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Are Banks Open on Thanksgiving Day 2021? Opening Hours for Chase, Capital One and More
Thanksgiving is observed on the fourth Thursday of every November. In 2021, it falls on November 25.
As it is a federal holiday, many government offices are shut on Thanksgiving Day and most banks, including The Federal Reserve, are closed the farmers & merchants bank the day.
However, online banking options are still available to customers at the website of their bank. ATM machines can also be accessed at local branches for any banking needs. Call centers for some banks may also stay open on Thanksgiving Day.
Some banks may also offer certain services (such as a drive-up banking option) on a reduced schedule. Contact your local bank branch to confirm the services available and exact hours of operation before visiting.
It's also worth noting that some branches may be closed or operating reduced services amid the ongoing COVID-19 pandemic.
The U.S. Federal Deposit Insurance Corporation (FDIC) says: "In difficult circumstances, some banks may need to temporarily limit operations to protect the health of their employees and customers. This may include closing a lobby, converting to drive-thru only services, or encouraging customers to use ATMs or digital channels to access their services.
The FDIC "encourages banks to work with consumers affected by COVID-19," in the form of waiving certain fees, including overdraft, ATM, late payment, early withdrawal, and other fees.
"Regardless of the bank's operating conditions, your money is insured by the FDIC. Deposits with an FDIC-insured bank or savings institution will continue to be protected up to at least $250,000," the FDIC says.
Listed below are some banks that are closed on Thanksgiving Day. Contact your local bank to confirm its normal hours of operation.
Other Federal Holidays in the U.S.
Below is the full list of federal holidays observed in the country.
- New Year's Day (January 1)
- Martin Luther King, Jr.'s birthday (third Monday in January)
- Presidents' Day/George Washington's birthday (third Monday in February)
- Independence Day (July 4)
- Labor Day (first Monday in September)
- Columbus Day (second Monday in October)
- Veterans Day (November 11)
- Christmas Day (December 25)
The graphic below, produced by Statista, illustrates the impact of inflation on Thanksgiving dinners.
The graphic below, produced by Statista, illustrates the change in the number of Americans traveling for Thanksgiving in 2020 and 2021, compared with 2019.
Thanksgiving is celebrated on the fourth Thursday every November, providing an opportunity to gather with friends and family to give thanks. The holiday has become synonymous with the parade, football and dog show, while Americans dine on the farmers & merchants bank and pumpkin pie.
According to History.com, Abraham Lincoln made it a national holiday to be celebrated on the last Thursday of November by presidential proclamation in 1863. Franklin D. Roosevelt moved the holiday up a week starting in 1939, in an attempt to “spur retail sales,” the website explained. After opposition, he signed a bill in 1941 moving it to the fourth Thursday of the month.
Federal holidays often usher in business closures to allow employees to celebrate. So are banks and the stock market open or closed? Here is what you need to know:
Most Banks Are Closed on Thanksgiving
Banks are typically open throughout the workweek, with Policygenius reporting the average bank opens between 8 and 9 a.m. and closes between 4 and 6 p.m.
According to Insider, that schedule is disrupted by federal holidays. Most financial institutions across the country follow the Federal Reserve System’s schedule of observed holidays. In addition to Thanksgiving Day, that schedule includes New Year’s Day, Birthday of Martin Luther King, Jr., Washington’s Birthday, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Columbus Day (Indigenous People’s Day is often observed in its place), Veterans Day and Christmas Day.
2021 is no different, with Newsweek reporting most of the below list, which will remain closed in observance. Online banking remains largely open and many call centers are still running. Click on your bank for exact details:
Some branches and private banks observe a different schedule. If you the farmers & merchants bank any questions, verify with your local bank.
The Stock Market Is Closed on Thanksgiving
The stock market is closed on Thanksgiving. According to Barron’s, the New York Stock Exchange and Nasdaq closed to observe the holiday, as is the case for U.S. the farmers & merchants bank and over-the-counter markets.
