounts (checking, savings, IRA), Rattler debit and VISA credit cards, loans, wire transfers, and other services (notary services, bill payments, etc.)
  • Assets: $22.85 million
  • Availability: Brick-and-mortar and online

First Independence Bank

In business since May 11, 1970, the First Independence Bank has served the Detroit Metropolitan area for 50 years. First Independence is the sole African American‐owned bank headquartered in Michigan, in addition to being one of two banks headquartered in Detroit.

  • Branches: Clinton Township Branch (Clinton Township, Mich.), Main Office Branch (Detroit, Mich.), and Seven Mile Branch (Detroit, Mich.)
  • ATMs: Garfield Branch (Clinton Township, Mich.), 1st Floor International Building (Detroit, Mich.), City County Building (Detroit, Mich.), Livernois (Detroit, Mich.), and Main Office Branch (Detroit, Mich.), Seven Mile Branch (Detroit, Mich.), in addition to “any nationwide ... Fifth Third, TCF, or Chemical Bank ATM ... in the Metro Detroit area”
  • States: Michigan
  • Services: Consumer and business services, in addition to loans
  • Assets: $290.57 million
  • Availability: Brick-and-mortar and online

First Legacy Community Credit Union

The School Workers Federal Credit Union was founded by a group of educators in Feb. 14, 1941. On Jan. 1, 2020, First Legacy Community Credit Union merged with the Self-Help Federal Credit Union and now operates as a division of Self-Help.

  • Branches: First Legacy Community Credit Union (Charlotte, N.C.)
  • ATMs: Part of the CO-OP/Covera ATM network
  • States: North Carolina
  • Services: Checking, savings, loans, and other services
  • Assets: $29.33 million
  • Availability: Brick-and-mortar and online

First Security Bank

The Security Trust and Savings Bank first opened for business in 1903. Twenty-six years later, it merged with the First National Bank of Charles City, creating the First Security Bank & Trust.

  • Branches: Aredale (Aredale, Iowa), Charles City Branch (Charles City, Iowa), Dumont Branch (Dumont, Iowa), Hampton Branch (Hampton, Iowa), Ionia Branch (Ionia, Iowa), Manly Branch (Manly, Iowa), Marble Rock Branch (Marble Rock, Iowa), Nora Springs Branch (Nora Springs, Iowa), Riceville Branch (Riceville, Iowa), Rockford Branch (Rockford, Iowa), Rockwell Branch (Rockwell, Iowa), Rudd Branch (Rudd, Iowa), and Thornton Branch (Thornton, Iowa)
  • ATMs: Charles City Branch (Charles City, Iowa), Manly Branch (Manly, Iowa), Marble Rock Branch (Marble Rock, Iowa), Nora Springs Branch (Nora Springs, Iowa), Riceville Branch (Riceville, Iowa), Rockford Branch (Rockford, Iowa), Rockwell Branch (Rockwell, Iowa), and Thornton Branch (Thornton, Iowa)
  • States: Iowa
  • Services: Personal (checking, savings, etc.), business (checking, savings, etc.), and lending (personal and auto loans, mortgage and home equity, etc.)
  • Assets: $564.98 million
  • Availability: Brick-and-mortar and online

GN Bank

In 1934—after working closely with the Federal Home Loan Bank of Chicago—13 African American men founded Illinois Service Federal to provide a savings and loan association for Black Chicagoans. The institution was acquired by Groupe Ndoum in 2016, which led to its name change to GN Bank in 2018.

  • Branches: Main Branch (Chicago, Ill.) and Chatham Office (Chicago, Ill.)
  • ATMs: Main Branch (Chicago, Ill.) and Chatham Office (Chicago, Ill.), in addition to any ATMs in the STAR network
  • States: Illinois
  • Services: Personal (checking, savings, and credit cards) and small business services (checking, lending, credit cards)
  • Assets: $133 million
  • Availability: Brick-and-mortar and online

Greater Kinston Credit Union

The Greater Kinston Credit Union was founded in 1952 and provides a variety of loans and deposit accounts. People who live, work, worship, or attend functions in Lenoir, Greene, Jones, Craven, and Pitt counties are eligible for membership.

  • Branches: Branch Office (Kinston, N.C.)
  • ATMs: Part of the CashPoints network
  • States: North Carolina
  • Services: Debit and credit cards; deposit (checking, savings, etc.), nonprofit, and youth accounts; mortgage and personal lending; and other services (automated services, branch services, etc.)
  • Assets: $12.91 million
  • Availability: Brick-and-mortar and online

Hill District Federal Credit Union

The Hill District Federal Credit Union got its start in 1970 and has provided financial services to its members for 50 years. People who live, work, or worship in the Hill District—as well as members of an organization that provides economic assistance in the same area—are eligible to join this institution.

  • Branches: Hill District Federal Credit Union (Pittsburgh, Pa.)
  • ATMs: N/A
  • States: Pennsylvania
  • Services: Debit and gift cards, savings, checking, loans, other services (money orders, financial literacy classes, etc.)
  • Assets: $7.79 million
  • Availability: Brick-and-mortar and online

Hope Credit Union

In 1995, members of the Anderson United Methodist Church organized the Hope Federal Credit Union to help low-income Jackson, Miss., residents with asset development, cooperation, and self-empowerment. Hope has since spread across the Deep South through its sponsors and by merging with other financial organizations, with the most recent being the Tri-Rivers Federal Credit Union in 2007. In June 2020, Netflix invested $10 million into Hope as part of its $100 million initiative to support economic opportunities for Black communities.

  • Branches: ArbaStreet Branch (Montgomery, Ala.), McGehee Road Branch (Montgomery, Ala.), College Station Branch (College Station, Ark.), Little Rock Branch (Little Rock, Ark.), Pine Bluff Branch (Pine Bluff, Ark.), West Memphis Branch (West Memphis, Ark.), Central City Branch (New Orleans, La.), Elysian Fields Branch (New Orleans, La.), Michoud Assembly Facility Branch (New Orleans, La.), Mississippi Coast Branch (Biloxi, Miss.), Drew Branch (Drew, Miss.), Greenville Branch (Greenville, Miss.), Itta Bena Branch (Itta Bena, Miss.), Medical Mall Branch (Jackson, Miss.), University Boulevard Branch (Jackson, Miss.), Louisville Branch (Louisville, Miss.), Macon Branch (Macon, Miss.), Moorhead Branch (Moorhead, Miss.), Robinsonville Branch (Robinsonville, Miss.), Shaw Branch (Shaw, Miss.), Terry MS Branch (Terry, Miss.), Utica Branch (Utica, Miss.), West Point Branch (West Point, Miss.), Jackson Branch (Jackson, Tenn.), Crosstown Branch (Memphis, Tenn.), Harvester Lane Branch (Memphis, Tenn.), Madison Avenue Branch (Memphis, Tenn.), and Ridgeway Branch (Memphis, Tenn.), in addition to any credit unions in the Shared Branching network.
  • ATMs: Pine Bluff Branch (Pine Bluff, Ark.), West Memphis Branch (West Memphis, Ark.), Central City Branch (New Orleans, La.), Elysian Fields Branch (New Orleans, La.), Mississippi Coast Branch (Biloxi, Miss.), Drew Branch (Drew, Miss.), Greenville Branch (Greenville, Miss.), Medical Mall Branch (Jackson, Miss.), University Boulevard Branch (Jackson, Miss.), Robinsonville Branch (Robinsonville, Miss.), Shaw Branch (Shaw, Miss.), Terry MS Branch (Terry, Miss.), Jackson Branch (Jackson, Tenn.), Harvester Lane Branch (Memphis, Tenn.), Madison Avenue Branch (Memphis, Tenn.), and Ridgeway Branch (Memphis, Tenn.)
  • States: Alabama, Arkansas, Louisiana, Mississippi, and Tennessee
  • Services: Personal (checking and wealth-building accounts, personal loans, credit cards, etc.) and business (checking and loans) banking, in addition to transformational deposits
  • Assets: $361.29 million
  • Availability: Brick-and-mortar and online

Howard University Employees Federal Credit Union

Originally chartered on Oct. 11, 1935, the Howard University Employees Federal Credit Union provides financial services to employees of Howard University and their family members. Those who join Howard University Employees FCU have a lifetime membership.

  • Branches: C B Powell Building (Washington, D.C.)
  • ATMs: Part of the CO-OP and CU Here networks
  • Locations: Washington, D.C.
  • Services: Accounts (savings, checking, etc.) and loans
  • Assets: $10 million
  • Availability: Brick-and-mortar and online (home loans only)

Industrial Bank

Industrial Bank first opened on Aug. 20, 1934, and is one of the larger Black-owned banks in the U.S. In addition to a wide variety of financial services, Industrial Bank also offers free financial education programs.

  • Branches: Harlem Banking Center (New York City, N.Y.), Bergen Street Banking Center (Newark, N.J.), Halsey Street Banking Center (Newark, N.J.), Anacostia Gateway Banking Center (Washington, D.C.), F Street Banking Center (Washington, D.C.), Forestville Banking Center (Washington, D.C.), Georgia Avenue Banking Center (Washington, D.C.), J.H. Mitchell Banking Center (Washington, D.C.), Oxon Hill Banking Center (Washington, D.C.), and U Street Banking Center (Washington, D.C.)
  • ATMs: Harlem Office (New York City, N.Y.), Bergen Street Office (Newark, N.J.), Halsey Street Office (Newark, N.J.), Anacostia Gateway Office (Washington, D.C.), Ben’s Chili Bowl (Washington, D.C.), DC Court of Appeals (Washington, D.C.), DC Superior Court (2) (Washington, D.C.), F Street Office (Washington, D.C.), Forestville Office (Washington, D.C.), Georgia Avenue Office (Washington, D.C.), J.H. Mitchell Office (Washington, D.C.), Nationals Park (Washington, D.C.), Oxon Hill Office (Washington, D.C.), and U Street Office (Washington, D.C.), in addition to any ATMs in the Allpoint network
  • States: New Jersey, New York, and Washington, D.C.
  • Services: Personal (loans, checking, etc.) and business (services, loans, etc.) services
  • Assets: $432 million
  • Availability: Brick-and-mortar and online 

Liberty Bank

Liberty Bank was originally chartered in New Orleans in 1972. After acquiring the United Bank and Trust Company in 2009, its service grew across the Greater New Orleans area. Liberty Bank is the second-largest Black-owned bank in physical footprint, with branches in eight states.

