chase personal credit card number

You can activate a credit card by providing your personal When you're activating the card over the phone, the number you call from. Bank smarter with U.S. Bank and browse personal and consumer banking services including checking and savings accounts, mortgages, home equity loans. Is the Chase Freedom® Student credit card worth it? With no annual fee and a relatively good cash back rate, this card is worth getting for.

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Best Chase credit cards for December 2021

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How to activate a Chase credit card

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Activate your Chase card in order to use it. The process is simple and can be done online or by calling Chase. The activation process may take up to a few minutes, but once activated, you can use your credit card right away.

Activate your Chase card online if you’d rather not be stuck on the phone. Follow these simple steps:

  1. Go to the Chase Verify webpage.
  2. Enter your login details or sign up if you’re a first-time Chase cardholder.
  3. To sign up, you’ll need your Social Security number and your card, account or application number.
  4. Once you log in, navigate to My accounts.
  5. Select your new card and choose the activation button.

If you prefer getting things done by phone, make sure you have your Social Security number, your credit card number and your security questions ready. Once you have all the information you need, here’s how to activate your card by phone:

  1. Call 800-432-3117 for personal cards or 888-269-8690 for business cards.
  2. Enter the last four credit card digits
  3. Follow the prompts to activate the card.

How do I know if my Chase card is activated?

Log in to your online account and navigate to My accounts. Your new card information should be available from there.

Now that you have activated your Chase credit card, you’ll want to know how to optimize your card use so you can get the highest value out of it.

  1. Download the mobile app. Downloading the Chase mobile app helps t mobile one line deals track your rewards, monitor your accounts, make payments or activate Chase Offers.
  2. Set up digital wallets. Simplify your online and in-store purchases using your smartphone or a smartwatch. To use it, you need to set up a digital wallet.
  3. Enroll in online banking. Enroll in Chase online banking to control your finances, monitor your account, redeem rewards and more. To enroll, you need to provide your personal information such as your SSN or tax ID, your bank account and your mobile phone number.
  4. Set up a PIN. If you didn’t get a personal identification number (PIN) with your card or if you want to reset your old one — call 800-297-4970. Follow the automated instructions to set it up. You need a PIN for ATM cash withdrawals and credit card purchases abroad.
  5. Set up autopay. Access your Chase online account or your mobile app and select the card you want. Select Set up next to automated payments. Chose the amount you wish to pay each month and from which account you wish to pay.
  6. Maximize rewards. The Chase Freedom and Chase Sapphire cards are part of the Chase Ultimate Rewards program. This means that even though some of the cards are marketed as cashback cards, you actually earn points. Check out our guide on earning Chase points, on Chase points redemption and even how to transfer your points to Chase’s airline and hotel partners.

Activating your Chase credit card is easy — either by phone or online. But now that you have a Chase credit card, consider adding a great alternative credit card to your wallet, which can get you additional perks or expand your credit limit.


Final Verdict

Chase offers numerous credit cards that offer cash back, rewards, and other attractive benefits. It partners with many well-known brands and its proprietary rewards program is one of the most popular. Of all of its credit cards, the Chase Freedom Unlimited is our choice for the best overall card. With its lucrative cash back offers and flexible redemption program, it's also our choice for the best cash back credit card.

Compare the Best Chase Credit Cards

Credit CardAnnual FeeIntro OfferRewards
Chase Freedom Unlimited
Best Overall, Best Cash Back
$0$200 after $500 within 3 months5% travel through Chase 3% at restaurants and drug stores Unlimited 1.5% all else
Ink Business Unlimited
Best Business
$0$750 after $7,500 within 3 monthsUnlimited 1.5%
Chase Sapphire Preferred
Best Bonus
$9560,000 points after $4,000 within 3 months5X points on travel purchased through Chase Ultimate Rewards(R), 3X points on dining and 2X points on all other travel purchases
Chase Freedom Student
Best Student
$0$50 after 1st purchase within 3 months1% on all purchases
Chase Sapphire Reserve
Best Travel
$55050,000 points after $4,000 in 3 months3x dining and travel 1x all else
United Explorer
Best Airline
$95 (first year waived)60,000 miles after $3,000 in 3 months; Additional 10,000 after $6,000 total in 6 months2x on United, dining, and hotels
Marriott Bonvoy Boundless
Best Hotel
$953 Free Nights (up to 50,000 points each) after you spend $3,000 in 3 months6x at Marriott 2x all else

Editorial Picks for Best Chase Credit Cards

Chase Freedom Unlimited

Best Chase personal credit card number, Best Cash Back

The Chase Freedom Unlimited is the best overall Chase card and best for cash back with its unlimited 1.5% cash back and bonus categories for travel, dining, and drugstores. Rewards can be redeemed for cash back, travel, gift cards, and more.