According to the New York Stock Exchange’s website, there is a list of nine other holidays observed in all markets. Those include New Year’s Day, Martin Luther King, Jr. Day, Washington’s Birthday, Good Friday, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day and Christmas Day.
The stock market remains open during two commonly observed bank holidays – Veterans Day and Columbus Day (increasingly celebrated. as Indigenous People’s Day).
Barron’s did note the market will reopen on Black Friday, the day after Thanksgiving. The outlet reported the New York Stock Exchange and Nasdaq will be open from 9:30 a.m. until 1 p.m., while “bond and over-the-counter markets will close at 2 p.m.”
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News from 100 years ago
the stories I extract from newspapers come from the McCook Tribune but today I�m sharing stories from the McCook Republican that I found in Newspapers.com through my expanded Ancestry membership. Newspapers.com does offer a short-term free membership to allow you to search their website BUT, and this is a very big but, you have to remember to discontinue that membership or you will be charged every month.
November 4, 1921: �When returning from practicing their play at the high school building, Frank Raine and Bud Bartlett accompanied Cyril Viersen, they were running rapidly along the sidewalk south of J. E. Kelley�s residence on F street, Halloween night, when Frank and Bud struck a wire stretched from tree to tree across the sidewalk. The wire cut quite a gash below Frank�s mouth and threw him to the walk. Bud was thrown violently to the walk, receiving a cut over his left ear and a broken shoulder. They were taken to the Somerville home, across the street and a physician summoned, who dressed their wounds and reduced the fractured shoulder. Both boys then went to their homes and will be all right when their wounds are healed. But its no fun now for the victims of a thoughtless Halloween prank, the like of which it is hoped will not be tried again.�
�Bullard Lumber Yard burns. About 3 o�clock Tuesday morning the southeast sheds of the Bullard Lumber yard was discovered to be on fire, and an alarm was turned in but before the fire department could arrive the flames had spread all along the south side and part way up both the east and west sides and had communicated to the piles of fence posts and other lumber in the center of the yard, causing a loss estimated variously between $30,000 and $40,000. Insurance $18,000. The new fire apparatus worked fine and the office building and storage sheds adjoining it half way down the east side were saved from destruction. The origin of the fire is not known.� November 4,1921.
�Break and Rob Sutton�s Window. Early Tuesday morning, during the Bullard fire, someone broke the south show window of Sutton�s Jewelry store with a piece of iron pipe and took two strings of pearls, several watches, some rings, and other jewelry, estimated to be worth between $300 and $400. No clue of the thief or thieves has been discovered. The Jewelers� Insurance Co. has been notified, and their agents will undoubtedly investigate the case thoroughly.� November 4, 1921
�Legal Battle for Child. A legal battle for the custody of Paul Shobe, four years old, is being waged in McCook, where his grandmother, Mrs. Jake Matthews instituted habeas corpus proceedings. Deputy Sheriff J. H. Cooper passed through Lincoln with the boy, enroute to McCook, where his guardianship will be arranged. The boy�s mother and daughter of Mrs. Mathews died, and her husband re-married. He died soon afterward, and the second wife lays claim to the boy. She will fight the attempt of Mrs. Mathews to gain custody of the child. The boy has been at Stanton with his step-mother. Judge Eldred at the hearing Wednesday gave the step-mother, Mrs. Florence Shobe, of Stanton, the custody of the child, Paul Shobe.� November 25, 1921
�F & M Bank Moves. The Farmers and Merchants Bank who have been temporarily occupying the room at 223 Main Avenue, moved this week into their elegant home and permanent quarters at 209 Main Avenue, in the same block south. Though not finished it can be occupied without interfering with their business, and the officia�s will be glad to have you call and show you the convenience of their new home.� November 25, 1921
Don�t forget the SWNGS Christmas Party on Saturday, December 4th starting at 1 p.m. We are located at 322 Norris Ave., in the Temple Building, Rooms 2-7. There is an elevator for your use.
Ospc tucker on bank statement
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