  • Branches: Montgomery Liberty Bank (Montgomery, Ala.), Tuskegee Liberty Bank (Tuskegee, Ala.), Liberty Bank Forest Park (Forest Park, Ill.), Kansas City Liberty Bank (Kansas City, Kan.), Louisville Liberty Bank (Louisville, Ky.), Southdowns Liberty Bank (Baton Rouge, La.), Southern Heights Liberty Bank (Baton Rouge, La.), Canal Street Liberty Bank (New Orleans, La.), Crowder Blvd Liberty Bank (New Orleans, La.), Franklin Ave Liberty Bank (New Orleans, La.), General DeGaulle Liberty Bank (New Orleans, La.), Gentilly Blvd Liberty Bank (New Orleans, La.), Woodward Ave Liberty Bank (Detroit, Mich.), Jackson Liberty Bank (Jackson, Miss.), and Kansas City Liberty Bank (Kansas City, Mo.)
  • ATMs: Montgomery Liberty Bank (Montgomery, Ala.), Tuskegee Liberty Bank (Tuskegee, Ala.), Liberty Bank Forest Park (Forest Park, Ill.), 4850 State Street (Kansas City, Kan.), Southdowns Liberty Bank (Baton Rouge, La.), Southern Heights Liberty Bank (Baton Rouge, La.), 910-B Decatur Street (New Orleans, La.), 2800 Gravier Street (New Orleans, La.), American Can (New Orleans, La.), Canal Street Liberty Bank (New Orleans, La.), City Hall (New Orleans, La.), Crowder Blvd Liberty Bank (New Orleans, La.), Dillard — Rosenwald Hall (New Orleans, La.), Franklin Rouses (New Orleans, La.), French Market (New Orleans, La.), General DeGaulle Liberty Bank (New Orleans, La.), Gentilly Blvd Liberty Bank (New Orleans, La.), Lafon Nursing Facility (New Orleans, La.), Lockheed Martin Buildings 102 & 350 (New Orleans, La.), Orleans Sheriff (New Orleans, La.), Xavier University (2) (New Orleans, La.), Jackson Evers International Airport (Jackson, Miss.), Jackson Liberty Bank (Jackson, Miss.), Student Center (Jackson, Miss.), Tougaloo College (Jackson, Miss.), and Union Station (Jackson, Miss.)
  • States: Alabama, Illinois, Kansas, Kentucky, Louisiana, Michigan, Mississippi, and Missouri
  • Services: Personal (checking, savings, etc.), business (checking, savings, etc.), and institutional (cash management, corporate financing, etc.) services
  • Assets: $756.77 million
  • Availability: Brick-and-mortar and online

Mechanics & Farmers Bank

Founded in 1907 by nine businessmen, the Mechanics & Farmers Bank is a state-chartered commercial bank. By 1935, M&F Bank became the first lending institution in North Carolina to receive FHA certification. Mechanics & Farmers merged with Fraternal Bank & Trust in 1921 and acquired Mutual Community Savings Bank in 2008.

  • Branches: Charlotte (Charlotte, N.C.), Corporate Headquarters (Durham, N.C.), Durham Branch — Durham-Chapel Hill Boulevard (Durham, N.C.), Greensboro (Greensboro, N.C.), Raleigh Branch — Rock Quarry Road (Raleigh, N.C.), Winston-Salem (Winston-Salem, N.C.)
  • ATMs: Durham Branch (Durham, N.C.) and Raleigh Branch — East Hargett Street (Raleigh, N.C.)
  • States: North Carolina
  • Services: Personal (checking and savings accounts, loans, etc.) and business (commercial checking and savings, loans, etc.) services, in addition to wealth management
  • Assets: $316.45 million
  • Availability: Brick-and-mortar and online

Mount Olive Baptist Church Federal Credit Union

It received its Federal Charter on Oct. 21, 1997. The Mount Olive Baptist Church Federal Credit Union is a faith-based, not-for-profit financial institution. Mount Olive Baptist Church members and their immediate families are eligible to join this organization.

  • Branches: Mount Olive Baptist Church FCU (Dallas, Texas)
  • ATMs: N/A
  • States: Texas
  • Services: Loans (auto, unsecured, etc.), savings accounts, direct deposits, and wire transfers
  • Assets: $8.36 million
  • Availability: Brick-and-mortar and online

Oak Cliff Christian Federal Credit Union

Officially chartered on Sept. 22, 2008, the Oak Cliff Christian Federal Credit Union is a Christian-based financial institution sponsored by the Oak Cliff Bible Fellowship. Members, employees, students, or family of the Oak Cliff Bible Fellowship (and its subsidiaries) are eligible to join the organization.

  • Branches: Oak Cliff Christian FCU (Dallas, Texas)
  • ATMs: N/A
  • States: Texas
  • Services: Loans, financial products (IRAs, money market, etc.), direct deposit, money orders, and credit reports
  • Assets: $7.34 million
  • Availability: Brick-and-mortar and online

Omega Psi Phi Fraternity Federal Credit Union

Founded in 1986, the Omega Psi Phi Fraternity Federal Credit Union is open to members of the fraternity, including its chapters, districts, and other related organizations, and their families, in addition to employees of both the fraternity and credit union itself.

  • Branches: Omega Psi Phi Fraternity Federal Credit Union c/o CAMO (Toccoa, Ga.)
  • ATMs: N/A
  • States: Georgia
  • Services: Accounts (single, joint, etc.), share draft checking, loans, and credit cards
  • Assets: $2.35 million
  • Availability: Brick-and-mortar and online

OneUnited Bank

OneUnited Bank was the first online-only Black-owned bank and is the largest Black-owned bank in the U.S. Originally founded in 1968 as Unity Bank and Trust Company, OneUnited has financed more than $100 million in loans thus far, predominantly in low- to moderate-income communities.

“Everyone is talking about OneUnited Bank now, but what they’re not focusing on with OneUnited Bank is they’re heavily engaged in financial education and financial literacy in the cities that need it most,” Tyrone Ross, community director of Altruist, explains. “So I feel like right now, when you support OneUnited, again you get those end roads into their programs they already have instituted to provide access to financial education and financial literacy.”

  • Branches: Compton Branch (Coming Soon) (Compton, Calif.), Corporate Office and Crenshaw Branch (Los Angeles, Calif.), Miami Branch (Miami, Fla.), Corporate Headquarters (Boston, Mass.), and Roxbury Branch (Roxbury, Mass.)
  • ATMs: Part of the MoneyPass network
  • States: California, Florida, and Massachusetts
  • Services: Checking, savings, and secured VISA credit card
  • Assets: $650 million
  • Availability: Brick-and-mortar and online

OPTUS Bank

The story of OPTUS began in 1921, with the founding of the Victory Savings Bank by a group of African American leaders. OPTUS is committed to helping anyone, regardless of background or situation, build their wealth and improve their lives.

  • Branches: Main Branch (Columbia, S.C.)
  • ATMs: Beltline Branch (Columbia, S.C.), Corporate Office (Columbia, S.C.), and Main Branch (Columbia, S.C.)
  • States: South Carolina
  • Services: Personal (IRAs, consumer loans, etc.) and business (transaction accounts, merchant services, etc.) banking
  • Assets: $161.53 million
  • Availability: Brick-and-mortar and online

South Side Community Federal Credit Union

Since 2004, the South Side Community Federal Credit Union has offered access to credit and savings services for its members, in addition to financial education. Individuals are eligible for membership if they live, work, worship, attend school, or belong to an organization that is within Chicago’s South Side.

  • Branches: South Side Community Federal Credit Union (Chicago, Ill.)
  • ATMs: N/A
  • States: Illinois
  • Services: Accounts (savings, checking, etc.), loans (payroll advance, payday alternative, etc.), financial education classes, and other services (transfer sweeps, money orders, etc.)
  • Assets: $5.08 million
  • Availability: Brick-and-mortar and online

Southern Teachers & Parents Federal Credit Union

With more than 80 years of service, Southern Teachers & Parents Federal Credit Union provides personalized financial services to its members. Those eligible for membership include alumni, employees, parents, and students of Southern University; employees in Assumption, East Baton Rouge, Lafourche, and West Feliciana parishes; employees in Thibodaux and the Lafourche Parish Juvenile Justice Facility; and their family members.

  • Branches: Main Office (Baton Rouge, La.) and Lafeda Branch (Thibodaux, La.)
  • ATMs: Part of the CU Alliance network
  • States: Louisiana
  • Services: Accounts (checking, savings, and youth), loans, other services (VISA debit and credit cards, financial counseling, etc.)
  • Assets: $30.34 million
  • Availability: Brick-and-mortar and online

St. Louis Community Credit Union

Originally chartered in 1942 as the Teachers Credit Union, St. Louis Community Credit Union offers both financial services and several programs to support consumers in the local community. Individuals who live or work in St. Louis City, Franklin, and St. Louis county in Missouri—as well as in St. Clair, Madison, Monroe, and Jersey counties in Illinois—are eligible for membership, in addition to their families.

  • Branches: Ferguson Branch (Ferguson, Mo.), Florissant Branch (Florissant, Mo.), Flower Valley Branch (Florissant, Mo.), Pagedale Branch (Pagedale, Mo.), Richmond Heights (Richmond Heights, Mo.), St. John Branch (St. John), Benton Park Branch (St. Louis, Mo.), Gateway Branch (St. Louis, Mo.), Grace Hill (St. Louis, Mo.), Jennings Branch (St. Louis, Mo.), LifeWise STL (St. Louis, Mo.), Midtown Branch (St. Louis, Mo.), South City (St. Louis, Mo.), Southtown Branch (St. Louis, Mo.), Sullivan Branch (St. Louis, Mo.), University City (University City, Mo.), MET Center (Wellston, Mo.)
  • ATMs: Part of the CO-OP network
  • States: Missouri
  • Services: Loans (auto, personal, etc.), accounts (savings and checking), business development, advocacy, and insurance (life, AD&D, etc.)
  • Assets: $285 million
  • Availability: Brick-and-mortar and online

The Harbor Bank of Maryland

Originally opening its doors in September 1982, The Harbor Bank of Maryland offers banking and other financial services, primarily in the Baltimore metropolitan area. Harbor Bank was also the first community bank in the U.S. to have an investment subsidiary and the first to receive funding from Fannie Mae via the Community Development Financial Institution (CDFI) program. Harbor Bank is one of the two banks that are considered “Black-operated” instead of Black-owned.

  • Branches: Inner Harbor East Office (Baltimore, Md.), Main Office (Baltimore, Md.), Pimlico Office (Baltimore, Md.), Research Park Office (Baltimore, Md.), The Harbor Science & Technology Park East Branch (Baltimore, Md.),Randallstown Office (Randallstown, Md.), and Silver Spring (Silver Spring, Md.)
  • ATMs: Inner Harbor East Office (Baltimore, Md.), Main Office (Baltimore, Md.), Pimlico Office (Baltimore, Md.), Research Park Office (Baltimore, Md.), The Harbor Science & Technology Park East Branch (Baltimore, Md.),Randallstown Office (Randallstown, Md.), and Silver Spring (Silver Spring, Md.), in addition to any ATMS in the AllPoint network
  • States: Maryland
  • Services: Personal (checking, mortgages, etc.) and business (checking, savings, etc.) banking, in addition to loans (personal, mortgage, and business)
  • Assets: $327.45 million
  • Availability: Brick-and-mortar and online

Toledo Urban Federal Credit Union

Toledo Urban Federal Credit Union originally opened its doors on July 21, 1996, to help its members achieve economic empowerment. Membership in Toledo’s first community development credit union is available to individuals who live, work, worship, perform volunteer services, or participate in associations headquartered in the central city community, in addition to their families.