Read the Full Chase Freedom Unlimited Review.

Ink Business Unlimited

Best Business

The best Chase credit card for business owners is the Ink Business Unlimited because it earns an unlimited 1.5% cash back on every purchase. It has a strong one-time bonus offer and comes with free employee cards to help earn additional rewards.

Read the Full Ink Business Unlimited Review.

Chase Sapphire Preferred

Best Bonus

The best bonus from Chase is available with the Chase Sapphire Preferred Card. New cardholders can earn 60,000 points, which is worth up to $750 when booking airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.

Read the Full Chase Sapphire Preferred Review.

Chase Freedom Student

Best Student

Students will love the Chase Freedom Student card because of its unlimited 1% cash back and annual bonuses for being responsible with the card. It includes free access to your credit score and it's possible to earn a larger credit limit after making five payments on time.

Read the Full Chase Freedom Student Review.

Chase Sapphire Reserve

Best Travel

The best travel credit card from Chase is the Chase Sapphire Reserve because of its valuable rewards and travel perks. Cardholders receive airline lounge access, primary rental car protection, and much more. Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards(R) immediately after the first $300 is spent on travel purchases annually.

Read the Full Chase Sapphire Reserve Review.

United Explorer

Best Airline

The United Explorer Card is the best airline credit card from Chase because of its travel perks when flying United, reimbursement for Global Entry or TSA Precheck, and two complimentary airport lounge passes each year. It also offers a substantial one-time bonus and waives the annual fee for the first 12 months.

Read the Full United Explorer Review.

Marriott Bonvoy Boundless

Best Hotel

The Marriott Bonvoy Boundless card provides automatic Silver elite status and an upgrade to Gold based on your spending. It comes with an annual free night certificate and offers an attractive welcome bonus that can be used to book a rewarding getaway.

Read the Full Marriott Bonvoy Boundless Review.

Types of Chase Credit Cards

Chase issues Visa and Mastercard network-branded cards but not American Express or Discover network-branded cards. It offers the following types of credit cards:

  • Generic travel points
  • Cash back cards
  • Co-branded partner loyalty programs
  • Small business credit cards
  • 0% APR promotions
  • Student cards

Chase does not offer a secured credit card at this time.

Is a Chase Credit Card Right for Me?

Chase offers credit cards that attract a diverse set of customers using a variety of rewards programs, welcome bonuses, benefits, annual fees, and interest rates. The majority of its credit cards earn rewards, like the Chase Freedom Unlimited (cash back), United Explorer (airline miles), and Chase Sapphire Preferred (general travel points). Chase is an excellent match for customers who pay their balance in full each month to avoid interest while earning rewards on their purchases.

Chase Credit Card Benefits

Its cards include a variety of benefits that cater to its target customer, like airport lounge access for the Chase Sapphire Reserve. Benefits like purchase protection and extended warranty protect your purchases and are included with a majority of its cards. Chase also provides free credit scores to customers through its Credit Journey program.

Fees for Chase Credit Cards

Customers can choose from a variety of annual fees with Chase, ranging from $0 to $550 per year. While some people are hesitant to bank america edd debit card sign an annual fee, many others feel that the benefits received wells fargo sign on website outweigh the fees that they pay.

Many of its credit cards waive foreign transaction fees, which can be up to 3% of any international purchase. A handful of its cards still charge this fee, like the Chase Freedom Unlimited, so double-check before departing on an international vacation.

Interest Rates for Chase Credit Cards

Most of the Chase credit cards have interest rates starting in the 14% to 17% range. However, depending on your creditworthiness, your rates may be higher. If you pay your statement balance in full each month by the due date, you will not be charged any interest for your purchases.

Some of its credit cards have 0% APR promotions on balance transfers, purchases, or both. These offers provide extra time to pay off your balance before being charged interest.

How Chase’s Ultimate Rewards Program Works

Chase issues numerous cards that earn Ultimate Rewards, which can be redeemed for travel, gift cards, gift certificates, and Apple merchandise or transferred to Chase travel partner loyalty chase personal credit card number (like Hyatt, Marriott, and United Airlines), usually on a 1:1 basis. Chase’s premium travel card, Sapphire Reserve, offers a 50% premium on Ultimate Rewards points when they're redeemed for travel through the UR travel portal, while the Sapphire Preferred and Ink Preferred provide a 25% premium.