  • Branches: Nexus Building (Toledo, Ohio) and Toledo Urban Federal Credit Union (Toledo, Ohio)
  • ATMs: N/A
  • States: Ohio
  • Services: Checking and share accounts, loans (personal, tuition, etc.), credit and ATM/debit cards, credit counseling, and other services (notary service, overdraft protection, etc.)
  • Assets: $10 million
  • Availability: Brick-and-mortar and online

Tri-State Bank

In the first 10 years after its founding in 1946, Tri-State Bank of Memphis made more than $10 million in first mortgage loans on homes, representing home ownership for more than 2,000 African American families. Tri-State has also played a critical part in the civil rights movement, including hosting local sit-ins in the bank’s boardroom, providing bail money for protesters, and providing $60,000 in loans to help save the Lorraine Motel, the site of Dr. Martin Luther King’s assassination, from foreclosure in 1982.

  • Branches: Whitehaven (Memphis, Tenn.)
  • ATMs: Whitehaven (Memphis, Tenn.) and any ATMs in the Money Tower network
  • States: Tennessee
  • Services: Personal (checking, savings, etc.), business (checking, savings, etc.), loans (auto, mortgage, etc.), and other services (financial education, Fraud Center, etc.)
  • Assets: $111 million
  • Availability: Brick-and-mortar and online

United Bank of Philadelphia

Originally founded in 1992, United Bank of Philadelphia offers personalized banking services in the Greater Philadelphia area to both individuals and businesses. By providing financing to small businesses in urban areas, United Bank supports their growth and allows them to create jobs with livable wages, thus improving the economic condition of those working in the local community.

  • Branches: Center City (Philadelphia, Pa.) and Progress Plaza (Philadelphia, Pa.)
  • ATMs: C-Town Supermarket (Philadelphia, Pa.), City Hall (Philadelphia, Pa.), Criminal Justice Center (Philadelphia, Pa.), Masjidullah Inc. (Philadelphia, Pa.), Philadelphia Traffic Court (Philadelphia, Pa.), Police Districts (Philadelphia, Pa.), Revolutions at Penn Treaty (Philadelphia, Pa.), The Fillmore-Philadelphia (Philadelphia, Pa.), and West Philadelphia (Philadelphia, Pa.)
  • States: Pennsylvania
  • Services: Personal and business banking (checking, savings, etc.), in addition to loans (SBA and commercial loans)
  • Assets: $54.64 million
  • Availability: Brick-and-mortar and online

Unity National Bank

The bank was founded in 1963 and chartered in 1985. “In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders,” the bank’s history reports. Unity focuses on helping to rebuild the community with an emphasis on commercial loans and mortgages. It also works closely with civic organizations and agencies, such as the NAACP and the Third Ward Redevelopment Council.

  • Branches: Atlanta (Atlanta, Ga.) Blodgett (Houston, Texas), and Fort Bend (Missouri City, Texas)
  • ATMs: Atlanta (Atlanta, Ga.) Blodgett (Houston, Texas), and Fort Bend (Missouri City, Texas), in addition to any ATMs in the Select network
  • States: Georgia and Texas
  • Services: Business and personal services (loans, checking and savings accounts, etc.)
  • Assets: $133.61 million
  • Availability: Brick-and-mortar and online

Urban Upbound Federal Credit Union

Urban Upbound was founded in 2004, to provide five integrated programs to individuals living in public housing and and other low- and moderate-income neighborhoods. The Urban Upbound Federal Credit Union offers affordable financial services to its members.

  • Branches: Urban Upbound Federal Credit Union (Long Island City, N.Y.)
  • ATMs: N/A
  • States: New York
  • Services: Savings, share certificates, as well as personal and small business loans
  • Assets: $1.35 million
  • Availability: Brick-and-mortar and online

Virginia State University Federal Credit Union

Authority to establish the Virginia State College Federal Credit Union was granted on Oct. 19, 1938. On May 22, 1979, the organization’s board of directors voted to change the name to the Virginia State University Federal Credit Union.

  • Branches: Virginia State University Federal Credit Union (South Chesterfield, Va.)
  • ATMs: Virginia State University Federal Credit Union (South Chesterfield, Va.)
  • States: Virginia
  • Services: Loans, accounts (checking, savings, etc.), insurance, and other services (wire transfer, direct deposit, etc.)
  • Assets: $10.17 million
  • Availability: Brick-and-mortar and online
Источник: https://www.investopedia.com/black-owned-banks-by-state-5024944

Branch Locations

California

  • Berkeley
    1995 University Ave.
    Suite #120
    Berkeley, CA 94704
    800-873-5140
  • Brea Orange County
    815 East Birch Street
    Brea, CA 92821
    800-526-7251
  • Burbank
    2900 W Alameda Avenue
    Suite 150
    Burbank, CA 91505
    800-476-4808
  • Burlingame
    1411 Chapin Avenue
    Burlingame, CA 94010
    800-544-0220
  • Rancho Cucamonga
    7310 Day Creek Boulevard
    Rancho Cucamonga, CA 91739
    888-264-3548
  • Del Mar
    11943 El Camino Real
    Suite 120
    San Diego, CA 92130
    800-987-1344
  • Dublin
    4500-A Tassajara Road
    Dublin, CA 94568
    800-235-1310
  • Folsom
    2600 E. Bidwell Street
    Suite 200
    Folsom, CA 95630
    800-987-1410
    By appointment only
  • Irvine
    2211 Michelson Drive
    Irvine, CA 92612
    800-331-5829
  • LA Century
    City 2000 Avenue of the Stars
    Los Angeles, CA 90067
    800-544-5853
  • LA Pasadena
    123 South Lake Avenue
    Pasadena, CA 91101
    800-638-0620
  • LA South Bay
    21701 Hawthorne Boulevard
    Torrance, CA 90503
    800-779-8750
  • Los Gatos
    434 N. Santa Cruz Ave.
    Los Gatos, CA 95030
    800-579-9984
  • Marin
    Larkspur Landing Shopping Center
    601 Larkspur Landing Circle
    Larkspur, CA 94939
    800-990-1139
  • Mission Viejo
    27101 Puerta Real
    Suite 160
    Mission Viejo, CA 92691
    800-544-0204
  • Monterey
    553 Munras Ave.
    Monterey, CA 93940
    800-224-7566
  • Mountain View
    2580 West El Camino Real
    Suite 9
    Mountain View, CA 94040
    800-367-0355
  • Newport Beach
    1600 Newport Center Drive
    Suite 100
    Newport Beach, CA 92660
    800-367-0190
  • North San Jose
    4160 North First Street
    San Jose, CA 95134
    800-544-2269
  • Palo Alto
    251 University Avenue
    Palo Alto, CA 94301
    800-742-1566
  • Rancho Bernardo
    16656 Bernardo Center Drive
    Rancho Bernardo, CA 92128
    800-622-0554
  • Roseville
    1220 Roseville Parkway
    Suite 100
    Roseville, CA 95678
    800-987-1410
  • Sacramento
    2277 Fair Oaks Boulevard
    Suite 150
    Sacramento, CA 95825
    800-635-3441
  • San Diego
    7676 Hazard Center Drive
    Suite 820
    San Diego, CA 92108
    800-635-0472
  • San Francisco
    8 Montgomery Street
    San Francisco, CA 94104
    800-462-5450
  • San Jose
    851 East Hamilton Avenue
    Suite 100
    Campbell, CA 95008
    800-544-4180
  • Santa Barbara
    3793 State Street
    Santa Barbara, CA 93105
    800-622-0603
  • Santa Monica
    1200 Wilshire Blvd.
    Santa Monica, CA 90403
    800-873-5131
  • Seal Beach
    12201 Seal Beach Blvd.
    Seal Beach, CA 90740
    800-544-7558
  • Sunnyvale
    398 West El Camino Real
    Suite 102
    Sunnyvale, CA 94087
    800-371-0613
  • Thousand Oaks
    111 South Westlake Boulevard #103
    Thousand Oaks, CA 91362
    800-381-6154
  • Walnut Creek
    2001 North Main Street
    Suite 100
    Walnut Creek, CA 94596
    800-544-8235
  • Woodland Hills
    6326 Canoga Avenue
    Woodland Hills, CA 91367
    800-544-7602

Top

Источник: https://www.fidelity.com/branches/branch-locations

Fifth Third Bank

US bank

"5/3" redirects here. For the dates, see May 3 and March 5.

Fifth Third Bank.svg
Fifth Third Bank Headquarters.jpg

Fifth Third Bank corporate headquarters in Downtown Cincinnati

Trade name

Fifth Third Bank
TypePublic company

Traded as

Nasdaq: FITB
S&P 500 Index component
IndustryBanking
Financial services
FoundedJune 17, 1858; 163 years ago (1858-06-17) (as Bank of the Ohio Valley)
HeadquartersCincinnati, Ohio, USA

Area served

Ohio, Kentucky, Indiana, Illinois, Michigan, Tennessee, West Virginia, Florida, Georgia, North Carolina, South Carolina

Key people

Greg D. Carmichael,
Chairman & CEO

Net income

Increase $2.512 billion (2019)
Total assetsIncrease $169.369 billion (2019)
Total equityIncrease $21.203 billion (2019)

Number of employees

19,869 (2019)
Websitewww.53.com
Footnotes / references
[1]

Fifth Third Bank (5/3 Bank) is a bank headquartered in Cincinnati, Ohio, at Fifth Third Center. It is the principal subsidiary of Fifth Third Bancorp, a diversified bank holding company. One of the largest consumer banks in the Midwestern United States,[2] it operates 1,154 branches and 2,469 automated teller machines in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina and South Carolina. Fifth Third Bank is incorporated in Ohio.[3] It was state-chartered until late 2019, when it obtained a national charter.[2]

The name "Fifth Third" is derived from the names of the bank's two predecessor companies, Third National Bank and Fifth National Bank, which merged in 1909.

The company is ranked 384th on the Fortune 500.[4] It is one of the largest banks in the United States.

History[edit]

On June 17, 1858, the Bank of the Ohio Valley opened in Cincinnati. On June 23, 1863, the Third National Bank was organized. On April 29, 1871, Third National Bank came into possession of Bank of the Ohio Valley and by 1882 the bank's capital was around $16 million, considered to be the largest bank capital in the state at the time. In 1888, Queen City National Bank changed its 5 3 bank locations toledo to Fifth National Bank.[5]

On June 1, 1908, Third National Bank and Fifth National Bank merged to become the Fifth-Third National Bank of Cincinnati; the hyphen was later dropped. The merger took place when prohibitionist ideas were gaining popularity, and it is a legend that "Fifth Third" was better than "Third Fifth", which could have been construed as a reference to three fifths of alcohol.[6] The name went through several changes until March 24, 1969, when it was amazon prime visa apple pay to Fifth Third Bank.