The following Chase cards offer Ultimate Rewards:

  • Chase Sapphire Reserve
  • Chase Sapphire Preferred
  • Chase Ink Preferred
  • Chase Freedom
  • Chase Freedom Unlimited
  • Chase Freedom Student
  • Ink Business Preferred
  • Ink Business Unlimited
  • Ink Business Cash

For more details on Ultimate Rewards, please see our Ultimate Guide to Chase Ultimate Rewards.

Aside from Chase’s Ultimate Rewards program, the bank offers other rewards cards that include cash back (both flat rate and ones with bonus cash back on quarterly rotating categories) and partner-based programs like airline, hotel, and retailer loyalty points.

What Credit Score Is Needed for a Chase Credit Card?

Chase generally requires excellent credit for most of its card products but does offer a few cards aimed at those with merely good credit. Excellent credit typically requires a FICO score of 740 or better, while a good credit score starts at 670. The Chase Freedom Student Card is targeted to young adults that are just chase personal credit card number out, but it also requires a credit score of 670 or greater. Chase does not offer cards for fair or bad credit and doesn't have a secured credit card.

You can apply for a Chase credit card online 24 hours a day through our referral links above. When applying for a personal Chase credit card, you'll need to provide the following information:

  • Full name
  • Address
  • Type of residence
  • Date of birth
  • Mother's maiden name
  • Email address
  • Phone number
  • Social Security number
  • Total gross annual income
  • Source of income

Many applicants will receive an instant decision with their new credit limit. If you're approved, you should receive your new card in 7 to 10 business days.

Pending applications can call Chase at 800-432-3117 to discuss the application and answer any questions they might have. Or you may choose to wait until a letter arrives in 7 to 10 business days that capital one vip checking account their decision or requests additional information.

Does Chase Have a 5/24 Rule?

Chase uses an in-house guideline to manage its card risk, called the 5/24 Rule. It will chase personal credit card number approve applicants who have opened five or more accounts in the past 24 months. This rule applies to any new credit card accounts, not just those with Chase. Small business credit cards generally do not count toward this limit because most banks do not report them to your personal credit report.

What Is the History of Chase?

Chase credit cards are issued by Chase Bank, N.A., which itself is part of the retail banking arm of financial services behemoth J.P. Morgan Chase, the largest banking organization in what is the capital of japan now U.S. and sixth-largest in the world. J.P. Morgan Chase has grown over time through the acquisition and merger of multiple large banking organizations in the past 20 years, such as Bank One, Chemical Bank, and Washington Mutual. The biggest of these was the merger of J.P. Morgan and Chase Manhattan Bank in 2000, which resulted in the company's new name and branding.

Chase issues many rewards cards to consumers, students, and small business owners, with rewards that include both cash back and points. Its cards also provide options for cardholders wishing to transfer balances and manage spending. Chase has partnerships with numerous major airlines, hotels, and retail organizations and offers specialized rewards programs through co-branded credit cards. Partnerships include Amazon, Disney, Hyatt, Marriott, IHG, United Airlines, and Southwest Airlines.


To find the best Chase credit cards, we analyzed every publicly available credit card offered by the bank. We gathered data points on each card, including annual fees, interest rates, welcome bonuses, earnings power, benefits, and more. Each data point was assigned a score and ranked against other Chase cards to pick the best for each category. We continuously monitor data from card issuers to update our rankings and ensure that we're presenting the most accurate information to our readers.


Ben Woolsey is Investopedia's Associate Editorial Director of Financial Products and Services, including credit cards. He has more than 30 years of experience in the financial services industry, including marketing for banking and financial institutions such as Associates First Capital and Bank One. Prior to Investopedia, he managed credit card content for and


Fidelity® Rewards Visa Signature® Card meredith village savings bank alton nh

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest capital one auto finance payoff department address, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.


Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.


To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with meredith village savings bank alton nh eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2,500 Points.


Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).

5. Certain restrictions apply to each benefit. Details accompany new account materials.


Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.


Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $250,000 invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible managed accounts are charged an advisory fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

©2020 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© 2021 The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917


Frequently Asked Questions

  • The best way to use a credit card is to maximize its value while avoiding interest payments. In most cases, this means using credit cards that offer the most rewards and perks for your spending while making sure you pay off your balance each month to eliminate interest charges.

    Learn More:How to Use Credit the Right Way

  • Yes, if you want to keep your credit card usage as simple as possible. However, if you're comfortable using multiple cards, you can sharpen your credit-card rewards strategy and decrease your utilization ratio.

    Learn More:How Many Credit Cards Should You Have?