In November 2008, the United States Department of the Treasury invested $3.4 billion in the company as part of the Troubled Asset Relief Program and in February 2011, the company repurchased the investment from the Treasury.[7][8]

2018 shooting incident[edit]

Main article: 2018 Cincinnati shooting

On September 6, 2018, a gunman named Omar Enrique Santa-Perez entered the lobby area of the company headquarters in downtown Cincinnati, shooting and killing three people and wounding two others before being shot and killed by the Cincinnati Police.[9][10]

Controversies[edit]

2014 discrimination settlement[edit]

In August 2014, the company settled with the United States Department of Justice, resolving allegations that the bank engaged in a pattern of discrimination on the basis of disability and receipt of public assistance, in violation of the Equal Credit Opportunity Act. The company was required to pay $1.5 million to eligible mortgage loan applicants who were asked to provide a letter from their doctor to document the income they received from Social Security Disability Insurance.[11]

2020 CFPB Fraudulent Account Investigation[edit]

On March 9, 2020, the Consumer Financial Protection Bureau announced a lawsuit against the bank for allegedly opening unauthorized accounts and enrolling consumers in unauthorized products and services.[12]

Naming rights[edit]

Fifth Third owns (or used to own) the naming rights to:

  • Fifth Third Field, a baseball stadium in Toledo, Ohio and home of the Toledo Mud Hens, the Triple-Aminor league baseball affiliate of the Detroit Tigers.
  • Fifth Third Ballpark, a baseball stadium in Comstock Park, Michigan and home of the West Michigan Whitecaps, a Class A minor league baseball team playing in the Midwest League, affiliated with the Detroit Tigers. This agreement expired and as of 2021, the new name for the park is Lake Michigan Credit Union Ballpark.
  • Fifth Third Arena, an indoor arena on the campus of the University of Cincinnati, used by that school's basketball program
  • Fifth Third Bank Stadium, home of the Kennesaw State University (Georgia) Owls and home of the Kennesaw State Owls football team.
  • The company owned the naming rights to the Camping World Stadium in Orlando, Florida for Orlando City Soccer Club games in 2013.
  • The company owned the naming rights to Northwestern Medicine Field, home of the Arizona Diamondbacks-affiliated Kane County Cougars of the Class-A Midwest League, from 2012 to 2016.

References[edit]

  1. ^"Fifth Third Bancorp 2019 Form 10-K Annual Report". U.S. Securities and Exchange Commission.
  2. ^ abCowley, Stacy (March 9, 2020). "Fifth Third Bank Opened Fraudulent Accounts, Consumer Bureau Says". The New York Times.
  3. ^"10-K". 10-K. Retrieved 1 June 2019.
  4. ^"Fifth Third Bancorp". Fortune.
  5. ^"Our History: A history of providing superior customer service and following sound banking principles". www.53.com. Retrieved 2020-10-11.
  6. ^Brickey, Homer (April 2, 2002). "That funny name for a bank has grown on us". The Blade.
  7. ^Protess, Ben (February 2, 2011). "Fifth Third Repays Bailout Funds". The New York Times.
  8. ^"Fifth Third Bancorp repays TARP debt". American City Business Journals. February 2, 2011.
  9. ^"Cincinnati police ID gunman behind Fifth Third shooting as Omar Enrique Santa-Perez". WCPO-TV. September 6, 2018.
  10. ^Anstead, Abby (September 6, 2018). "Three dead, shooter dead in 'horrific' shooting at Fifth Third Bank headquarters Downtown". WCPO-TV.
  11. ^"Justice Department Reaches Settlement with Fifth Third Mortgage Company to Resolve Allegations of Discrimination Against Recipients of Disability Income" (Press release). United States Department of Justice. August 7, 2014.
  12. ^"Consumer Financial Protection Bureau Files Suit Against Fifth Third Bank, National Association for Allegedly Opening Unauthorized Accounts and Enrolling Consumers in Unauthorized Products and Services".

External links[edit]

Источник: https://en.wikipedia.org/wiki/Fifth_Third_Bank

Black-Owned Banks by State

Ever since the founding of the Bank of North America in 1781, banking has played a critical role in facilitating the American Dream. These institutions provide indispensable monetary services, ranging from accepting deposits to offering loans. Credit is king in the United States, and without high-quality financial institutions, countless Americans would struggle to acquire vehicles, housing, and other essential items.

However, like pretty much all of the www chase com southwest my account older institutions, banks have also played 5 3 bank locations toledo significant part in America’s racist past. Racial discrimination in the banking industry and financial system has targeted African Americans, and challenges ending discrimination persist today. Black-owned banks arose as an alternative to larger institutions to provide greater access to banking services as well as an opportunity to support local communities.

According to the Federal Deposit Insurance Corporation, a Minority Depository Institution (MDI) is “.a federal insured depository institution for which (1) 51 percent or more of the voting stock is owned by minority individuals; or (2) a majority of the board of directors is minority and the community that the institution serves is predominantly minority. Ownership must be by U.S. citizens or permanent legal U.S. residents to be counted in determining minority ownership.” Of the 22 Black-owned banks featured in this article, two fall into the latter category.

For the purposes of this article, Black-owned and managed credit unions that serve the Black community have been included to provide the most complete picture of America’s Black financial institutions. The article uses the term “Black-owned” in this broad sense, recognizing that stockholders own for-profit banks and members own credit unions.

Key Takeaways

  • Today—including credit unions—there are 44 Black-owned financial institutions in the United States. Taken together, they have approximately $6.82 billion in assets in total.
  • Black-owned banks provide customers not just access to the financial resources they need, but the chance to invest in the financial health and well-being of their community.
  • Black-owned banks also play a critical role in fighting modern-day systemic racism in the financial sector.
  • Critics of Black-owned for-profit banks have posited that true financial justice requires institutions, such as not-for-profit credit unions, that are separate from a financial system heritage south community credit union lewisburg tennessee in racism and exploitation.
  • Of the 44 Black-owned financial institutions in the country, 22 are not-for-profit credit unions.

Background and History of Black-Owned Banks

Black-owned banks didn’t exist until more than a century after the Bank of North America first opened its doors. Prior to the chartering of the first Black-owned bank in 1888, Congress and President Lincoln established the Freedman’s Savings Bank in 1865. As part of the Freedman’s Bureau, this institution was designed to help newly freed African Americans navigate the U.S. financial system.

Despite 5 3 bank locations toledo voting to close the Freedman’s Bureau in 1872, the bank continued to operate. In 1874, Frederick Douglass took over as the bank’s D.C. branch director, and he found the place to be rife with corruption and risky investments. Despite Douglass investing $10,000 of his own money in the bank in an attempt to save it, Freedman’s Savings went bankrupt later that same year. Although the Freedman’s Savings Bank doesn’t fit the modern criteria of a Black-owned bank, it represents a critical first step.

The first officially chartered Black-owned bank, the True Reformers Bank, was founded on March 2, 1888, by the Rev. William Washington Browne. A former slave and Union Army officer, Browne was founder of the Grand Fountain United Order of True Reformers fraternal organization. The True Reformers Bank came about when Browne and his organization faced financial hardships while trying to establish a new branch in Virginia. Unable to manage the order’s money without arousing suspicion from paranoid and prejudiced locals, Browne founded the True Reformers Bank so that the organization’s finances would be free of scrutiny from white people.

The bank opened its doors in 1889 and went from a small operation in Browne’s house to an institution strong enough to survive the financial panic of 1893. Although the True Reformers Bank continued to operate after Browne’s death in 1897, problems were beginning to develop by 1900. Under its new president, the Rev. William Lee Taylor, branches were poorly regulated, unsecured loans were made, and an embezzlement scandal cost most account holders their savings. By 1910, the State Corporation Commission had ordered the bank to be closed.

As the story of the True Reformers Bank was playing out, other Black-owned banks were also getting their start in the U.S. The Capitol Savings Bank of Washington, D.C., opened its doors on Oct. 17, 1888, roughly six months before the True Reformers Bank. Capitol Savings also managed to survive the financial panic of 1893, though it later closed in 1902.

Between 1888 and 1934, more than 134 Black-owned financial institutions were founded, predominantly located in Southern states. Their numbers dwindled during the Great Depression, leaving nine by 1930. It wasn’t until the civil rights movement that a resurgence took place, raising their numbers to 50 by 1976.

By 1988, the savings and loan crisis had wiped out 35 Black-owned banks. The start of the most recent decline came in 2001, during the early 2000s recession, which rapidly accelerated once the Great Recession began. There are 44 Black-owned financial institutions, including credit unions, left today.

“You can’t separate Black history from American history,” says Tyrone Ross, community director of Altruist, a software platform provider for financial advisors. “We’ve always been well adept and versed in financial education and the ability to be entrepreneurs. It’s just been stripped from us. So it’s OK to write these articles—or have panels or whatever—but let’s start with the history first so people go, ‘Oh, crap. It really was stripped from them, and they’re just trying to get it back.’”

Modern-Day Discrimination

In 2016, the net worth of a white family was nearly 10 times higher on average than that of a Black family. This is a result of inequality, discrimination, racism, and differences in power and opportunity compounding throughout America’s history. It also is why the diminishing number of Black-owned banks is especially of concern, given the role these institutions play in fighting modern-day systemic racism in the financial sector.

Consider redlining. This unethical and now illegal practice is used to block off access to important services for residents of certain neighborhoods based on their race or ethnicity. The Civil Rights Act of 1964, which prohibits discrimination on the basis of race, color, religion, sex, and national origin, was a start. And yet, although the Fair Housing Act of 1968 and the Community Reinvestment Act (CRA) of 1977 were both intended to eliminate redlining, this kind of 5 3 bank locations toledo is still seen today.

For instance, 68.1% of loans made between 2012 and 2018 for housing purchases in Chicago went to predominantly white areas; 8.1% went to predominantly Black areas. Banks also lent more money to predominantly white neighborhoods than they did to every predominantly Black neighborhood combined. This disparity is even starker when looking at individual lenders, with JPMorgan Chase lending 41 times more money in white neighborhoods than Black ones.

Chicago is far from the only place where redlining occurs. In 2018, people of color in 61 cities were more likely to be denied home loans than white residents. And if homeowners aren’t moving into—and investing in—a neighborhood, it means capital isn’t flowing into the community, which leads to poverty and crime having an inescapable presence in the area.

“One in five Black Americans now is unbanked. When you look at our poverty rates, our lack of ownership, lack of home ownership, that all goes back to economic empowerment,” Ross explains. “Economic empowerment starts with banking.”

The Importance of Black-Owned Banks

To understand why Black-owned banks matter, it’s critical to recognize the role banks play in financial life. A common service banks provide is access to a checking account, allowing for the safe storage of an individual’s funds, typically in exchange for a minimal fee. In addition to accepting monetary deposits, banks also furnish loans for both individuals and businesses looking to finance crucial purchases. Banks also offer mortgages for real estate purchases. Many banks issue credit cards, which are valuable tools for building the credit history necessary to receive most loans.

Outside of providing financial services, a number of banks have also launched programs on financial literacy for low- and moderate-income communities. It’s difficult, if not impossible, to imagine thriving in the modern economy without taking advantage of the aid that a bank can provide. And if access to these types of services is constantly denied to certain groups, it’s easy to see how these groups may face more financial difficulties than others.

Black-owned banks offer an alternative for residents who have been consistently discriminated against by other financial institutions. They have typically provided more money to borrowers living in low- and moderate-income (LMI) census tracts in the last 14 years than other banks. Black-owned banks are also more willing to tolerate higher levels 5 3 bank locations toledo risk than alternative institutions. Our research found that in 2016, 67% of mortgages made by Black-owned banks were either FHA mortgages—which typically serve riskier borrowers—or mortgages held “in portfolio,” meaning they are liable to the risk of the borrower defaulting.

Additionally, Black-owned banks tend to focus their lending on small businesses, nonprofits, and Black homebuyers. As of 2018, all Black-owned banks are community banks; these institutions are dedicated to supporting the economies of the communities in which they serve. Even during difficult times, Black-owned banks have stuck by their customers. During the 2007–2008 financial crisis, despite a 69% drop in all mortgage lending to Black borrowers, the number of mortgages that Black-owned banks provided rose 57%.

“So there’s lack of lending, there’s lack of funding, there’s lack of access to the ability to acquire assets and build wealth,” says Ross. “The Black community has for years been afraid of banking with traditional institutions. A lot of them live in banking deserts where there are no banks, which is also why you have credit unions, check cashing places, and payday loans.”

Without Black-owned banks, nike adapt bb charging pad vulnerable https www t online de login could be forced to rely on high-interest loans from pawn shops and payday lenders for their financing. What’s more, Black-owned banks provide customers not just access to the financial resources they need, but the chance to invest in the financial health and wellbeing of their community and fellow Americans.

“I think we have a responsibility now to realize that—if you really want to be grassroots, and you really want to help Black Americans—get that money in Black banks and then have those Black banks fund the people,” Ross says.

Other Alternatives for Community Funding

Not everyone sees Black-owned, for-profit banks as the solution. Critics argue that true financial justice requires institutions that are entirely separate from a financial system rooted in racism and exploitation.

“I’ve been very critical of for-profit Black banks and the capitalist logic that governs them,” says Prof. Guy Mount, assistant professor of African American history at Auburn University. “In my opinion, member-owned credit unions and nonprofit co-ops are the way forward for Black communities hoping to not only survive within capitalism, but build a viable Black economic alternative to it.” In fact, that choice is currently available to consumers. Of the 44 Black-owned financial institutions in the U.S.—all listed below—21 are credit unions.

Other critics have taken this concept even further. In The Color of Money: Black Banks and the Racial Wealth Gap, Mehrsa Baradaran, professor of law at the University of California Irvine School of Law, posits that those in power have pushed the idea of Black-owned banks as a diversionary tactic whenever the African American community demanded more direct solutions to the racial wealth gap. For instance, although the Freedman’s Bank remains a critical facet of Black history, the Freedman’s Bureau originally proposed providing newly freed slaves with an allotment of land—they received a bank instead.

More recently, when civil rights leaders began calling for a redistribution of wealth, President Richard Nixon co-opted the rhetoric of that same movement to create a civil rights platform centered around “Black capitalism.” He wasn’t the only president to support the idea of banking over financial support. President Bill Clinton introduced legislation with the aim of promoting “community empowerment” via banking. Across party lines, Presidents George W. Bush and Barack Obama supported and upheld Clinton’s infrastructure. Former President Donald Trump had also made similar promises during his time in office.

Baradaran further argues that—as it is nearly impossible for a segregated community to keep its wealth entirely self-contained—Black-owned banks may actually facilitate the flow of money out of African American communities and into the white economy.

Prof. Mount sees it the same way, “By emerging themselves within a white-governed capitalist marketplace, Black banks are facilitating the very extraction of wealth from the communities they purport to serve,” he says.

Black-Owned Banks: State-by-State Breakdown

While the number of Black-owned financial institutions may have declined from their peak, they cumulatively have a not-insignificant presence. According to Bank Black USA, historical Black-owned bank assets have totaled over $7.6 billion. As of Feb. 4, 2021, the 41 Black-owned banks and credit unions in the U.S. have approximately $6.82 billion in assets. And although 28 states have no Black-owned financial institutions within their borders, several organizations have a presence across the U.S. because of their partnerships with major ATM networks. Additionally, of the 41 Black-owned financial institutions in the country, half are not-for-profit credit unions.

The majority of Black-owned institutions offer both traditional brick-and-mortar branches and online/mobile services. Even OneUnited Bank, originally an Internet-only bank, now has multiple physical locations across the U.S. Ensuring online accessibility is a smart state bank of cross plains considering that, in 2017, approximately 17.7% of African-American consumers were more likely to use mobile banking as their primary method of accessing their accounts. Currently, Columbia Savings and Loan is the sole institution without any online or mobile banking services.

Below: a list of Black-owned banks and credit unions in the U.S., in alphabetical order.

1st Choice Credit Union

Founded in 1946, the Hospital Authority Credit Union was created to provide financial services to employees of Grady Hospital. In 1991, the organization became known as 1st Choice Credit Union.

  • Branches: Auburn Avenue Administrative Office (Atlanta, Ga.) and Grady Memorial Hospital (Atlanta, Ga.)
  • ATMs: Crestview Health & Rehabilitation Center (Atlanta, Ga.) and Ponce De Leon Center (Atlanta, Ga.)
  • States: Georgia
  • Services: Personal and business checking and savings, in addition to loans (personal, mortgage, etc.)
  • Assets: $30.77 million
  • Availability: Brick-and-mortar and online

Alamerica Bank

Alamerica Bank was originally organized by a group of prominent Birmingham, Ala., community leaders on Jan. 28, 2000. Alamerica achieved operational profitability after six months of operation.

  • Branches: The Alamerica Bank Building (Birmingham, Ala.)
  • ATMs: N/A
  • States: Alabama
  • Services: Deposit services (business and personal accounts), loan services (commercial and personal loans), American heritage federal credit union quakertown banking, image statements, and MasterMoney debit cards
  • Assets: $15.36 million
  • Availability: bank of america stadium seating and online

Broadway Federal Bank

The Broadway Federal Bank is a subsidiary of Broadway Financial Corporation, a bank holding company located in Los Angeles, Calif. Formerly known as the Broadway Federal Savings and Loan Association, founded in 1946, the original building was destroyed by a fire on April 30, 1992. In December 1995, the organization was converted from a federally chartered mutual savings association to a federally chartered stock savings bank, hence the new name.

  • Branches: Mid-Wilshire Branch (Los Angeles, Calif.), Inglewood Branch (Inglewood, Calif.), and Exposition Park Branch (Los Angeles, Calif.)
  • ATMs: Part of the MoneyPass network
  • States: California
  • Services: Personal and business accounts, credit cards, and loan products
  • Assets: $497.03 million
  • Availability: Brick-and-mortar and online

Brookland Federal 5 3 bank locations toledo Union

Founded in 1999, the Brookland Federal Credit Union is a not-for-profit financial cooperative that provides financial services to members of Brookland Baptist Church and their immediate family members. If you join Brookland Federal, you and your family have a lifetime membership.

  • Branches: Brookland Federal Credit Union (West Columbia, S.C.)
  • ATMs: N/A
  • States: South Carolina
  • Services: Savings, checking, loans, and other services (financial literacy, guaranteed auto protection, etc.)
  • Assets: $3.40 million
  • Availability: Brick-and-mortar and online

Carver Federal Savings Bank

The Carver Federal Savings Bank was founded in 1948 to serve African American communities with limited access to mainstream financial services. The majority of its branches and ATMs are located in low- to moderate-income neighborhoods. Carver Federal Savings Bank is one of the two banks that are considered “Black-operated” instead of Black-owned.

  • Branches: Atlantic Terminal Branch (Brooklyn, N.Y.), Bedford-Stuyvesant — Restoration Plaza Branch (Brooklyn, N.Y.), Crown Heights Branch (Brooklyn, N.Y.), Flatbush Branch (Brooklyn, N.Y.), and St Albans Branch (Jamaica, N.Y.), 125th Street Branch (New York City, N.Y.), and Malcolm X Boulevard Branch (New York City, N.Y.)
  • ATMs: Malcolm X Boulevard Branch (Brooklyn, N.Y.) and 125th Street Branch (New York City, N.Y.)
  • States: New York
  • Services: Personal and business banking, loans, and community cash
  • Assets: $673.05 million
  • Availability: Brick-and-mortar and online

Carver State Bank

Established on Feb. 23, 1927, the Georgia Savings and Realty Corporation was a small, private bank as well as a real estate investment and management company. In 1947, the original institution was converted to a state bank and became known as the Carver Savings Bank. By 1962, Carver had become a full-service commercial bank, thus its name was changed once more to the Carver State Bank.

  • Branches: Main Office (Savannah, Ga.) and Skidaway Branch (Savannah, Ga.)
  • ATMs: Main Office (Savannah, Ga.), Skidaway Branch (Savannah, Ga.), and Hilton Head International Airport (Savannah, Ga.)
  • States: Georgia
  • Services: Personal accounts (checking and savings), business accounts, loans, development programs, and other services (cashier’s checks, money orders, etc.)
  • Assets: $48.39 million
  • Availability: Brick-and-mortar and online

Citizens Bank

In 1904, the One Cent Savings Bank became the first minority-owned bank in Tennessee. The institution’s name was changed to the Citizens Savings Bank & Trust Co. in 1920. Citizens Bank is the oldest, continuously operating Black-owned bank in the U.S.

  • Branches: Memphis Winchester Road Branch (Memphis, Tenn.) and Main Office (Nashville, Tenn.)
  • ATMs: Main Office (Nashville, Tenn.)
  • States: Tennessee
  • Services: Personal and business banking (checking and savings), credit cards, and loans (personal, business, etc.)
  • Assets: $100 million
  • Availability: Brick-and-mortar and online

Citizens Trust Bank

In 1921, the Citizens Trust Bank was created to serve the African American citizens of Atlanta. Today, the bank plays an active role in providing sponsorship support for multiple community organizations.

  • Branches: Birmingham (Birmingham, Ala.), Eutaw Branch (Eutaw, Ala.), Cascade Branch (Atlanta, Ga.), Corporate Headquarters (Atlanta, Ga.), Westside Branch (Atlanta, Ga.), East Point Branch (East Point, Ga.), and Rockbridge Branch (Stone Mountain, Ga.)
  • ATMs: Castleberry Inn ATM (Atlanta, Ga.), Westside ATM (Atlanta, Ga.), South Dekalb Mall ATM (Decatur, Ga.), Lithonia ATM (Lithonia, Ga.), Rockbridge Plaza ATM (Stone Mountain, Ga.), Stone Mountain ATM (Stone Mountain, Ga.), and Panola ATM (Stonecrest, Ga.)
  • States: Alabama and Georgia
  • Services: Banking (savings, checking, etc.) and borrowing (loans, credit cards, etc.) services 
  • Assets: $536.65 5 3 bank locations toledo Online and brick-and-mortar

Columbia Savings & Loan

Columbia Savings & Loan has served Milwaukee’s inner city, particularly its minority population, since 1924.

  • Branches: Columbia Savings are fresh beets good for you Loan Association (Milwaukee, Wis.)
  • ATMs: N/A
  • States: Wisconsin
  • Services: Mortgages, church loans, and CDs/IRAs
  • Assets: $24.41 million
  • Availability: Brick-and-mortar only

Commonwealth National Bank

Founded in 1976, the Commonwealth National Bank is a full-service nationally chartered commercial institution. Commonwealth is the sole bank headquartered in Mobile, out of the 45 banks doing business there. In addition to being the only Minority Depository Institution (MDI) in Mobile, it is one of two in Alabama.

  • Branches: Main Office Branch (Mobile, Ala.) and Crichton Branch (Mobile, Ala.)
  • ATMs: Main Office Branch (Mobile, Ala.), Crichton Branch (Mobile, Ala.), any Publix Super Market ATM, and any PNC Bank ATM
  • States: Alabama
  • Services: Consumer and business services, in addition to loans
  • Assets: $55.06 million
  • Availability: Brick-and-mortar and online

Community Owned Federal Credit Union

In 1966, the Community Owned Federal Credit Union was founded to provide low-income communities in Johns Island and part of Charleston with financial services typically denied to them by mainstream institutions. Membership has since grown to include the entire Charleston area.