  • Yes, if you know how to maximize your rewards, redeem them, and take advantage of the card's perks. In most cases, the perks and rewards-earning potential of the best travel rewards cards far exceed the annual fee you pay to use the card.

    Learn More:Pros and Cons of Travel Reward Cards

  • Yes, but you have to be smart about how you use your card. Credit scores emphasize your payment history and your credit utilization. So, when you open a new credit card, you should pay off your all purchases and fees each month by your due date to ensure you don't carry a balance and that you don't pay late.

    Learn More:How To Use a Credit Card to Build Credit

  • Yes, there are several purchases you should make with your credit card, including: purchases that you can't afford, put you over your credit limit, or that could shift your utilization from below 30% to above 30%.

    Learn More:7 Times You Shouldn't Use Your Credit Card

Key Terms

  • Card Issuer

    A credit card issuer is a bank or credit union that offers credit cards and extends credit limits to cardholders who qualify. When consumers make credit card purchases, the credit card issuer is ally bank refinance home loan for sending payments to merchants for purchases made with credit cards from that bank. 

    Learn More

  • Preapproval

    Credit card preapproval means that you've met a card issuer's initial criteria for a card. This doesn't mean you'll be approved, though.

    Learn More

  • Chip Card

    A chip card is a payment card that’s equipped with a secure computer chip that is all-but-impossible for thieves to copy. 

    Learn More


    UDAAP is an acronym in the consumer finance industry that stands for “unfair, deceptive, or abusive acts or practices.”

    Learn More

  • Credit Card Network

    A credit card network authorizes, processes, and sets the terms of credit card transactions, as well as transfers payments between shoppers, merchants, and their respective banks. 

    Learn More

  • Cash Back

    Cash back is a bonus paid to credit cardholders who make qualifying credit card purchases.

    Learn More

  • Airline Cards

    An airline credit card is a type of travel rewards credit card that allows consumers to earn airline miles and other perks with a specific airline in exchange for making purchases.

    Learn More

  • Student Cards

    Student credit cards are cards designed for college students who are looking for a first credit card. These cards often have APRs similar to regular credit cards but are appropriate for young people who don't have much credit history. There are even student credit cards that offer rewards.

    Learn More

  • My Chase Plan

    The My Chase Plan lets you pay off Chase credit card purchases of at least $100 in fixed monthly installments with no interest. Learn how it works and what to consider before setting up a My Chase Plan.

    Learn More

  • Credit Card Debt

    Credit card debt is a type of revolving debt. You can keep borrowing month after month as long as you repay enough that you never owe more than your credit limit. Credit card accounts can be used indefinitely, unlike installment loan accounts that are closed once the balance is paid off.

    Learn More


Chase has some fantastic credit cards.

For a personal card, Chase Sapphire Preferred is strongest (or the Chase Sapphire Reserve if you want true luxury). You get 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. You also get 5x points on travel purchased through Chase Ultimate Rewards, 3x points on other travel, 1x on everything else (plus a $50 annual Ultimate Rewards Hotel Credit). $95 annual fee.

For my business, I love the Chase Ink Business Preferred because of its generous rewards structure. If you do any advertising online, you need this credit card. This reward structure is on top of the 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening in the .

With cards this good, and sign up bonuses this rich, everyone wants these cards.

But not everyone can get them.

If Chase rejects your credit card application, you can have it manually reviewed. Sometimes you don’t qualify. Sometimes they need more information. Read on to find out if there’s a way you can get them to reconsider your application.

How Do You Know If You’re Rejected

Three things can happen after you submit your Chase credit card applications:

  • You see a message that your application was approved – Congratulations!
  • You see a message that your application was denied – sorry 🙁
  • You see a message that your application is “under review” and you’ll hear back in 30 days.

Chase reviews ever application.

Sometimes approval is near instant. That’s when you get the approval message and can expect your card in the mail in about 7-10 days.

And sometimes chase personal credit card number denial is near instant. That’s when you’ll want to prepare yourself for a phone call.

How to Check Application Status

If you weren’t insta-approved, you can check your “application status.” The quickest way is to log into your account. In the menu, there is an application status section.

If you prefer the phone, you can call the automated status line by dialing 800-436-7927.

If you call, Chase may direct you to speak to a representative. If this concerns you, don’t call to check. You can check by logging in and that will never result in a chat. 🙂

When I applied for a Southwest Rapid Rewards Premier Business Credit Card, I was initially put into review. Chase called me to confirm a few business details before they approved my application.

I was never rejected. Being placed under review does not mean you’re denied. It means they need more time and information.

In reality, Chase told me to call them. If anyone calls you and says they’re Chase, immediately hang up and call the number on your card. It doesn’t matter if the number that shows up matches the customer service number.