  • Branches: Community Owned Federal Credit Union (Charleston, S.C.)
  • ATMs: N/A
  • States: South Carolina
  • Services: Primary savings account, loans, and other services (direct and payroll deposit, in addition to credit workshops)
  • Assets: $6.54 million
  • Availability: Brick-and-mortar and online

Credit Union of Atlanta

Founded in 1928, the Credit Union of Atlanta remained stable and secure throughout the Great Depression. Any profits earned are used to secure better rates for the institution’s members.

  • Branches: Main Office (Atlanta, Ga.) and Pryor Street Lending Center (Atlanta, Ga.)
  • ATMs: Atlanta Detention Center (Atlanta, Ga.), Atlanta Public Safety Annex (Atlanta, Ga.), Credit Union of Atlanta (Atlanta, Ga.), and Pryor Street Lending Center (Atlanta, Ga.), in addition to any ATMs in the MoneyPass and STAR networks
  • States: Georgia
  • Services: Personal savings and checking, business checking, credit builder and personal loans, and payment protection
  • Assets: $77.91 million
  • Availability: Brick-and-mortar and online

Faith Community United Credit Union

Originally chartered in 1952 as Second Mount Sinai Baptist Church Credit Union, Faith Community United Credit Union became a Community Development Credit Union (CDCU) in 1991. Faith is one of the largest minority-owned Credit Unions in Ohio, and it is available to anyone who lives, works, worships, or attend school in Cuyahoga County as well as their family, business, and organization. Membership is also possible through a Select Employee Group (SEG).

  • Branches: Faith Community United Credit Union (Cleveland, Ohio)
  • ATMs: N/A
  • States: Ohio
  • Services: Deposit services, loan services, insurance, and other services
  • Assets: $18.01 million
  • Availability: Brick-and-mortar and online

Faith Cooperative Credit Union

The story of the Faith Cooperative Credit Union is a tale of two different organizations. St. John Federal Credit Union was founded in 1959. It became known as the Faith Cooperative Credit Union after it was integrated with the Friendship-West Baptist Church’s vision of a microloan bank.

  • Branches: Administrative Offices (Dallas, Texas)
  • ATMs: One located “near the Banquet Hall”
  • States: Texas
  • Services: Savings, loans, and gap protection
  • Assets: $1.67 million
  • Availability: Brick-and-mortar and online

FAMU Federal Credit Union

On May 8, 1935, six individuals were convinced to deposit $50 to acquire a federal credit union charter, resulting in the founding of the Florida A&M College Employees Federal Credit Union. By 1953, the organization renamed to Florida A&M University Federal Credit Union due to its location on the FAMU campus.

  • Branches: Office (Tallahassee, Fla.)
  • ATMs: One located in the “first drive-thru lane”as well asany ATMs that are part of the American Express, CULIANCE, The Exchange, Honors, Member Access, Plus, Presto, Publix, Walmart, and “other Credit Unions with the participating listed networks”
  • States: Florida
  • Services: Accounts (checking, savings, IRA), Rattler debit and VISA credit cards, loans, wire transfers, and other services (notary services, bill payments, etc.)
  • Assets: $22.85 million
  • Availability: Brick-and-mortar and online

First Independence Bank

In business since May 11, 1970, the First Independence Bank has served the Detroit Metropolitan area for 50 years. First Independence is the sole African American‐owned bank headquartered in Michigan, in addition to being one of two banks headquartered in Detroit.

  • Branches: Clinton Township Branch (Clinton Township, Mich.), Main Office Branch (Detroit, Mich.), and Seven Mile Branch (Detroit, Mich.)
  • ATMs: Garfield Branch (Clinton Township, Mich.), 1st Floor International Building (Detroit, Mich.), City County Building (Detroit, Mich.), Livernois (Detroit, Mich.), and Main Office Branch (Detroit, Mich.), Seven Mile Branch (Detroit, Mich.), in addition to “any nationwide . Fifth Third, TCF, or Chemical Bank ATM . in the Metro Detroit area”
  • States: Michigan
  • Services: Consumer and business services, in addition to loans
  • Assets: $290.57 million
  • Availability: Brick-and-mortar and online

First Legacy Community Credit Union

The School Workers Federal Credit Union was founded by a group of educators in Feb. 14, 1941. On Jan. 1, 2020, First Legacy Community Credit Union merged with the Self-Help Federal Credit Union and now operates as a division of Self-Help.

  • Branches: First Legacy Community Credit Union (Charlotte, N.C.)
  • ATMs: Part of the CO-OP/Covera ATM network
  • States: North Carolina
  • Services: Checking, savings, loans, and other services
  • Assets: $29.33 million
  • Availability: Brick-and-mortar and online

First Security Bank

The Security Trust and Savings Bank first opened for business in 1903. Twenty-six years later, it merged with the First National Bank of Charles City, creating the First Security Bank & Trust.

  • Branches: Aredale (Aredale, Iowa), Charles City Branch (Charles City, Iowa), Dumont Branch (Dumont, Iowa), Hampton Branch (Hampton, Iowa), Ionia Branch (Ionia, Iowa), Manly Branch (Manly, Iowa), Marble Rock Branch (Marble Rock, Iowa), Nora Springs Branch (Nora Springs, Iowa), Riceville Branch (Riceville, Iowa), Rockford Branch (Rockford, Iowa), Rockwell Branch (Rockwell, Iowa), Rudd Branch (Rudd, Iowa), and Thornton Branch (Thornton, Iowa)
  • ATMs: Charles City Branch (Charles City, Iowa), Manly Branch (Manly, Iowa), Marble Rock Branch (Marble Rock, Iowa), Nora Springs Branch (Nora Springs, Iowa), Riceville Branch (Riceville, Iowa), Rockford Branch (Rockford, Iowa), Rockwell Branch (Rockwell, Iowa), and Thornton Branch (Thornton, Iowa)
  • States: Iowa
  • Services: Personal (checking, savings, etc.), business (checking, savings, etc.), and lending (personal and auto loans, mortgage and home equity, etc.)
  • Assets: $564.98 million
  • Availability: Brick-and-mortar and online

GN Bank

In 1934—after working closely with the Federal Home Loan Bank of Chicago—13 African American men founded Illinois Service Federal to provide a savings and loan association for Black Chicagoans. The institution was acquired by Groupe Ndoum in 2016, which led to its name change to GN Bank in 2018.

  • Branches: Main Branch (Chicago, Ill.) and Chatham Office (Chicago, Ill.)
  • ATMs: Main Branch (Chicago, Ill.) and Chatham Office (Chicago, Ill.), in addition to any ATMs in the STAR network
  • States: Illinois
  • Services: Personal (checking, savings, and credit cards) and small business services (checking, lending, credit cards)
  • Assets: $133 million
  • Availability: Brick-and-mortar and online

Greater Kinston Credit Union

The Greater Kinston Credit Union was founded in 1952 and provides a variety of loans and deposit accounts. People who live, work, worship, or attend functions in Lenoir, Greene, Jones, Craven, and Pitt counties are eligible for membership.

  • Branches: Branch Office (Kinston, N.C.)
  • ATMs: Part of the CashPoints network
  • States: North Carolina
  • Services: Debit and credit cards; deposit (checking, savings, etc.), nonprofit, and youth accounts; mortgage and personal lending; and other services (automated services, branch services, etc.)
  • Assets: $12.91 million
  • Availability: Brick-and-mortar and online

Hill District Federal Credit Union

The Hill District Federal Credit Union got its start in 1970 and has provided financial services to its members for 50 years. People who live, work, or worship in the Hill District—as well as members of an organization that provides economic assistance in the same area—are eligible to join this institution.

  • Branches: Hill District Federal Credit Union (Pittsburgh, Pa.)
  • ATMs: N/A
  • States: Pennsylvania
  • Services: Debit and gift cards, savings, checking, loans, other services (money orders, financial literacy classes, etc.)
  • Assets: $7.79 million
  • Availability: Brick-and-mortar and online

Hope Credit Union

In 1995, members of the Anderson United Methodist Church organized the Hope Federal Credit Union to help low-income Jackson, Miss., residents with asset development, cooperation, and self-empowerment. Hope has since spread across the Deep South through its sponsors and by merging with other financial organizations, with the most recent being the Tri-Rivers Federal Credit Union in 2007. In June 2020, Netflix invested $10 million into Hope as part of its $100 million initiative to support economic opportunities for Black communities.

  • Branches: ArbaStreet Branch (Montgomery, Ala.), McGehee Road Branch (Montgomery, Ala.), College Station Branch (College Station, Ark.), Little Rock Branch (Little Rock, Ark.), Pine Bluff Branch (Pine Bluff, Ark.), West Memphis Branch (West Memphis, Ark.), Central City Branch (New Orleans, La.), Elysian Fields Branch (New Orleans, La.), Michoud Assembly Facility Branch (New Orleans, La.), Mississippi Coast Branch (Biloxi, Miss.), Drew Branch (Drew, Miss.), Greenville Branch (Greenville, Miss.), Itta Bena Branch (Itta Bena, Miss.), Medical Mall Branch (Jackson, Miss.), University Boulevard Branch (Jackson, Miss.), Louisville Branch (Louisville, Miss.), Macon Branch (Macon, Miss.), Moorhead Branch (Moorhead, Miss.), Robinsonville Branch (Robinsonville, Miss.), Shaw Branch (Shaw, Miss.), Terry MS Branch (Terry, Miss.), Utica Branch (Utica, Miss.), West Point Branch (West Point, Miss.), Jackson Branch (Jackson, Tenn.), Crosstown Branch (Memphis, Tenn.), Harvester Lane Branch (Memphis, Tenn.), Madison Avenue Branch (Memphis, Tenn.), and Ridgeway Branch (Memphis, Tenn.), in addition to any credit unions in the Shared Branching network.
  • ATMs: Pine Bluff Branch (Pine Bluff, Ark.), West Memphis Branch (West Memphis, Ark.), Central City Branch (New Orleans, La.), Elysian Fields Branch (New Orleans, La.), Mississippi Coast Branch (Biloxi, Miss.), Drew Branch (Drew, Miss.), Greenville Branch (Greenville, Miss.), Medical Mall Branch (Jackson, Miss.), University Boulevard Branch (Jackson, Miss.), Robinsonville Branch (Robinsonville, Miss.), Shaw Branch (Shaw, Miss.), Terry MS Branch (Terry, Miss.), Jackson Branch (Jackson, Tenn.), Harvester Lane Branch (Memphis, Tenn.), Madison Avenue Branch (Memphis, Tenn.), and Ridgeway Branch (Memphis, Tenn.)
  • States: Alabama, Arkansas, Louisiana, Mississippi, and Tennessee
  • Services: Personal (checking and wealth-building accounts, personal loans, credit cards, etc.) and business (checking and loans) banking, in addition to transformational deposits
  • Assets: $361.29 million
  • Availability: Brick-and-mortar and online

Howard University Employees Federal Credit Union

Originally chartered on Oct. 11, 1935, the Howard University Employees Federal Credit Union provides financial services to employees of Howard University and their family members. Those who join Howard University Employees FCU have a lifetime membership.

  • Branches: C B Powell Building (Washington, D.C.)
  • ATMs: Part of the CO-OP and CU Here networks
  • Locations: Washington, D.C.
  • Services: Accounts (savings, checking, etc.) and loans
  • Assets: $10 million
  • Availability: Brick-and-mortar and online (home loans only)

Industrial Bank

Industrial Bank first opened on Aug. 20, 1934, and is one of the larger Black-owned banks in the U.S. In addition to a wide variety of financial services, Industrial Bank also offers simple bank location financial education programs.

  • Branches: Harlem Banking Center (New 5 3 bank locations toledo City, N.Y.), Bergen Street Banking Center (Newark, N.J.), Halsey Street Banking Center (Newark, N.J.), Anacostia Gateway Banking Center (Washington, D.C.), F Street Banking Center (Washington, D.C.), Forestville Banking Center (Washington, D.C.), Georgia Avenue Banking Center (Washington, D.C.), J.H. Mitchell Banking Center (Washington, D.C.), Oxon Hill Banking Center (Washington, D.C.), and U Street Banking Center (Washington, D.C.)
  • ATMs: Harlem Office (New York City, N.Y.), Bergen Street Office (Newark, N.J.), Halsey Street Office (Newark, N.J.), Anacostia Gateway Office (Washington, D.C.), Ben’s Chili Bowl (Washington, D.C.), DC Court of Appeals (Washington, D.C.), DC Superior Court (2) (Washington, D.C.), F Street Office (Washington, D.C.), Forestville Office (Washington, D.C.), Georgia Avenue Office (Washington, D.C.), J.H. Mitchell Office (Washington, D.C.), Nationals Park (Washington, D.C.), Oxon Hill Office (Washington, D.C.), and U Street Office (Washington, D.C.), in addition to any ATMs in the Allpoint network
  • States: New Jersey, New York, and Washington, D.C.
  • Services: Personal (loans, checking, etc.) and business (services, loans, etc.) services
  • Assets: $432 million
  • Availability: Brick-and-mortar and online 

Liberty Bank

Liberty Bank was originally chartered in New Orleans in 1972. After acquiring the United Bank and Trust Company in 2009, its service grew across the Greater New Orleans area. Liberty Bank is the second-largest Black-owned bank in physical footprint, with branches in eight states.

  • Branches: Montgomery Liberty Bank (Montgomery, Ala.), Tuskegee Liberty Bank (Tuskegee, Ala.), Liberty Bank Forest Park (Forest Park, Ill.), Kansas City Liberty Bank (Kansas City, Kan.), Louisville Liberty Bank (Louisville, Ky.), Southdowns Liberty Bank (Baton Rouge, La.), Southern Heights Liberty Bank (Baton Rouge, La.), Canal Street Liberty Bank (New Orleans, La.), Crowder Blvd Liberty Bank (New Orleans, La.), Franklin Ave Liberty Bank (New Orleans, La.), General DeGaulle Liberty Bank (New Orleans, La.), Gentilly Blvd Liberty Bank (New Orleans, La.), Woodward Ave Liberty Bank (Detroit, Mich.), Jackson Liberty Bank (Jackson, Miss.), and Kansas City Liberty Bank (Kansas City, Mo.)
  • ATMs: Montgomery Liberty Bank (Montgomery, Ala.), Tuskegee Liberty Bank (Tuskegee, Ala.), Liberty Bank 5 3 bank locations toledo Park (Forest Park, Ill.), 4850 State Street (Kansas City, Kan.), Southdowns Liberty Bank (Baton Rouge, La.), Southern Heights Liberty Bank (Baton Rouge, La.), 910-B Decatur Street (New Orleans, La.), 2800 Gravier Street (New Orleans, La.), American Can (New Orleans, La.), Canal Street Liberty Bank (New Orleans, La.), City Hall (New Orleans, La.), Crowder Blvd Liberty Bank (New Orleans, La.), Dillard — Rosenwald Hall (New Orleans, La.), Franklin Rouses (New Orleans, La.), French Market (New Orleans, La.), General DeGaulle Liberty Bank (New Orleans, La.), Gentilly Blvd Liberty Bank (New Orleans, La.), Lafon Nursing Facility (New Orleans, La.), Lockheed Martin Buildings 102 & 350 (New Orleans, La.), Orleans Sheriff (New Orleans, La.), Xavier University (2) (New Orleans, La.), Jackson Evers International Airport (Jackson, Miss.), Jackson Liberty Bank (Jackson, Miss.), Student Center (Jackson, Miss.), Tougaloo College (Jackson, Miss.), and Union Station (Jackson, Miss.)
  • States: Alabama, Illinois, Kansas, Kentucky, Louisiana, Michigan, Mississippi, and Missouri
  • Services: Personal (checking, savings, etc.), business (checking, savings, etc.), and institutional (cash management, corporate financing, etc.) services
  • Assets: $756.77 million
  • Availability: Brick-and-mortar and online

Mechanics & Farmers Bank

Founded in 1907 by nine businessmen, the Mechanics & Farmers Bank is a state-chartered commercial bank. By 1935, M&F Bank became the first lending institution 5 3 bank locations toledo North Carolina to receive FHA certification. Mechanics & Farmers merged with Fraternal Bank & Trust in 1921 and acquired Mutual Community Savings Bank in 2008.

  • Branches: Charlotte (Charlotte, N.C.), Corporate Headquarters (Durham, N.C.), Durham Branch — Durham-Chapel Hill Boulevard (Durham, N.C.), Greensboro (Greensboro, N.C.), Raleigh Branch — Rock Quarry Road (Raleigh, N.C.), Winston-Salem (Winston-Salem, N.C.)
  • ATMs: Durham Branch (Durham, N.C.) and Raleigh Branch — East Hargett Street (Raleigh, N.C.)
  • States: North Carolina
  • Services: Personal (checking and savings accounts, loans, etc.) and business (commercial checking and savings, loans, etc.) services, in addition to wealth management
  • Assets: $316.45 million
  • Availability: Brick-and-mortar and online

Mount Olive Baptist Church Federal Credit Union

It received its Federal Charter on Oct. 21, 1997. The Mount Olive Baptist Church Federal Credit Union is a faith-based, not-for-profit financial institution. Mount Olive Baptist Church members and their immediate families are eligible to join this organization.

  • Branches: Mount Olive Baptist Church FCU (Dallas, Texas)
  • ATMs: N/A
  • States: Texas
  • Services: Loans (auto, unsecured, etc.), savings accounts, direct deposits, and wire transfers
  • Assets: $8.36 million
  • Availability: Brick-and-mortar and online

Oak Cliff Christian Federal Credit Union

Officially chartered on Sept. 22, 2008, the Oak Cliff Christian Federal Credit Union is a Christian-based financial institution sponsored by the Oak Cliff Bible Fellowship. Members, employees, students, or family of the Oak Cliff Bible Fellowship (and its subsidiaries) are eligible to join the organization.

  • Branches: Oak Cliff Christian FCU (Dallas, Texas)
  • ATMs: N/A
  • States: Texas
  • Services: Loans, financial products (IRAs, money market, etc.), direct deposit, money orders, and credit reports
  • Assets: $7.34 million
  • Availability: Brick-and-mortar and online

Omega Psi Phi Fraternity Federal Credit Union

Founded in 1986, the Omega Psi Phi Fraternity Federal Credit Union is open to members of the fraternity, including its chapters, districts, and other related organizations, and their families, in addition to employees of both the fraternity and credit union itself.

  • Branches: Omega Psi Phi Fraternity Federal Credit Union c/o CAMO (Toccoa, Ga.)
  • ATMs: N/A
  • States: Georgia
  • Services: Accounts (single, joint, etc.), share draft checking, loans, and credit cards
  • Assets: $2.35 million
  • Availability: Brick-and-mortar and online

OneUnited Bank

OneUnited Bank was the first online-only Black-owned bank and is the largest Black-owned bank in the U.S. Originally founded in 1968 as Unity Bank and Trust Company, OneUnited has financed more than $100 million in loans thus far, predominantly in low- to moderate-income communities.

“Everyone is talking about OneUnited Bank now, but what they’re not focusing on with OneUnited Bank is they’re heavily engaged in financial education and financial literacy in the cities that need it most,” Tyrone Ross, community director of Altruist, explains. “So I feel like right now, when you support OneUnited, again you get those end roads into their programs they already have instituted to provide access to financial education and financial literacy.”

  • Branches: Compton Branch (Coming Soon) (Compton, Calif.), Corporate Office and Crenshaw Branch (Los Angeles, Calif.), Miami Branch (Miami, Fla.), Corporate Headquarters (Boston, Mass.), and Roxbury Branch (Roxbury, Mass.)
  • ATMs: Part of the MoneyPass network
  • States: California, Florida, and Massachusetts
  • Services: Checking, savings, and secured VISA credit card
  • Assets: $650 million
  • Availability: Brick-and-mortar and online

OPTUS Bank

The story of OPTUS began in 1921, with the founding of the Victory Savings Bank by a group of African American leaders. OPTUS is committed to helping anyone, regardless of background or situation, build their wealth and improve their lives.

  • Branches: Main Branch (Columbia, S.C.)
  • ATMs: Beltline Branch (Columbia, S.C.), Corporate Office (Columbia, S.C.), and Main Branch (Columbia, S.C.)
  • States: South Carolina
  • Services: Personal (IRAs, consumer loans, etc.) and business (transaction accounts, merchant services, etc.) banking
  • Assets: $161.53 million
  • Availability: Brick-and-mortar and online

South Side Community Federal Credit Union

Since 2004, the South Side Community Federal Credit Union has offered access to credit and savings services for its members, in addition to financial education. Individuals are eligible for membership if they live, work, worship, attend school, or belong to an organization that is within Chicago’s South Side.

  • Branches: South Side Community Federal Credit Union (Chicago, Ill.)
  • ATMs: N/A
  • States: Illinois
  • Services: Accounts (savings, checking, etc.), loans (payroll advance, payday alternative, etc.), financial education classes, and other services (transfer sweeps, money orders, etc.)
  • Assets: $5.08 million
  • Availability: Brick-and-mortar and online

Southern Teachers & Parents Federal Credit Union

With more than 80 years of service, Southern Teachers & Parents Federal Credit Union provides personalized financial services to its members. Those eligible for membership include alumni, employees, parents, and students of Southern University; employees in Assumption, East Baton Rouge, Lafourche, and West Feliciana parishes; employees in Thibodaux and the Lafourche Parish Juvenile Justice Facility; and their family members.

  • Branches: Main Office (Baton Rouge, La.) and Lafeda Branch (Thibodaux, La.)
  • ATMs: Part of the CU Alliance network
  • States: Louisiana
  • Services: Accounts (checking, savings, and youth), loans, other services (VISA debit and credit cards, financial counseling, etc.)
  • Assets: $30.34 million
  • Availability: Brick-and-mortar and online

St. Louis Community Credit Union

Originally chartered in 1942 as the Teachers Credit Union, St. Louis Community Credit Union offers both financial services and several programs to support consumers in the local community. Individuals who live or work in St. Louis City, Franklin, and St. Louis county in Missouri—as well as in St. Clair, Madison, Monroe, and Jersey counties in Illinois—are eligible for membership, in addition to their families.