Scammers can “spoof” (fake) that number. You want to always call the number yourself.

If Chase rejects your applications, you can call the reconsideration line.

Before you call, here are cases where a call will NOT WORK: (know this before you apply next time!)

  • Chase “5/24 Rule” – For Chase credit cards, there’s a 5/24 Rule. They will not approve you for a new card if you have applied for 5 or more new cards in the last 24 months. They think you have too many credit cards!
  • Chase “2/30 Rule” – Chase will only approve up to two credit cards every rolling thirty day period. If you try for a third, they will not approve it.
  • No Duplicate Card Rule – You can’t get two of the same card. This applies to certain card types too, like the Chase Sapphire. You can’t get the Chase Sapphire Preferred and the Reserve, only one.
  • 24-Month Sign Up Bonus Rule – This is a rule regarding sign up bonuses. You cannot get a sign up bonus more than one time every 24 month period. If you got it within the last 2 years, you will not be eligible to get it again. If you got the bonus over 2 years ago but still have the card, they will reject you until you cancel your active card. If you cancel, wait at least 60 days before applying again (we learned this from our Chase Southwest Rapid Rewards card strategy for Companion Pass).
  • 48-Month Sign Up Bonus Rule – Sadly, some cards have increased their waiting period to 48 months. The Chase Sapphire Preferred Card is one of these cards with a 48 month waiting period, the terms and conditions state: “The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who 22.7 c to f a new cardmember bonus within the last 48 months.”

Sadly, there’s no getting around those rules.

The Chase reconsideration phone number line for Personal cards is 1-888-270-2127.

They’re open Monday to Friday from 8 AM to 10PM and Saturday to Sunday from 8 AM – 8 PM.

The Chase reconsideration phone number line for Business cards is 1-800-453-9719.

They’re open Monday to Friday from 1PM to 10PM. No weekends.

If you haven’t heard from them and want to talk to someone, you can call:

  • Chase Customer Service: 800-432-3117
  • Chase Application Status: 800-436-7927

During a reconsideration call, you want to explain to the representative why you want this chase personal credit card number card and give them a good reason. Maybe you like the benefits of the new card over your old cards. Maybe you signed up because of the partnership with an airline or hotel partner and you use them a lot, you want to increase your status or are planning a big trip.

They will also verify any information you provided on the application, like income. This is especially true for business cards. They want to make sure you have a legitimate business. Be prepared to answer questions about your business.

Finally, if things don’t appear to be going well, you can ask them what you need to do to get approved. They may tell you!

Here are some common strategies for getting approved:

  • Move around your credit. If you have too high a total credit limit at Chase, they may balk at giving you more. Ask if you can shift your credit around to the new card.
  • Improve your credit score. Perhaps your score is on the border of what they’d accept at this time, try these techniques for increasing your credit score and re-apply later. Ask them when you should try back.

More on the Chase 5/24 Rule

The Chase 5/24 is not written down anywhere. People first stumbled on it in the terms and conditions of a Chase chase personal credit card number but it was later removed. It’s unwritten but well known.

The rule applies to personal and business cards. If you have 1 business card and 4 personal cards, Chase will not approve you for any other Chase cards. They’re want to avoid those applicants who are only collecting bonuses.

The last gotcha is that if you are an authorized user on a Chase card that card counts towards the five. If you’re a spouse or employee and authorized on that card, it counts.

The best way to find out your count is to look at your credit report. This will also tell you when you opened those accounts for the 24-month rule.

I use the Waterfall Method for monitoring my credit reports but there are some services where you can check your credit scores for free. Those services may list your cards and opening dates, so you don’t have to use up one of your free annual credit report checks.

Some Additional Tips

If the bonus on a card goes up within ~90 days, call and ask Chase to bump up your bonus to match the new offer.

They may not do it but we’ve read plenty of reports of folks who have had good success with this. Never hurts to ask!

Increasing the bonus may increase your spending requirements, to match the newer promotion, but it may mean more points!

If you want to get the card as soon as possible, cask Chase to overnight the card. They probably will.

Enjoy the new card and good luck!

Источник: nearest peoples bank to my location chase personal credit card number

5 Replies to “Chase personal credit card number”

  1. Kelli Gassaway yes. The banker showed me the computer screen saying I was approved for the BOA Cash Rewards secured credit card for $1,000. They will overnight the card once they process your application and deposit.

  2. TEXT MR JAMES +вћЉвћЌвћЉвћ‹вћЋвћЌвћЉвћ‘вћђвћЌвћ’ says:

    @The Official DW World yes mam

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