  • Branches: Ferguson Branch (Ferguson, Mo.), Florissant Branch (Florissant, Mo.), Flower Valley Branch (Florissant, Mo.), Pagedale Branch (Pagedale, Mo.), Richmond Heights (Richmond Heights, Mo.), St. John Branch (St. John), Benton Park Branch (St. Louis, Mo.), Gateway Branch (St. Louis, Mo.), Grace Hill (St. Louis, Mo.), Jennings Branch (St. Louis, Mo.), LifeWise STL (St. Louis, Mo.), Midtown Branch (St. Louis, Mo.), South City (St. Louis, Mo.), Southtown Branch (St. Louis, Mo.), Sullivan Branch (St. Louis, Mo.), University City (University City, Mo.), MET Center (Wellston, Mo.)
  • ATMs: Part of the CO-OP network
  • States: Missouri
  • Services: Loans (auto, personal, etc.), accounts (savings and checking), business development, advocacy, and insurance (life, AD&D, etc.)
  • Assets: $285 million
  • Availability: Brick-and-mortar and online

The Harbor Bank of Maryland

Originally opening its doors in September 1982, The Harbor Bank of Maryland offers banking and other financial services, primarily in the Baltimore metropolitan area. Harbor Bank was also the first community bank in the U.S. to have an investment subsidiary and the first to receive funding from Fannie Mae via the Community Development Financial Institution (CDFI) program. Harbor Bank is one of the two banks that are considered “Black-operated” instead of Black-owned.

  • Branches: Inner Harbor East Office (Baltimore, Md.), Main Office (Baltimore, Md.), Pimlico Office (Baltimore, Md.), Research Park Office (Baltimore, Md.), The Harbor Science & Technology Park East Branch (Baltimore, Md.),Randallstown Office (Randallstown, Md.), and Silver Spring (Silver Spring, Md.)
  • ATMs: Inner Harbor East Office (Baltimore, Md.), Main Office (Baltimore, Md.), Pimlico Office (Baltimore, Md.), Research Park Office (Baltimore, Md.), The Harbor Science & Technology Park East Branch (Baltimore, Md.),Randallstown Office (Randallstown, Md.), and Silver Spring (Silver Spring, Md.), in addition to any ATMS in the AllPoint network
  • States: Maryland
  • Services: Personal (checking, mortgages, etc.) and business (checking, savings, etc.) banking, in addition to loans (personal, mortgage, and business)
  • Assets: $327.45 million
  • Availability: Brick-and-mortar and online

Toledo Urban Federal Credit Union

Toledo Urban Federal Credit Union originally opened its doors on July 21, 1996, to help its members achieve economic empowerment. Membership in Toledo’s first community development credit union is available to individuals who live, work, worship, perform volunteer services, or participate in associations headquartered in the central city community, in addition to their families.

  • Branches: Nexus Building (Toledo, Ohio) and Toledo Urban Federal Credit Union (Toledo, Ohio)
  • ATMs: N/A
  • States: Ohio
  • Services: Checking and share accounts, loans (personal, tuition, etc.), credit and ATM/debit cards, credit counseling, and other services (notary service, overdraft protection, etc.)
  • Assets: $10 million
  • Availability: Brick-and-mortar and online

Tri-State Bank

In the first 10 years after its founding in 1946, Tri-State Bank of Memphis made more than $10 million in first mortgage loans on homes, representing home ownership for more than 2,000 African American families. Tri-State has also played a critical part in the civil rights movement, including hosting local sit-ins in the bank’s boardroom, providing bail money for protesters, and providing $60,000 in loans to help save the Lorraine Motel, the site of Dr. Martin Luther King’s assassination, from foreclosure in 1982.

  • Branches: Whitehaven (Memphis, Tenn.)
  • ATMs: Whitehaven (Memphis, Tenn.) and any ATMs in the Money Tower network
  • States: Tennessee
  • Services: Personal (checking, savings, etc.), business (checking, savings, etc.), loans (auto, mortgage, etc.), and other services (financial education, Fraud Center, etc.)
  • Assets: $111 million
  • Availability: Brick-and-mortar and online

United Bank of Philadelphia

Originally founded in 1992, United Bank of Philadelphia offers personalized banking services in the Greater Philadelphia area to both individuals and businesses. By providing financing to small businesses in urban areas, United Bank supports their growth and allows them to create jobs with livable wages, thus improving the economic condition of those working in the local community.

  • Branches: Center City (Philadelphia, Pa.) and Progress Plaza (Philadelphia, Pa.)
  • ATMs: C-Town Supermarket (Philadelphia, Pa.), City Hall (Philadelphia, Pa.), Criminal Justice Center (Philadelphia, Pa.), Masjidullah Inc. (Philadelphia, Pa.), Philadelphia Traffic Court (Philadelphia, Pa.), Police Districts (Philadelphia, Pa.), Revolutions at Penn Treaty (Philadelphia, Pa.), The Fillmore-Philadelphia (Philadelphia, Pa.), and West Philadelphia (Philadelphia, Pa.)
  • States: Pennsylvania
  • Services: Personal and business banking (checking, savings, etc.), in addition to loans (SBA and commercial loans)
  • Assets: $54.64 million
  • Availability: Brick-and-mortar and online

Unity National Bank

The bank was founded in 1963 and chartered in 1985. “In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders,” the bank’s history reports. Unity focuses on helping to rebuild the community with an emphasis on commercial loans and mortgages. It also works closely with civic organizations and agencies, such as the NAACP and the Third Ward Redevelopment Council.

  • Branches: Atlanta (Atlanta, Ga.) Blodgett (Houston, Texas), and Fort Bend (Missouri City, Texas)
  • ATMs: Atlanta (Atlanta, Ga.) Blodgett (Houston, Texas), and Fort Bend (Missouri City, Texas), in addition to any ATMs in the Select network
  • States: Georgia and Texas
  • Services: Business and personal services (loans, checking and savings accounts, etc.)
  • Assets: $133.61 million
  • Availability: Brick-and-mortar and online

Urban Upbound Federal Credit Union

Urban Upbound was founded in 2004, to provide five integrated programs to individuals living in public housing and and other low- and moderate-income neighborhoods. The Urban Upbound Federal Credit Union offers affordable financial services to its members.

  • Branches: Urban Upbound Federal Credit Union (Long Island City, N.Y.)
  • ATMs: N/A
  • States: New York
  • Services: Savings, share certificates, as well as personal and small business loans
  • Assets: $1.35 million
  • Availability: Brick-and-mortar and online

Virginia State University Federal Credit Union

Authority to establish the Virginia State College Federal Credit Union was granted on Oct. 19, 1938. On May 22, 1979, the organization’s board of directors voted to change the name to the Virginia State University Federal Credit Union.

  • Branches: Virginia State University Federal Credit Union (South Chesterfield, Va.)
  • ATMs: Virginia State University Federal Credit Union (South Chesterfield, Va.)
  • States: Virginia
  • Services: Loans, accounts (checking, savings, etc.), insurance, and other services (wire transfer, direct deposit, etc.)
  • Assets: $10.17 million
  • Availability: Brick-and-mortar and online
Источник: https://www.investopedia.com/black-owned-banks-by-state-5024944

Ottawa Hills Secor Rd

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

"Chase Private Client" is the brand name for a banking and investment product and service offering.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Источник: https://locator.chase.com/oh/toledo/3301-secor-rd

AMP 121
Amy Gerber, Property Manager
Lita Grundy, Assistant Fcbc worship Manager
Marie Saxon, Assistant Property Manager
Darrin Calhoun, Maintenance Supervisor

After Hours and Work Orders Number:419-259-9648
TRS: 711

Office Hours:
Mon., Tues., Thurs., Fri.
9:00am-12 noon & 2:00pm-5:00pm
Wed. Closed


Weiler Homes - 001 - (378 units)

Spieker Terrace - 009 - (47 Units)


Convenience & Shopping

  • Meijer
  • Kroger
  • Walmart
  • Kmart
  • Dollar Store
  • Huntington Bank
  • 5/3 Bank
  • Charter One Bank
  • Great Eastern Shopping
  • Post Office
  • East Toledo Family Center
  • East Toledo Boys & Girls Club
  • Navarre Park/Pool
  • Bus Stop
    • Oak/Earl/Fassett
    • Varland & East Broadway

Schools

  • Navarre Elementary
  • East Side Central Jr. High
  • Waite High School
  • Various Charter Schools
  • Cardinal Stritch Catholic High School

Nearest Hospital

  • St. Charles Hospital
  • Bay Park Hospital

Utility Information

Amenities/Resources:

  • 1 Bedroom Apartments
  • LMHA paid utilities (must supply own A/C)
  • Adequate parking
  • Laundry facility
  • Community room
  • Monthly Commodities
  • Resident Programs
  • Playground & Basketball Court
  • Library Bookmobile
  • Summer Feeding Program for children
  • Hope House
  • Senior Service Coordinator
Источник: https://www.lucasmha.org/locations/detail/2199

ECHL Today - Nov. 28

Norfolk Admirals (7-6-1) at Orlando Solar Bears (9-5-2)                         3 p.m. ET

  • Noah Corson leads Norfolk against the Solar Bears with three goals and six points.
  • Orlando’s Luke Boka has three goals in his last four games.
  • Admirals have scored 18 of their 42 goals in the second period.
  • Solar Bears have outscored their opponents 13-8 during four-game winning streak.

 

Atlanta Gladiators (7-5-1) at South Carolina Stingrays (6-6-1)           3:05 p.m. ET

  • Atlanta’s Cody Sylvester is tied for the league lead with three game-winning goals.
  • South Carolina’s Carter Cowlthorp has three goals in his last three games.
  • Gladiators are fifth with 33.08 shots per game.
  • Stingrays have outscored their opponents 16-6 in the first period.

 

Newfoundland Growlers (12-2-0) at Worcester Railers (5-7-1)           3:05 p.m. ET

  • Newfoundland’s Gordie Green has six points (2g-4a) in his last five games.
  • Drew Callin leads Worcester against the Growlers with four points (1g-3a).
  • Growlers are first team in ECHL history to begin a season 8-0-0 on the road.
  • Railers are 4-0-1 when leading after two periods.

 

Utah Grizzlies (10-5-0) at Tulsa Oilers (6-5-1)                                       4:05 p.m. CT

  • Utah’s Christian Simeone scored his first pro goal in Saturday’s 3-1 win over Oilers.
  • Tulsa’s Duggie Lagrone is tied for eighth among rookies in plus-minus at +8.
  • Grizzlies are third with five shorthanded goals.
  • Oilers are 4-0-0 when leading after two periods.

 

Rapid City Rush (6-7-2) at Wichita Thunder (8-5-2)                            4:05 p.m. CT

  • Rapid City’s Lukas Parik has allowed two goals or less in four of his six appearances.
  • Wichita’s Jay Dickman is on a seven-game point streak (4g-6a).
  • Rush are third on the power play at 26.0 percent (13-for-50).
  • Thunder are 6-1-0 when scoring first.
Источник: https://www.echl.com/en/news/2021/11/echl-today-nov-28

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